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What is Medicare?

Medicare is health insurance for people aged 65 or older, people under age 65 with certain disabilities, and-or people of any age with End-Stage Renal Disease, or ESRD (permanent).

Part A

HOSPITAL INSURANCE
Helps cover inpatient care in hospitals. Also helps cover skilled nursing facility, hospice, and home health-care.

Part B

MEDICAL INSURANCE
Helps cover doctors’ services, outpatient care, and home health-care. Also helps cover some preventive services to help maintain your health and to keep certain illnesses from getting worse.

Part C

MEDICARE ADVANTAGE PLUS (HMO OR PPO)
A health coverage option run by private insurance companies approved by, and under contract with, Medicare.

Includes Part A, Part B, and usually other coverage like prescription drugs.

Part D

MEDICINE PRESCRIPTION DRUG COVERAGE
A health coverage option run by private insurance companies, approved by and under contract with Medicare.

Includes Part A, Part B, and usually other coverage like prescription drugs.

Medicare Resources and Tools

Quoting available on our Medicare product portfolio.

Medicare Carriers

Pinnacle works with a wide variety of carriers to help provide your clients with the best options available.

Medicare News

CMS | Changes Medicare Disaster/Emergency SEP Process to no longer allow direct enrollments by agents.

Change to Beneficiary Use of the SEP for Individuals Affected by a Government Entity-Declared Disaster or Other Emergency This memo announces a...

Attention Important Information | End of AEP Guidance & Deadlines

We will process applications received through December 7th until 6:00 PM ESTIf you cannot get the enrollments to Pinnacle Financial Services by 6:00...

CMS.gov | 2026 Proposed Rule from CMS

Contract Year 2026 Policy and Technical Changes to the Medicare Advantage Program, Medicare Prescription Drug Benefit Program, Medicare Cost Plan...

Molina Matters | The Flexible Benefit Card

New & ExcitingThe Molina flexible benefit cards* are one of the top reasons beneficiaries  choose Molina Medicare plans. For 2025, the benefits...

Devoted |  Important reminders for CMS Special Election Period Rules

Adhering to CMS Guidelines for Special Election Periods (SEPs)As we continue to serve our beneficiaries with the highest standards of care and...

AEP & Certification Information

Confirm Your Certifications

Make sure you’re certified for this year’s Annual Enrollment Period with your select carriers. See product benefit highlights and view early access to carrier info for next season.

Learn More

Free for all registered Pinnacle agents, Connect4Insurance allows you to quote, compare plans, and enroll. Sell Medicare Advantage, Medicare Supplements, and Part D plans all from one system.

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Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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