Beginning November 5, 2023, the MIB check will be included in the initial underwriting phase of the eApplication, similar to the Term Series application process. This means you and your client will receive a more complete decision earlier in the application process. While initial underwriting is happening, please continue to fill out the application as usual and submit it to Americo at the end of the application.

On Sunday, November 5, we will perform a system upgrade to Agent Tools to add this change. Agent Tools will be unavailable from 6:00 a.m. to 10:00 a.m. Central. You must close out any open Agent Tools Final Expense eApplications by midnight, Saturday, November 4. This does not affect Term Series eApplications.

If you have questions, or if we can be of assistance, please contact Agent Services at 800.231.0801 or agent.services@americo.com.