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Annuity

What are Annuities?

Annuities are insurance contracts in which the company promises to pay a stream of income, either now or sometime in the future. Annuities can give clients the stability they are looking for during their retirement years. Annuity benefits include protection of principal from market volatility, fixed interest growth, tax deferral, and a predictable guaranteed lifetime stream of income.

The annuity landscape is ever evolving from regulatory change to company product changes. Pinnacle Financial services is here to help, from case analysis and design to comprehensive suitability evaluation.

Fixed Annuities

Interest is set by the insurance company for a period of time.

Immediate Annuities

With an immediate annuity, or SPIA, the insurance company will begin a guaranteed fixed income payment within a year from contract issue. The client can choose a guarantee lifetime payment, or typically a payment as short as 5 years, depending on their goals.

Fixed Index Annuities

Interest is credited based on the change of an index such as the S&P 500. Because your money is not actually invested in the index, there is never a risk of loss due to market fluctuations.

Annuity Resources and Tools

Quoting available on our Annuity product portfolio.

Annuity Carriers

Pinnacle works with a wide variety of carriers to help provide your clients with the best options available.

Annuity News

Nationwide | In this month’s issue: Timely insights from Nationwide

To learn more about recent enhancements to Nationwide Peak® 10 fixed indexed annuities, and how they can help clients grow and protect their retirement savings, visit our site.

Global Atlantic | OfferYour Clients Guaranteed Lifetime Income From Day One

Your clients have saved their whole life for retirement. But persistent market instability and record-breaking inflation can be concerning if

Nationwide | In this month’s issue: Inflation insights from Nationwide(R)

To learn more about recent enhancements to Nationwide Peak® 10 fixed indexed annuities, and how they can help clients grow and protect their retirement savings,

Nationwide | Prepare clients for retirement with income they won’t outlive

As life expectancies increase, having enough income to last a lifetime is critical for those at or near retirement.

Global Atlantic | Mandatory Training Requirement

On 10/17, Global Atlantic will be transitioning our annuity products from the Choice series to the Fore series and updating Income 150+ SE.

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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