Global Atlantic |  Enhanced accumulation strategies now available Global Atlantic

Global Atlantic |  Enhanced accumulation strategies now available Global Atlantic

Global Atlantic |  Enhanced accumulation strategies now available Global Atlantic
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Consistent accumulation potential. 

No Market Losses

The new S&P 500 Point-to-Point Locked Cap Index Strategy available on ForeAccumulation II guarantees a level cap throughout the Strategy Term of 5-year and 7-year strategy terms. Here’s a hypothetical example.

New Locked Cap Strategy

Locked Cap Rates are declared in advance and are guaranteed for the entire duration of the Strategy Term. Upon renewal into the next Strategy Term, they may be higher or lower than the prior Strategy Term, but are guaranteed to never be less than the Minimum Guaranteed Locked Annual Index Cap described in the contract.

See more product enhancements

For more information, contact a Pinnacle Financial Services representative today 1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881 support@pfsinsurance.com

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Wellpoint | D-SNP Eligibility Check is Back in mProducer

Wellpoint | D-SNP Eligibility Check is Back in mProducer

Wellpoint | D-SNP Eligibility Check is Back in mProducer
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Once again, you can check D-SNP eligibility in mProducer for New Jersey clients.

Dual Special Needs Plan (D-SNP) eligibility lookup is back.

To find out if your New Jersey clients are eligible for a D-SNP plan, you can check their Medicaid eligibility level in mProducer.

  1. Sign in to mProducer.
  2. Select Eligibility Check – Medicare and Medicaid button.
  3. Click on the D-SNP Eligibility Check tab.
  4. Enter the beneficiary’s information and select Check Eligibility.

Save time by using convenient 24/7 online tools to check Medicaid eligibility.

For more information, contact a Pinnacle Financial Services representative today 1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881 support@pfsinsurance.com

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Aetna | Guidelines for the disaster/emergency SEPAetna

Aetna | Guidelines for the disaster/emergency SEPAetna

Aetna | Guidelines for the disaster/emergency SEPAetna
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Review requirements for the disaster/
emergency Special Enrollment Period (SEP)

Overview of the SEP for Government Entity-Declared Disaster or Other Emergency

A special enrollment period (SEP) exists for individuals affected by a disaster or other emergency declared by a federal, state or local government entity who were unable to, and did not make an election during another valid election period. 

This SEP allows for enrollment and disenrollment elections. For more information, go to CY 2024 MA Enrollment and Disenrollment Guidance [42 CFR 422.62(b)(18)].

When can this SEP be used? 

A disaster/emergency SEP is only applicable to those beneficiaries who were prevented from submitting an enrollment or disenrollment request during a given election period due to a declared disaster or emergency.
CMS strictly limits when the disaster/emergency SEP may be used.  

Individuals are eligible for this SEP if they: 

  • Reside, or resided at the start of the SEP eligibility period, in an area for which a federal, state or local government entity has declared a disaster or other emergency, or they do not reside in an affected area but rely on help making health care decisions from one or more individuals who reside in an affected area; and
  • Were eligible for another election period at the time of the SEP eligibility period; and
  • Did not make an election during that other valid election period due to the disaster or other emergency.

Enrollment instructions

IMPORTANT: Remember, you cannot use this SEP opportunity to proactively market to beneficiaries. However, you can assist any clients who contact you about this SEP.

  • If an individual wants to enroll and believes they may qualify for this SEP, you need to ask the beneficiary if they can show proof that they lived/live in an impacted area at the start of the incident period. If they do not have proof, ask them to verbally attest. 
  • When helping eligible clients enroll, please select the weather-related or major disaster option in the Reasons for Special Enrollment Period Eligibility section of the application.  

Questions? We’re here to help

If you have any questions, please contact your local Aetna Medicare Broker Manager for assistance. Login to Producer World to find contact information for Broker Managers in your state.

For more information, contact a Pinnacle Financial Services representative today 1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881 support@pfsinsurance.com

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GTL | Advantage Plus ELITE | Now Available in Colorado!

GTL | Advantage Plus ELITE | Now Available in Colorado!

GTL | Advantage Plus ELITE | Now Available in Colorado!
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The Original and Most Comprehensive Hospital Indemnity Product in the Industry!

Advantage Plus Elite is now available in Colorado on GTL’s Agent Portal and available soon on the e-App!

GTL’s Hospital Indemnity Insurance was designed to help your clients cover their out-of-pocket expenses, typically not covered by a Medicare Advantage plan. With guaranteed issue ages now ranging from 64½ up to 70, you can reach even more clients in Colorado!

Attention Colorado agents: Please order new supplies including new rate sheets.

Cash benefits are paid directly to your client to help cover:

  • Hospital Confinement
  • Ambulance Trips
  • Skilled Nursing Care
  • and more!

How does GTL’s Hospital Indemnity Product compare to the competition?

Check out why GTL’s Advantage Plus Elite product is the leader in providing comprehensive coverage and unbeatable value for your clients.

Learn more about the Advantage Plus Elite product by registering for the webinar below.

Thursday, May 23rd
@ 2 PM CST

Current State Availability

For more information, contact a Pinnacle Financial Services representative today 1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881 support@pfsinsurance.com

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Wellcare | Enhanced PCP Change Service, DST-SEP Updates, 24/7 Nurse Advice & More

Wellcare | Enhanced PCP Change Service, DST-SEP Updates, 24/7 Nurse Advice & More

Wellcare | Enhanced PCP Change Service, DST-SEP Updates, 24/7 Nurse Advice & More
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Important Updates and Reminders for Wellcare Agents

Welcome to the latest edition of Wellcare Insider, your source for important updates and reminders to help you provide excellent service and grow your business all year long.

Today’s edition has information on the following topics:

  • New! PCP Changes – Enhanced service options for making PCP changes
  • DST-SEP Updates – View our updated resource for pending & current SEPs
  • 24/7 Nurse Advice – Connect your members to Wellcare’s care advice line
  • Broker Resources – Bookmark these links for ongoing sales success

Set Your Members Up For Success!

New! PCP Changes Via Broker Support or Centene Workbench

We’ve recently expanded our service capabilities to accept PCP changes through Centene Workbench or by calling Broker Support, 866-822-1339.

Important Information

  • For the PCP change to be processed, the requesting broker must reflect as the Broker of Record for the member’s active policy.
  • Requests to retroactively change the PCP effective date should be directed to Member Services using the number on the back of your client’s member ID card.
  • Approved PCP changes will be effective on the 1st of the following month from the date the ticket was resolved in Centene Workbench. The new provider must be in the member’s network and accepting new patients.

Please review the Member PCP Change Request resource for details on required information for initiating a request and instructions on submitting a PCP change through Centene Workbench.

Access Centene Workbench through your Single Sign-On portal.

DST-SEP Updates

As a reminder, an emergency or disaster Special Enrollment Period (DST-SEP) may be granted to individuals that reside in an affected service area where a Federal, State or Local Government Entity has declared a State of Emergency impacting individuals in a specific geographical area. The declaration allows for a one-time SEP in the event an individual was unable to make an election during another qualifying election period.

Stay up-to-date with all the developments pertaining to DST-SEP declarations in your service areas. Our updated Special Enrollment Period (SEP) – FEMA / State Declarations resource provides links to all active state and Federal declarations, details on DST-SEPs pending compliance review and a listing of declarations expired within the last six months.

DST-SEP Guidelines

Agents should keep in mind the DST-SEP should not be used as a marketing tool to promote Medicare Advantage (MA) or Prescription Drug Plan (PDP) sales. Agents should never actively market this special enrollment period. The opportunity for a SEP is ONLY available to beneficiaries who:

  • Reside, or resided at the start of the SEP eligibility period, in an area for which a federal, state or local government entity has declared a disaster or other emergency, or they do not reside in an affected area but rely on help making healthcare decisions from one or more individuals who reside in an affected area; and
  • Were eligible for another election period at the time of the SEP eligibility period, and;
  • Did not make an election during that other valid election period due to the disaster or other emergency.

Should you have any questions regarding the DST-SEP application process, please reach out to your local Sales Leader. 

24/7 Nurse Advice Line

We understand that helping your members make informed health-care choices is an important part of being their trusted advisor. When members have questions about when, where or if they should seek care for a particular concern, connecting them with Wellcare’s 24/7 Nurse Advice Line is a safe and convenient resource for obtaining needed healthcare guidance.

Members may connect with nurse practitioners to discuss symptoms and get advice on what to do next, including:

  • Answers to questions about their health
  • Determining whether treatment from a doctor should be sought immediately

Members may call the Nurse Advice Line, 800-581-9952 (TTY: 711) anytime of the day or night. The number is also available on the back of the Member IDcard.

For more information, contact a Pinnacle Financial Services representative today 1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881 support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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