fbpx

Ancillary Health

What is Health Insurance?

Health insurance is coverage that pays for medical and-or surgical expenses incurred by the insured. Health insurance can reimburse clients for expenses caused by illness or injury, or can pay the care-provider directly.

Hospital Indemnity

Payment in cash for your clients when they have a hospitalization. Pays in addition to any other insurance.

Plugs up any coverage gaps your clients may have in their health policies.

Cancer Insurance

Lump sum cancer insurance can help your clients deal with the huge financial burden when they or a loved one is diagnosed with cancer.

Pays in addition to any other insurance your clients may have.

Critical Illness

Statistics say that many individuals will at some point get diagnosed with a alzheimer’s, heart attack, cancer, stroke along with many other illnesses.

For dollars a day you can get your clients covered from unforeseen out of pocket costs.

Disability Insurance

If your client becomes disabled, and are unable to work, disability insurance will kick in to cover part of their lost wages.

You can offer short term disability (2 years or less) long term disability right through retirement age.

Dental Insurance

Includes routine dental care. Plans generally cover some, or all, of the costs for oral exams, cleanings, filings, and x-rays.

Affordable dental coverage- oral health doesn’t have to be costly. Dental health is overall health, and affects one’s whole body.

Quoting Resources & Tools

Quoting available on our product portfolio

Ancillary Carriers

Pinnacle works with a wide variety of carriers to help provide your clients with the best options available.

Insurance News

Anthem | Over-the-counter COVID-19 diagnostic test coverage starts January 15

A recent announcement from the federal government intends to increase access to COVID-19 testing. As of January 15, 2022, members can get reimbursed by their health plan without cost share for the costs of over-the-counter diagnostic COVID-19 tests until the end of the Coronavirus Public Health Emergency. Diagnostic tests are performed if members are experiencing COVID-19 symptoms or have been recently exposed.

Great American Life Insurance | New 84-24 Requirements Effective Feb 1

In December 2020, the Department of Labor (DOL) announced its interpretation of the five-part test to determine who is an investment advice fiduciary for ERISA plans and IRAs.

Alignment | Complete an HRA … Get $100!

Complete an HRA for your new members and earn an extra $100!

Applies to any full dual & C-SNP member from now – 3/31/22

Clover Health | Weekly Updates

The Medicare Advantage (MA) Open Enrollment Period (OEP) takes place from January 1 – March 31 each year. Any time you speak to a beneficiary, please keep CMS rules in mind. Agents cannot market themselves or have the ability to make plan changes during OEP – a beneficiary must initiate the conversation.

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

CallEmail
X