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Annuity

What are Annuities?

Annuities are insurance contracts in which the company promises to pay a stream of income, either now or sometime in the future. Annuities can give clients the stability they are looking for during their retirement years. Annuity benefits include protection of principal from market volatility, fixed interest growth, tax deferral, and a predictable guaranteed lifetime stream of income.

The annuity landscape is ever evolving from regulatory change to company product changes. Pinnacle Financial services is here to help, from case analysis and design to comprehensive suitability evaluation.

Fixed Annuities

Interest is set by the insurance company for a period of time.

Immediate Annuities

With an immediate annuity, or SPIA, the insurance company will begin a guaranteed fixed income payment within a year from contract issue. The client can choose a guarantee lifetime payment, or typically a payment as short as 5 years, depending on their goals.

Fixed Index Annuities

Interest is credited based on the change of an index such as the S&P 500. Because your money is not actually invested in the index, there is never a risk of loss due to market fluctuations.

Annuity Resources and Tools

Quoting available on our Annuity product portfolio.

Annuity Carriers

Pinnacle works with a wide variety of carriers to help provide your clients with the best options available.

Annuity News

Oceanview | Harbourview FIA Product Training

If you are not yet appointed with Oceanview, please contact your upline and access our contracting forms on SureLC.

Oceanview | Rate Increase

Oceanview is pleased to announce that Trust and Corporate-owned policy owners can now register on Client Portal!

Nationwide | New Exclusive Distribution Fixed Index Annuity

The new Nationwide Peak 10 FIA offers clients two options to help provide them guaranteed retirement income for the rest of their lives.

Oceanview | Introducing…

Leading into the New Year, Oceanview has recently “activated” their systems to support a 4-year and a 6- year MYGA.

Global Atlantic | SecureFore Fixed Annuity Enhancements to take effect 12/21/20

On or about 12/21/20, Global Atlantic will be launching enhancements to the SecureFore product suite. Here are some of the key highlights.

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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