GTL | Advantage Plus ELITE | Now Available in Colorado!

GTL | Advantage Plus ELITE | Now Available in Colorado!

GTL | Advantage Plus ELITE | Now Available in Colorado!
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The Original and Most Comprehensive Hospital Indemnity Product in the Industry!

Advantage Plus Elite is now available in Colorado on GTL’s Agent Portal and available soon on the e-App!

GTL’s Hospital Indemnity Insurance was designed to help your clients cover their out-of-pocket expenses, typically not covered by a Medicare Advantage plan. With guaranteed issue ages now ranging from 64½ up to 70, you can reach even more clients in Colorado!

Attention Colorado agents: Please order new supplies including new rate sheets.

Cash benefits are paid directly to your client to help cover:

  • Hospital Confinement
  • Ambulance Trips
  • Skilled Nursing Care
  • and more!

How does GTL’s Hospital Indemnity Product compare to the competition?

Check out why GTL’s Advantage Plus Elite product is the leader in providing comprehensive coverage and unbeatable value for your clients.

Learn more about the Advantage Plus Elite product by registering for the webinar below.

Thursday, May 23rd
@ 2 PM CST

Current State Availability

For more information, contact a Pinnacle Financial Services representative today 1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881 support@pfsinsurance.com

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Contact a Pinnacle Financial Service representative today for assistance.

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Wellcare | Enhanced PCP Change Service, DST-SEP Updates, 24/7 Nurse Advice & More

Wellcare | Enhanced PCP Change Service, DST-SEP Updates, 24/7 Nurse Advice & More

Wellcare | Enhanced PCP Change Service, DST-SEP Updates, 24/7 Nurse Advice & More
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Important Updates and Reminders for Wellcare Agents

Welcome to the latest edition of Wellcare Insider, your source for important updates and reminders to help you provide excellent service and grow your business all year long.

Today’s edition has information on the following topics:

  • New! PCP Changes – Enhanced service options for making PCP changes
  • DST-SEP Updates – View our updated resource for pending & current SEPs
  • 24/7 Nurse Advice – Connect your members to Wellcare’s care advice line
  • Broker Resources – Bookmark these links for ongoing sales success

Set Your Members Up For Success!

New! PCP Changes Via Broker Support or Centene Workbench

We’ve recently expanded our service capabilities to accept PCP changes through Centene Workbench or by calling Broker Support, 866-822-1339.

Important Information

  • For the PCP change to be processed, the requesting broker must reflect as the Broker of Record for the member’s active policy.
  • Requests to retroactively change the PCP effective date should be directed to Member Services using the number on the back of your client’s member ID card.
  • Approved PCP changes will be effective on the 1st of the following month from the date the ticket was resolved in Centene Workbench. The new provider must be in the member’s network and accepting new patients.

Please review the Member PCP Change Request resource for details on required information for initiating a request and instructions on submitting a PCP change through Centene Workbench.

Access Centene Workbench through your Single Sign-On portal.

DST-SEP Updates

As a reminder, an emergency or disaster Special Enrollment Period (DST-SEP) may be granted to individuals that reside in an affected service area where a Federal, State or Local Government Entity has declared a State of Emergency impacting individuals in a specific geographical area. The declaration allows for a one-time SEP in the event an individual was unable to make an election during another qualifying election period.

Stay up-to-date with all the developments pertaining to DST-SEP declarations in your service areas. Our updated Special Enrollment Period (SEP) – FEMA / State Declarations resource provides links to all active state and Federal declarations, details on DST-SEPs pending compliance review and a listing of declarations expired within the last six months.

DST-SEP Guidelines

Agents should keep in mind the DST-SEP should not be used as a marketing tool to promote Medicare Advantage (MA) or Prescription Drug Plan (PDP) sales. Agents should never actively market this special enrollment period. The opportunity for a SEP is ONLY available to beneficiaries who:

  • Reside, or resided at the start of the SEP eligibility period, in an area for which a federal, state or local government entity has declared a disaster or other emergency, or they do not reside in an affected area but rely on help making healthcare decisions from one or more individuals who reside in an affected area; and
  • Were eligible for another election period at the time of the SEP eligibility period, and;
  • Did not make an election during that other valid election period due to the disaster or other emergency.

Should you have any questions regarding the DST-SEP application process, please reach out to your local Sales Leader. 

24/7 Nurse Advice Line

We understand that helping your members make informed health-care choices is an important part of being their trusted advisor. When members have questions about when, where or if they should seek care for a particular concern, connecting them with Wellcare’s 24/7 Nurse Advice Line is a safe and convenient resource for obtaining needed healthcare guidance.

Members may connect with nurse practitioners to discuss symptoms and get advice on what to do next, including:

  • Answers to questions about their health
  • Determining whether treatment from a doctor should be sought immediately

Members may call the Nurse Advice Line, 800-581-9952 (TTY: 711) anytime of the day or night. The number is also available on the back of the Member IDcard.

For more information, contact a Pinnacle Financial Services representative today 1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881 support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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Molina | Malina Matters

Molina | Malina Matters

Molina | Malina Matters
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Extra! Get the News Here!

2024 Certification Blackout: In preparation for our 2025 selling year, Molina Medicare is closing contracting on Saturday, June 1, 2024 until the opening of the 2025 contracting season, currently targeted for Monday, July 8, 2024.

During this closure we will not be accepting new requests for agent or agency contracts, additional state appointments, releases, or any other contracting requests. 

Our Broker Services Unit is available to answer any questions at (866) 440-9788.

Declared disasters/states of emergency: Currently the states of California, Massachusetts, Michigan, Ohio, Texas, and Washington have declared disasters/states of emergency in certain areas of those states. Contact your Broker Channel Manager for more information. We will continue to apprise you of declared disasters/states of emergency in the states where Molina has Medicare plans.

Medicare Producer Guide: The 2024 Molina Medicare Producer Guide has just been updated for Q2. You can check it out here on the Molina Agent Center.

Molina Medicare Videos: Check out the newest Molina video for members on how to obtain and use Durable Medical Equipment (DME). You can find it and other helpful member videos here.

For more information, contact a Pinnacle Financial Services representative today 1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881 support@pfsinsurance.com

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Contact a Pinnacle Financial Service representative today for assistance.

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The Standard | Up To 1.50% Extra Bonus Commission with ECI PlusThe Standard

The Standard | Up To 1.50% Extra Bonus Commission with ECI PlusThe Standard

The Standard | Up To 1.50% Extra Bonus Commission with ECI PlusThe Standard
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Enhanced Choice Index Plus Gives You Even More!

Elevate your earning potential with up to an additional 1.50% bonus commissionselling The Standard’s fixed index annuities. Get the details >

Offer your clients more with the Enhanced Choice Index Plus annuity.

More guarantees

ImageParticipation rates are guaranteed for the entire surrender charge period on four index options1meaning no renewal rates to track! Plus, it has a guaranteed minimum accumulation benefit.

Image More enhanced rate options

Choose an Enhanced Index Cap Rate or Enhanced Index Participation Rate for even more growth potential.2

Image More choices

There are 5 distinct indices for index interest crediting, plus a fixed interest option. Four are managed-volatility options, including our new proprietary index, the BofA Global MegaTrends Index.

California only: ECI Plus is pending approval in California. ECI will remain available for sale in California.

Get Ready to Sell

Training and Applications
Bookmark our website for rates, product training, applications, and more information.

We require product training before starting an application. If you’ve previously completed ECI product training, no additional training is required for ECI Plus.

Ensure you’re using ECI Plus applications. ECI has transitioned to ECI Plus — except in California — and we’ll no longer accept old applications.

Why Choose The Standard?

With over 100 years of financial stability, you can count on us to help your clients prepare for the future. Working with us, you’ll get:

  • Nearly a century of financial strength ratings of “A” or higher
  • A partner with multiple best-in-class service awards

Contact us for product questions or more information on the ECI Plus.

For more information, contact a Pinnacle Financial Services representative today 1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881 support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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North American | MYGA rates decrease May 23North American

North American | MYGA rates decrease May 23North American

North American | MYGA rates decrease May 23North American
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Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881 support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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