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Ancillary Health

What is Health Insurance?

Health insurance is coverage that pays for medical and-or surgical expenses incurred by the insured. Health insurance can reimburse clients for expenses caused by illness or injury, or can pay the care-provider directly.

Hospital Indemnity

Payment in cash for your clients when they have a hospitalization. Pays in addition to any other insurance.

Plugs up any coverage gaps your clients may have in their health policies.

Cancer Insurance

Lump sum cancer insurance can help your clients deal with the huge financial burden when they or a loved one is diagnosed with cancer.

Pays in addition to any other insurance your clients may have.

Critical Illness

Statistics say that many individuals will at some point get diagnosed with a alzheimer’s, heart attack, cancer, stroke along with many other illnesses.

For dollars a day you can get your clients covered from unforeseen out of pocket costs.

Disability Insurance

If your client becomes disabled, and are unable to work, disability insurance will kick in to cover part of their lost wages.

You can offer short term disability (2 years or less) long term disability right through retirement age.

Dental Insurance

Includes routine dental care. Plans generally cover some, or all, of the costs for oral exams, cleanings, filings, and x-rays.

Affordable dental coverage- oral health doesn’t have to be costly. Dental health is overall health, and affects one’s whole body.

Quoting Resources & Tools

Quoting available on our product portfolio

Ancillary Carriers

Pinnacle works with a wide variety of carriers to help provide your clients with the best options available.

Insurance News

Cigna | CSB Update: Have seen our latest Med Supp product updates?

New Medicare Supplement (Med Supp) product is now available, improved rates and value in Montana

Cigna | Medicare Transaction Update for Brokers

Health Care Service Corporation has signed a definitive agreement to acquire Cigna’s Medicare Advantage, Supplemental Benefits, Medicare Part D, and CareAllies businesses.

Anthem | FTC Amended Telemarketing Sales RuleAnthem

The Federal Trade Commission (FTC) has amended the Telemarketing Sales Rule to impose some additional record-keeping and prior-express-written consent requirements.

Cigna | CHLIC transition beginning for policyholders in Iowa, Louisiana, Maryland, and Tennessee

The CHLIC transition is about to begin in Iowa (IA), Louisiana (LA), Maryland (MD) and Tennessee (TN). As referenced in this email, Cigna Healthcare Supplemental Benefits will mail Notice of Transfer packets to Cigna Health and Life Insurance Company (CHLIC) Medicare Supplement insurance policyholders; in these states, this will occur starting on July 2.

IBX | Dental Portfolio, Platform Transition Updates and Reminders, Copay Card Update, Medicare Business, NABIP Webcast

Independence Edge. News for Primary AgentsProducing Agents will receive this version of Edge on Monday. June 20, 2024

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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