What are Annuities?

Annuities are insurance contracts in which the company promises to pay a stream of income, either now or sometime in the future. Annuities can give clients the stability they are looking for during their retirement years. Annuity benefits include protection of principal from market volatility, fixed interest growth, tax deferral, and a predictable guaranteed lifetime stream of income.

The annuity landscape is ever evolving from regulatory change to company product changes. Pinnacle Financial services is here to help, from case analysis and design to comprehensive suitability evaluation.

Fixed Annuities

Interest is set by the insurance company for a period of time.

Immediate Annuities

With an immediate annuity, or SPIA, the insurance company will begin a guaranteed fixed income payment within a year from contract issue. The client can choose a guarantee lifetime payment, or typically a payment as short as 5 years, depending on their goals.

Fixed Index Annuities

Interest is credited based on the change of an index such as the S&P 500. Because your money is not actually invested in the index, there is never a risk of loss due to market fluctuations.

Give your annuity applications a boost!

Pinnacle is live with Firelight.

Firelight can be accessed directly on Pinnacle’s website. There’s no need to log into multiple carrier websites to submit your e-applications anymore. With many of Pinnacle’s core annuity carriers integrated, the Pinnacle website serves as a one-stop shop for managing your annuity business.

Using an electronic application such as Firelight guarantees access to the most up-to-date and accurate forms. It enables you to submit your business efficiently, ensuring faster processing and quicker payments. Electronic applications also facilitate the swift and easy signature collection, eliminating the need for multiple client visits to gather additional information..

Complete the information below to get access. Please give our Pinnacle Annuity Team a call at 800-772-6881 x6003 for additional information.

Annuity News

Sentinel Security Life | MYGA Rate Change Update, Key Tips for the E-App, and More!

Access our Marketer and Agent Resources Document below to quickly view rate sheets, E-App user guides, Agent Portal tips, and more.

Americo | Help Your Clients Build A Nest Egg

Offer your clients the guarantees and security they want for their money. Platinum Assure Series offers your clients guarantees, safety, and choices with competitive rates with 2, 3, 4, 5, 6, and 7-year guarantee periods available

Global Atlantic |  Enhanced accumulation strategies now available Global Atlantic

The new S&P 500 Point-to-Point Locked Cap Index Strategy available on ForeAccumulation II guarantees a level cap throughout the Strategy Term of 5-year and 7-year strategy terms. Here’s a hypothetical example.

North American | MYGA rates decrease May 23North American

NAC Guarantee Plus® rates decrease
Multi-year guarantee annuity (MYGA)

Molina | Molina Matters

When did you last visit our Instructional Toolkit on the Molina Agent Center? Our invaluable toolkit provides you with educational resources for enrollment, HRAs,

Annuity Resources and Tools

Quoting available on our Annuity product portfolio.

Annuity Carriers

Pinnacle works with a wide variety of carriers to help provide your clients with the best options available.

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.