Nationwide | Prepare clients for retirement with income they won’t outlive

Nationwide | Prepare clients for retirement with income they won’t outlive

Nationwide | Prepare clients for retirement with income they won’t outlive
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Help clients build a retirement income that lasts

Nationwide Peak® 10 fixed indexed annuity with guaranteed income options.

As life expectancies increase, having enough income to last a lifetime is critical for those at or near retirement. That’s why Nationwide Peak® 10 fixed indexed annuity has two options for guaranteed retirement income: so you can help clients choose the one that best fits their needs.

The Guaranteed Income Solution

This feature, included on Nationwide Peak 10, was designed for clients who are unsure if they will need additional retirement income. It is available at no additional cost and offers clients guaranteed retirement income with a 4% simple interest roll-up.

Bonus Income+ Rider

This living benefit rider is also available on Peak 10 for an additional cost and offers clients features such as:

  • A 20% bonus credit is included in the Income Benefit Base and calculated on the total premium
  • An 8% simple interest roll-up rate for 10 years or until the first-lifetime withdrawal, whichever is first

Read our guide to find out how Nationwide Peak 10 helps you offer clients tailored options for guaranteed retirement income, or contact your marketer to learn more.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

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Global Atlantic | Mandatory Training Requirement

Global Atlantic | Mandatory Training Requirement

Global Atlantic | Mandatory Training Requirement
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Global Atlantic is undergoing a business transformation, which includes updating our product portfolio. On October 17th, we will be transitioning our annuity products from the Choice series to the Fore series and updating Income 150+ SE. These changes require NAIC product training for all financial professionals.

lease make sure that you have completed the appropriate annuity product-specific training prior to submitting the business.

Click the link below, log in and Enter the Product Code. Once you enter the code for the product you will be selling click submit.

  • INC150 – Income 150+ SE Fixed Index Annuity
  • ALLFIA2 – ForeAccumulation II and ForeIncome II Fixed Index Annuities
For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

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Devoted Health | Sell Plans that Earned Top Marks from Prospects AND CMS

Devoted Health | Sell Plans that Earned Top Marks from Prospects AND CMS

Devoted Health | Sell Plans that Earned Top Marks from Prospects AND CMS
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Feel good selling our top-rated Medicare plans

The results are in and the Centers for Medicare & Medicaid gave our HMO plans some newsworthy scores for 2023.

  • Ohio: 5 Stars out of 5
  • Florida: 4.5 Stars out of 5
  • Texas: 4.5 Stars out of 5
  • Arizona: 4.0 Stars out of 5

The bigger news here? For the 2023 contract year, 100% of our members in Stars rating eligible plans are in 4-Star or above plans. So you can feel confident that when you sign prospects up for Devoted Health plan, they’re getting a plan they deserve.

Haven’t signed up to sell Devoted Health yet?

Questions?

Call us at 1-877-764-9446 (Monday to Friday 9 – 8 PM ET), or reply to this email. We’re here to help.

Every year, Medicare evaluates plans based on a 5-star rating system. Devoted Health’s HMO Contract H2697 earned 5 out of 5 stars. 

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

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CMS.gov | Star Ratings Now Available

CMS.gov | Star Ratings Now Available

CMS.gov | Star Ratings Now Available
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CMS Releases 2023 Medicare Advantage and Part D Star Ratings to Help People with Medicare Compare Plans

The Centers for Medicare & Medicaid Services (CMS) released the 2023 Star Ratings for Medicare Advantage (Medicare Part C) and Medicare Part D prescription drug plans to help people with Medicare compare plans ahead of Medicare Open Enrollment, which kicks off on October 15. Plans are rated on a one-to-five scale, with one star representing poor performance and five stars representing excellent performance. Star Ratings are released annually and reflect the experiences of people enrolled in Medicare Advantage and Part D prescription drug plans. The Star Rating system supports CMS’ efforts to empower people to make healthcare decisions that are best for them.

People with Medicare can use the Medicare Plan Finder tool, available on Medicare.gov, to compare plan quality through the Star Ratings, along with other information, such as cost and coverage. Approximately 72% of people currently in Medicare Advantage plans that offer prescription drug coverage are enrolled in a plan that earned four or more stars in 2023.  Approximately 51% of Medicare Advantage plans that offer prescription drug coverage will have an overall rating of four stars or higher in 2023.

Medicare Open Enrollment begins October 15, 2022, and ends December 7, 2022. During this time, Medicare beneficiaries can compare coverage options, including Original Medicare and Medicare Advantage, and choose high-quality health and drug plans for 2023. Medicare Advantage and Part D plan costs and covered benefits can change from year to year, so Medicare beneficiaries should look at their coverage choices and decide on the options that best meet their health needs. They can visit Medicare.gov (https://www.medicare.gov), call 1-800-MEDICARE, or contact their State Health Insurance Assistance Program. 1-800-MEDICARE is available 24 hours a day, seven days a week, to provide help in English and Spanish, as well as  support in over 200 languages. People who want to keep their current Medicare coverage do not need to re-enroll.

CMS released the 2023 premium and coverage information for 2023 Medicare Advantage and Part D plans on September 29, 2022. Projections for 2023 indicate lower premiums for both Medicare Advantage and basic Part D coverage compared to 2022. Additionally, starting in 2023 under the Inflation Reduction Act, people with Medicare prescription drug coverage will have improved and more affordable benefits, including a $35 cost-sharing limit on a month’s supply of each covered insulin product, as well as adult vaccines that are recommended by the Advisory Committee on Immunization Practices (ACIP) at no additional cost.

For more information on the 2023 Medicare Advantage and Part D Star Ratings, including a fact sheet, please visit: http://go.cms.gov/partcanddstarratings.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

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Liberty Bankers | Earn Big with LBIG

Liberty Bankers | Earn Big with LBIG

Liberty Bankers | Earn Big with LBIG
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KICK OFF THE AEP SEASON BY SELLING AMERICAN BENEFIT LIFE AND CAPITOL LIFE FOR A CHANCE TO EARN BIG! 

The more qualified Medicare Supplement applications you submit, the more cash you can earn. 

$400 per app

For every five underwritten apps submitted

$50 per app

For every five open enrollment apps submitted

$50 per app

Qualified Medicare Supplement applications must be submitted and approved between October 15 – October 31, 2022, and paid by January 31, 2023. 

Ready to earn BIG? Contact the LBIG team to learn more. 

Mary Anne Jones | SVP of Healthcare
MJones@lbig.com (469) 522-4624

Dellys Billingslea | National Sales Manager
Dellys.Billingslea@lbig.com (469) 522-4475

Sarah Diehl | National Sales Manager
SDiehl@lbig.com (469) 522-4623

Tim Tilson | National Sales Manager
Tim.Tilson@lbig.com (469) 522-4640

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

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Wellcare | Use Your NPN

Wellcare | Use Your NPN

Wellcare | Use Your NPN
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As a valued partner, we strive to equip you with the information you need to continue providing exceptional service to your Medicare Advantage (MA/MAPD) and Part D Prescription Drug Plan (PDP) members nationwide. 

This Weekly News communication will provide information on the following topics:

  • NPN Reminder– Agents need to use their NPN as the writing ID.  Please remember to use your NPN on all WellCare enrollments.
  • TPMO Call Recording Update – CMS guidance update on Virtual Face to Face interactions
  • Member Text Messages Campaign – Text outreach to members on 2023 benefit overviews
  • Broker Support – Options for assistance and special weekend hour availability

TPMO Call Recording Requirement Update

We recently shared a number of updates regarding the CMS Regulatory guidance requirements for TPMOs that went into effect October 1st. The updates include requirements for Call Recordings.

CMS recently provided further clarity on guidance related to virtual face-to-face interactions with beneficiaries/members. CMS stated virtual face-to-face interactions with beneficiaries/members must be recorded.

To assist with this effort, Wellcare shared information on how the Ascend Remote Agent Telephonic Enrollment (RATE) tool can assist you in complying with the new rule to record all calls, both inbound and outbound. You are encouraged to review updates made to the resource materials developed that support the recent CMS regulatory update/clarification.

Resource

Member Text Messages Campaign

Wellcare is excited to share that we have launched a new member outreach campaign targeted toward newly enrolled Medicare members.

Legacy Wellcare and Legacy Centene members will receive a Welcome Text and a Benefit Overview Text Message 5 days after their Welcome Text Message (unless they opted out from receiving text messages). The goal of the text message is to provide members with a link to their Benefit Landing page for quick digital access to their plan benefits.

Broker Support is Here to Assist You!

Wellcare Broker Support offers various ways to support you during this AEP season.

Centene Workbench Broker Portal – Self-Service Option

Centene Workbench provides you with the tools to help you succeed. Please reference the Centene Workbench Portal Guide for helpful information. You can use the Self-Service Options to help you be productive and resolve issues.

Self-Service Options

  • Application Status tool
  • FAQ, videos, and user guides
  • Review Commission statements
  • Submit Support Tickets with questions

Broker Support By Phone

Wellcare Broker Support can assist you with inquiries related to:

  • ACT/AHIP annual certification – Certification status and inquiries
  • Ascend Enrollment Platform – Plan search, provider, and formulary lookup
  • Application and Enrollment – Application status
  • Centene Workbench – Platform navigation, Application Search Tool, demographic updates, help with support tickets
  • Onboarding – Contracting, training, and license updates
  • RFI resolution – Wellcare health plan RFI assistance

Most calls are resolved immediately over the phone, those that require escalation will be forwarded to the corporate team for review, resolution, and direct follow-up.

Broker Support Hours of Operation

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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