Meet the Team

Learn more about Pinnacle Financial Services, and what makes us one of the most experienced insurance marketing organizations in the country.


About Us

Pinnacle University 2019

Registration for this year’s training is now available!

See when we’re coming to your state!

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Our new, free-to-use, online enrollment system that sends your apps right to the carrier!

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2019 Plan Rating Documents Now Available

CMS has recently released the 2019 Star Ratings, and the plan rating documents have been updated for you to print and replace.

*You are required to communicate the 2019 Star Rating for the plan(s) you present during formal and informal marketing and sales events, one-on-one marketing appointments, or telephonically. You must use updated ratings information beginnig November 1, 2018.

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BCBS Medicare Supplement Bonus Program

1/1 through 7/1/2019 effective dates!*
Bonus amounts vary by state. Contact your Pinnacle Financial Services sales director for all of the details.

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PFS Mobile Quoting Tools

Medicare quotes, right at your fingertips. Now available for iPhone and Android.


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Short-Term HHC Insurance Revolutionized

Cross-Selling Opportunity

Three benefit options: $150, $300, and-or $450 maximum daily benefits

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Mobile Term Quote

The most popular method of running term quotes is now available in the hands of your agents. Quote on-the-go with ease.

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Industry Leading Final Expense Solutions

Meet your client’s needs with Guaranteed Assurance. Everyone can qualify, regardless of health issues.


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Long-Term Care Insurance Solutions

More than Just the Traditional LTC Product

At Pinnacle Financial Services, we have over 30 years of experience in the Long-Term Care industry.

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Our online contracting software eliminates having to deal with lengthy paper contracts, reducing delays and errors.

Medicare Toolkit

We have the tools, technology, and resources needed to eliminate mistakes, and make more sales.


The best and most efficient quoting software, all in one site. Run instant online quotes for our top-selling product lines.

Days Until Annual Enrollment Period 2020








FMO (Field Marketing Organization)

IMO (Independent Marketing Organization)

NMA (National Marketing Alliance)

NMO (National Marketing Organization)

BGA (Brokerage General Agency)

About Us

Depending on the carrier, we can lay claim to all of those titles above. It doesn’t matter whether you need a Medicare Supplement FMO a Medicare Advantage FMO or an Annuity and Life Insurance BGA. We can help. But, what do they mean? Simply put, they’re industry created designations, self-appointed titles, and a jumble of letters.

Here at Pinnacle, we’re about partnerships, not titles. We build partnerships with each and every agent. Whether you’re an independent broker working from home or a large agency working multiple states, we want you to join the Pinnacle team.

The deal is this: you sell and we take care of everything from submission to commission. Our toolkit is extensive. Once entered into our system, you have access to all of our carriers. Your information is securely stored and you can add additional carriers at any time. Never fill out contracting paperwork again!


Product Lines


News & Events

UnitedHealthcare Top Honors

Pinnacle Financial Services is thrilled to have received Top Honors from UnitedHealthcare for D-SNP sales. If you want to learn D-SNP all year selling, then you want to learn from the best. Join Pinnacle Financial Services at one of our D-SNP training seminars coming...

AIG: GIWL – Faster Commissions, Less Work! Here’s How…

Guaranteed Issue Whole Life Faster Bank Authentication is Here! Beginning February 1, the Guaranteed Issue Whole Life (GIWL) ePlatform will verify, and authenticate bank and customer data in real time. This enhancement will improve client satisfaction by placing...

Cigna: FL Agents- ARLIC Med Supp Rate Adjustment Coming Soon!

ARLIC MED SUPP PREMIUM CHANGE Rate adjustments for ARLIC Medicare Supplement product coming soon At Cigna, we are committed to helping customers enjoy a healthy and happy life. That's why we periodically review our premiums and make adjustments to ensure we are able...

American Equity: Catch Up with American Equity Life Insurance Company

Understanding Lifetime Income Benefit Riders video Help your clients with their lifelong income goals View Video ReadyApp Submit applications faster and more efficiently with ReadyApp Get Started Now Illustration Software Help your clients find out what lifetime...

UHC: Commission Amendment Affecting Medicare Supplement Insurance in Florida

Commission Amendment Affecting Medicare Supplement Insurance in Florida UnitedHealthcare Medicare Solutions is amending its agent/agency contracts. We strive to provide unmatched value and a distinctive experience for you and our members. Important Updates Florida:...

North American: RATE CHANGE | Effective February 5th

Interest Rates Change Effective February 5th On fixed index annuities (FIA) and multi-year guarantee annuities (MYGA) Changes have been made to a variety of indexes and crediting methods including: Margins increase on S&P 500® Low Volatility Daily Risk Control 5% and...

EquiTrust: Enjoy the Fabulous Meadowood Nappa Valley, June 24-28. Final Month to Qualify

Enjoy the beauty of Napa Valley and the amazing Meadowood luxury resort – as a qualifier of an exciting travel incentive from EquiTrust. All Products – Annuities and Life Insurance Qualify! Enjoy the beauty of Napa Valley and the amazing Meadowood luxury resort – as a...

Humana: Newsletter January 24, 2019

Learn about all the great benefits that the SilverSneakers® program has to offer The SilverSneakers® program is designed to help your members maintain good health and independence. With access to 15,000+ fitness locations, specialized workouts, classes and...

Athene: Open New Doors with Agility

Help Clients Open Doors to their Retirement Dreams With Athene Agility — Athene's Newest Fixed Indexed Annuity! Athene Agility is designed to deliver strong income and growth potential plus liquidity. This versatile product includes a built‑in Income and Death Benefit...

Aetna: New Year, New Incentives!

New Year, New Incentives Here’s a glimpse of our 2019 first quarter incentives. Whether you sell Medicare Supplement, ancillary products or a combination of both…there’s something (extra cash!) for everyone! But hurry, because they all started January 1 and end March...

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