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2023 Medicare Certifications

2023 Medicare Certifications

2023 Medicare Certifications
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2023 Medicare certifications have officially kicked off with the launch of AHIP (America’s Health Insurance Plans) and NAHU’s (National Association of Health Underwriters) certifications this week. Typically, agents won’t begin the process until week 2 when the major carriers begin to launch their own specific training for the 2023 season.

What is AHIP and NAHU?

AHIP stands for American Health Insurance Plans and was established in 2003 through a merger of the Health Insurance Association of America and the American Association of Health Plans. AHIP offers Medicare training that is accepted by CMS (Centers for Medicare and Medicaid Services) and nationally by all Medicare insurance carriers.

NAHU stands for National Association of Health Underwriters and is a non-profit professional association that was established in 1930. NAHU has chapters all over the country that are organized to promote common business interests to those who are engaged in the sale of health insurance products and services. In 2021 they launched their own version of AHIP’s Medicare training to compete with the other organization. You can find all the details on that here.

2023 Medicare Certifications: Current Dates to Remember

In planning for 2023 AEP, it is important to plan out and take all required certifications in a timely fashion. So far, AHIP and a handful of national carriers have announced the dates of when the new training will be available for agents. Here is a list with corresponding dates:

AHIP: June 20th

NAHU: June 22nd

United Healthcare: June 27th

Humana: June 28th

Anthem: June 28th

Aetna: June 29th

Wellcare: July 19th

Where does Pinnacle Financial Services come in?

Pinnacle Financial Services is a full service “FMO” that is dedicated to helping agents across the country cultivate and grow their book of business. It is essential to be prepared for the upcoming 2023 Medicare AEP season, and we have the tools here for your success! We offer the best back-office support in the industry, personalized lead and marketing plans, and a nation agent trainer to help guide you through the certification process. Give us a call today to set up a 2023 pre-certification call to ensure you are done and ready to go!

Need more guidance? Check out our AEP Toolkit

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Rob Valincius

Rob Valincius

Director of Agent Training

x7701 | rvalincius@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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Personalized Insurance Websites

Personalized Insurance Websites

Personalized Insurance Websites
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It has become increasingly clear to agents that they need to have personalized insurance websites to help facilitate their online business. There are many ways or variations to accomplish this, but the two most utilized would be a 3rd party created a website and a unique link that is attached to a domain via forwarding.

Why Do You Need a Personalized Insurance Website?

Since the Covid pandemic, sales have changed all across the world. For insurance professionals, there has been a necessity to increase their online presence for face-to-face weary clients. This especially holds true within the senior market products, which were the heaviest hit with rules and regulations for an extended period of time. Although these restrictions have opened up over the past year, some clients have been less reluctant to allow people in their homes. This makes it immensely important to have a client-facing, personalized insurance website to market to online shoppers.

How Do You Get a Personalized Insurance Website?

There are 2 main ways to have a personalized website, which is to either have one developed by a 3rd party or yourself or have your domain forwarded to a personal link. Having your website developed by a 3rd party is a great option if you have some money to throw into it, but this can be a very pricey option. While developing a website yourself has become easier with website creation tools through the likes of Wix or WordPress, it can be very time-consuming and frustrating. Having a domain forwarded to a personal link is the least costly option, but also the least customizable option. If you are an independent agent looking to expand your online presence, you can reach out to me HERE to help decide your best course of action!

Where does Pinnacle Financial Services come in?

Pinnacle Financial Services is a full-service “FMO” that offers you some of the best technology in the business, like our proprietary Connect4Medicare platform, and can help you build your optimal online ecosystem. Our Connect4Medicare platform gives all of our partnered agents a personal link at no additional cost. All it takes is to reach out to one of our sales directors and we can have you set up in as little as 24 hours. Don’t delay! Call us today!

Need Medicare leads? Learn about our many Lead Opportunities!

Make sure to check out our brand-new podcast as well! Click Here

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Rob Valincius

Rob Valincius

Director of Agent Training

x7701 | rvalincius@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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Social Media Marketing 2022

Social Media Marketing 2022

Social Media Marketing 2022
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The Covid-19 pandemic altered the way our society utilized social media marketing. Prior to 2020 social media was utilized for marketing, but not to the extent it is now. The restrictions state governments implemented on face-to-face interactions made social media marketing paramount to sales agent’s success moving forward.

What is Social Media Marketing?

Investopedia defines social media marketing as “the use of social media and social networks to market a company’s products and services. Social media marketing provides companies with a way to engage with existing customers and reach new ones while allowing them to promote their desired culture, mission, or tone.” Basically, social media marketing is a way to utilize online social networks to generate business.

Where do you use Social Media Marketing?

Whether you are an individual or a business, you have a robust amount of options at your disposal. The most prominent network over the past decade has of course been Facebook. Facebook has an immense amount of customizability that can accommodate just about any type of business you may have. If you do not have a Facebook business, you can check out a webinar I’ve done on how to do so Here! Of course, there are plenty of other platforms as well that work well, such as; LinkedIn, Twitter, and YouTube/Google Business to name a few.

How to use Social Media Marketing?

How to use social media marketing is a fairly debatable topic. Depending upon which platform you are using, this will change drastically. All of them have their pros and cons and I would recommend trying them all to see what works. Most sales agents will be utilizing multiple of these platforms to help build, what I like to call, their “Online Ecosystem.”

Where does Pinnacle Financial Services come in?

Pinnacle Financial Services is a full-service “FMO” that offers you some of the best technology in the business, like our proprietary Connect4Medicare platform, and can help you build your optimal online ecosystem. All it takes is to reach out to one of our sales directors and we can have you set up in as little as 24 hours. Don’t delay! Call us today!

Need Medicare leads? Learn about our many Social Media Lead opportunities!

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Rob Valincius

Rob Valincius

National Director of Agent Training

x7701 | rvalincius@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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What is Humana Pharmacy?

What is Humana Pharmacy?

What is Humana Pharmacy?
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What is Humana Pharmacy?

What is Humana Pharmacy? This has been a common question that is coming up more and more, especially over the past year. Since the start of the COVID-19 pandemic, there has been a growing number of people that are now utilizing mail-order pharmacies. Humana is one of the top Medicare Advantage carriers in the country and has implemented excellent programs like the member care assessment (MCA) and Humana Pharmacy to ensure member retainment.

Mail-Order Pharmacy

Before we discuss Human’s mail-order pharmacy, it’s important to know what a mail-order pharmacy is. Most major carriers have a mail-order option available. This allows the client to get a 90-day prescription delivered directly to their door typically receiving an even better discount doing so.

What are Humana Pharmacy Benefits?

Some of the Humana Pharmacy benefits include:

  • Safe and time-efficient- No need for your client to go to the pharmacy and wait in line. Minimum exposure while getting reminders when it’s time to reorder medications.
  • Cost Savings- Many Humana plans offer this as a preferred cost-share pharmacy. This means $0 copays of tier 1 and 2 generics with a 90-day supply for most drugs. The pharmacy team is also always working with the client and doctor to find more cost-efficient drug options.
  • Quality- The client’s prescriptions are double-checked for accuracy and ensured they are shipped in tamper-resistant bottles (refrigerated with icepacks where necessary). Prescriptions are also delivered in plain packaging so there’s no need for the client to worry about privacy issues.

What Can a Client Get Using Humana Pharmacy?

Client’s can get a variety of things through the Humana Pharmacy such as:

  • Maintenance Medications-Examples include prescriptions used for high blood pressure and cholesterol.
  • Specialty Medications- These are typically condition-specific for complex illnesses like psoriasis or cancer.
  • Diabetic Testing and Injection- Supplies like glucose meters, lancets, and test strips.
  • OTC (Over-The-Counter) Supplies- Items include vitamins, cold and flu medications, and even first-aid materials. Members on certain Medicare Advantage plans can even get a monthly or quarterly allowance included in their plan benefits. (2021 OTC Catalog Here)

Where does Pinnacle Financial Services come in?

Pinnacle Financial Services is a full-service “FMO” that offers you the best technology in the business while giving you options as well. We are the only FMO in the country that offers BOTH Connecture and Sunfire platforms simultaneously to choose from for online enrollments. We also offer the best back-office support in the business, guaranteed lead programs, and give you access to over 150 different carriers in every area of the senior market to choose from. I am the national agent trainer here and I am dedicated to helping agents learn anything that will help take their business to the next level. Before you know it, AEP (Annual Election Period) will be here, and you need a partner that is committed to growing your business. Don’t hesitate and call us today!

Need Medicare leads? Learn about our Per-Piece Lead Program

For more information, contact a Pinnacle representative today at 1 (800)-772-6881 x7731 or email sales@pfsinsurance.com.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Rob Valincius

Rob Valincius

National Director of Agent Training

x7701 | rvalincius@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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Social Media Marketing 2022

Social Media Marketing

Social Media Marketing
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With the Covid-19 pandemic, social media marketing has become a staple way for sales professionals to generate leads via the internet. Social media can include but is not limited to, websites such as Facebook, Instagram, Twitter, Google Business, and even TikTok. Although they can totally vary on implementation, their end goals are all the same: LEADS.

What Platforms Should You Use

It is important to choose the right platforms that make sense for your client base. As a Medicare marketer, for instance, Facebook has been the go-to platform. From a demographic perspective, Baby boomers have been growing on utilization of the Facebook platform. In fact, according to a study published by Statista as of 2019, 68% of Baby boomers are on Facebook. This number will only continue to grow, making that a perfect sales opportunity in the senior market. This is just an example of ensuring you are using the correct platform for your market.

Social Media Marketing: Tips and Tricks

Below are a few tips and tricks to help with your social media marketing efforts:

  1. Stay consistent. Ensure you are posting on a regular basis. Make sure you are posting content whether it be images, company updates, or even regulation changes.
  2. Stay relevant. Content should be relevant to your brand and impartial. Stay away from topics like religion or politics where it can create divisiveness.
  3. As you develop more likes and followers from interested parties, you will need to answer questions and bond with your connections.
  4. Promote your page. Whether you are promoting to your friends, family, or complete strangers, you will need to promote your social media to get engagement. This can be done both organically and by paying for promotions (which can get costly).

Where does Pinnacle Financial Services come in?

Pinnacle Financial Services is a full-service “FMO” that offers you the best technology in the business while giving you options as well. We offer different variations of social media leads from telemarketing to even Facebook! We also offer the best back-office support in the business and give you access to over 150 different carriers in every area of the senior market to choose from. I am the national agent trainer here and I am dedicated to helping agents learn anything that will help take their business to the next level. AEP (Annual Election Period) is here and don’t be last to have an online presence for this year. It is not too late so call us today!

Need Medicare leads? Learn more about our Social Media Selling System

For more information, contact a Pinnacle representative today at 1 (800)-772-6881 x7731 or email sales@pfsinsurance.com. 

Robert Valincius

National Director of Agent Training

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Rob Valincius

Rob Valincius

Director of Agent training

x7701 | rvalincius@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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