Ancillary Health

What is Health Insurance?

Health insurance is coverage that pays for medical and-or surgical expenses incurred by the insured. Health insurance can reimburse clients for expenses caused by illness or injury, or can pay the care-provider directly.

Hospital Indemnity

Payment in cash for your clients when they have a hospitalization. Pays in addition to any other insurance.

Plugs up any coverage gaps your clients may have in their health policies.

Cancer Insurance

Lump sum cancer insurance can help your clients deal with the huge financial burden when they or a loved one is diagnosed with cancer.

Pays in addition to any other insurance your clients may have.

Critical Illness

Statistics say that many individuals will at some point get diagnosed with a alzheimer’s, heart attack, cancer, stroke along with many other illnesses.

For dollars a day you can get your clients covered from unforeseen out of pocket costs.

Disability Insurance

If your client becomes disabled, and are unable to work, disability insurance will kick in to cover part of their lost wages.

You can offer short term disability (2 years or less) long term disability right through retirement age.

Dental Insurance

Includes routine dental care. Plans generally cover some, or all, of the costs for oral exams, cleanings, filings, and x-rays.

Affordable dental coverage- oral health doesn’t have to be costly. Dental health is overall health, and affects one’s whole body.

Quoting Resources & Tools

Quoting available on our product portfolio

Ancillary Carriers

Pinnacle works with a wide variety of carriers to help provide your clients with the best options available.

Insurance News

Molina Matters | Healthy Actions Reward Program

2025 Healthy Actions Rewards Program Make sure your members know about the Molina member incentive program, available to all our Medicare Advantage...

CMS | 2026 Medicare Advantage and Part D Rate Announcement

Today, the Centers for Medicare & Medicaid Services (CMS) released the Announcement of Calendar Year (CY) 2026 Medicare Advantage (MA)...

CMS | Disaster Changes Notice

MEDICARE ENROLLMENT & APPEALS GROUP March 20, 2025All Medicare Advantage Organizations and Prescription Drug PlansWithdrawal of Memo Announcing...

North American | New California premanent life insurance training requirement

Beginning January 1, 2025, California Senate Bill 263 (SB 263) requires that resident and nonresident life agents must complete a one-time, four (4)...

Care Partners | Important Update: Discontinuation of HRA Payment Program Effective February 1, 2025

Thank you for your hard work and dedication throughout the 2025 Annual Enrollment Period (AEP). Your contributions were essential in our combined...

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

CallEmail