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Annuity

What are Annuities?

Annuities are insurance contracts in which the company promises to pay a stream of income, either now or sometime in the future. Annuities can give clients the stability they are looking for during their retirement years. Annuity benefits include protection of principal from market volatility, fixed interest growth, tax deferral, and a predictable guaranteed lifetime stream of income.

The annuity landscape is ever evolving from regulatory change to company product changes. Pinnacle Financial services is here to help, from case analysis and design to comprehensive suitability evaluation.

Fixed Annuities

Interest is set by the insurance company for a period of time.

Immediate Annuities

With an immediate annuity, or SPIA, the insurance company will begin a guaranteed fixed income payment within a year from contract issue. The client can choose a guarantee lifetime payment, or typically a payment as short as 5 years, depending on their goals.

Fixed Index Annuities

Interest is credited based on the change of an index such as the S&P 500. Because your money is not actually invested in the index, there is never a risk of loss due to market fluctuations.

Annuity Resources and Tools

Quoting available on our Annuity product portfolio.

Annuity Carriers

Pinnacle works with a wide variety of carriers to help provide your clients with the best options available.

Annuity News

Global Atlantic | Give your clients MORE retirement certainty

Do they want the certainty of No down market losses? Protected Lifetime income? More money for qualified long-term care expenses? More money to leave behind?

Nationwide | Nationwide Peak 10 Annuity Incentive: California Dreaming

Nationwide Peak 10 Fixed Indexed Annuity Contest.

American Equity | REMINDER: NAIC Suitability training

We previously shared the adoption of the NAIC #275 Suitability Model Regulation changes for sales in Iowa and Arizona.

June is Annuity Awareness Month

June is Annuity Awareness month which gives us a great opportunity to discuss Annuities with prospects and clients. Ask about our Annuity Awareness Month New Agent Incentive!

Global Atlantic | Give your clients the income boost they need

A guaranteed 20% income boost on day one to help your clients get back on track. This is where Income 150+ SE fixed index annuity comes in.

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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