What is Medicare?

Medicare is health insurance for people aged 65 or older, people under age 65 with certain disabilities, and-or people of any age with End-Stage Renal Disease, or ESRD (permanent).

Part A

HOSPITAL INSURANCE
Helps cover inpatient care in hospitals. Also helps cover skilled nursing facility, hospice, and home health-care.

Part B

MEDICAL INSURANCE
Helps cover doctors’ services, outpatient care, and home health-care. Also helps cover some preventive services to help maintain your health and to keep certain illnesses from getting worse.

Part C

MEDICARE ADVANTAGE PLUS (HMO OR PPO)
A health coverage option run by private insurance companies approved by, and under contract with, Medicare.

Includes Part A, Part B, and usually other coverage like prescription drugs.

Part D

MEDICINE PRESCRIPTION DRUG COVERAGE
A health coverage option run by private insurance companies, approved by and under contract with Medicare.

Includes Part A, Part B, and usually other coverage like prescription drugs.

Medicare Resources and Tools

Quoting available on our Medicare product portfolio.

Medicare Carriers

Pinnacle works with a wide variety of carriers to help provide your clients with the best options available.

Medicare News

Cigna | Disaster SEPs in FL, KY, NJ, NM, NC, OK, TX, UT and VA

Disaster Special Election Periods (DST-SEPs) DST-SEPs in Florida, Kentucky, New Jersey, New Mexico, North Carolina, Oklahoma, Texas, Utah, and...

Devoted | Increase your sales with our #1 selling plan!

Brokers who sell giveback plans win bigLooking for an easy way to boost your sales? Giveback plans were our top sellers in AEP, making up 57% of...

Molina Matters | Healthy Actions Reward Program

2025 Healthy Actions Rewards Program Make sure your members know about the Molina member incentive program, available to all our Medicare Advantage...

CMS | 2026 Medicare Advantage and Part D Rate Announcement

Today, the Centers for Medicare & Medicaid Services (CMS) released the Announcement of Calendar Year (CY) 2026 Medicare Advantage (MA)...

CMS | Disaster Changes Notice

MEDICARE ENROLLMENT & APPEALS GROUP March 20, 2025All Medicare Advantage Organizations and Prescription Drug PlansWithdrawal of Memo Announcing...

AEP & Certification Information

Confirm Your Certifications

Make sure you’re certified for this year’s Annual Enrollment Period with your select carriers. See product benefit highlights and view early access to carrier info for next season.

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Free for all registered Pinnacle agents, Connect4Insurance allows you to quote, compare plans, and enroll. Sell Medicare Advantage, Medicare Supplements, and Part D plans all from one system.

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Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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