Ancillary Health

What is Health Insurance?

Health insurance is coverage that pays for medical and-or surgical expenses incurred by the insured. Health insurance can reimburse clients for expenses caused by illness or injury, or can pay the care-provider directly.

Hospital Indemnity

Payment in cash for your clients when they have a hospitalization. Pays in addition to any other insurance.

Plugs up any coverage gaps your clients may have in their health policies.

Cancer Insurance

Lump sum cancer insurance can help your clients deal with the huge financial burden when they or a loved one is diagnosed with cancer.

Pays in addition to any other insurance your clients may have.

Critical Illness

Statistics say that many individuals will at some point get diagnosed with a alzheimer’s, heart attack, cancer, stroke along with many other illnesses.

For dollars a day you can get your clients covered from unforeseen out of pocket costs.

Disability Insurance

If your client becomes disabled, and are unable to work, disability insurance will kick in to cover part of their lost wages.

You can offer short term disability (2 years or less) long term disability right through retirement age.

Dental Insurance

Includes routine dental care. Plans generally cover some, or all, of the costs for oral exams, cleanings, filings, and x-rays.

Affordable dental coverage- oral health doesn’t have to be costly. Dental health is overall health, and affects one’s whole body.

Quoting Resources & Tools

Quoting available on our product portfolio

Ancillary Carriers

Pinnacle works with a wide variety of carriers to help provide your clients with the best options available.

Insurance News

Cigna | Increased HRA Payments for 2023

Get excited! Starting with 2023 effective this AEP, you can earn $125 when you enroll your Cigna Medicare Advantage customers in an eligible Medicare D-SNP or C-SNP plan and facilitate a health risk assessment (HRA) with Cigna’s Value-Based Enrollment initiative.

Aetna | CMS final rule requirements | New D-SNP HRA amount | Video podcasts and more

Earn a $110 administrative fee if your new D-SNP member completes the HRA

Wellcare | Important CMS Regulatory Update: New Call Recording and TPMO Disclaimer Requirement

We would like to inform you of new requirements for Third-Party Marketing Organizations (TPMO) resulting from a recent ruling made by the Centers for Medicare and Medicaid Services (CMS).

Humana | One card, multiple ways to support your client’s health

Plan allowances just got more convenient. For 2023 plans, we’ve created 1 convenient card with up to 3 allowances—the Healthy Options allowance (replaces Healthy Foods Card),

Anthem | Easy Access to OTC Benefits, Account Balances & MORE

AEP 2023 is bringing big changes to how your current & prospective clients access popular benefits like OTC, Healthy Grocery, Flex Accounts, and MORE!

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.