Mutual of Omaha | Express – September 22nd

Mutual of Omaha | Express – September 22nd

Mutual of Omaha | Express – September 22nd
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Express

A Weekly Update for Mutual of Omaha’s Brokerage Sales Distribution

SEPTEMBER 22, 2021

Medicare Solutions

New Medicare Supplement Plans in Michigan
Effective October 7, 2021, you may begin selling new Medicare supplement plans in Michigan.

Here Today, Gone Tomorrow: AEP is Coming
The Annual Enrollment Period is a great opportunity to grow your business and help your clients find the Med Supp insurance plan that protects them best.

Medicare Supplement Underwriting Rules
An important reminder about CMS requirements for Open Enrollment and Guaranteed Issue Medicare supplement applications.

Upcoming Rate Adjustments
View upcoming rate adjustments for various states.

Life Insurance

There Are Risks to Waiting on Life Insurance
Understand the risks your client may face from waiting to secure their Indexed Universal Life solution.

What Can Life Insurance do for You?
During Life Insurance Awareness Month, make sure your clients are using their Life Insurance policies to the fullest by conducting an annual review.

Updated Occupation Question in e-App
The occupation section has been updated for the IUL Express and TLE iPipeline e-Applications.

Controlled Business FAQ
Controlled business is an industry term that can be confusing at times. Learn the basic definition and how Mutual of Omaha views controlled business.

Long-Term Care

Tax Advantages of LTCi
Help clients understand there are a lot of advantages to owning a traditional long-term care policy, including the potential to save on federal and state income taxes.

LTCi e-Application Training Video
If you still haven’t tried our LTC e-Application, we have a training video to get you started. Chances are you won’t go back to paper.

Disability

Optional Return of Premium Rider
Some of your clients may be reluctant to purchase a policy if they don’t think they’ll use the coverage.

Using Our Quote and e-Application Tools
The quote and e-Application tools for Mutual Income Solutions make it easy to get business issued. Watch the recorded webinar to learn more.

Critical Illness

The Perfect Complement to Existing Coverage
Our Critical Advantage products can enhance your clients’ existing coverage and give them some control when they need it most.

Sales Idea: High Deductible Plans
When faced with a serious illness, your clients may not have access to the funds they need at the most critical times. A policy from the Critical Advantage Portfolio can help.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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Devoted | 2 Weeks Until AEP: $50 Extra Earning Potential

Devoted | 2 Weeks Until AEP: $50 Extra Earning Potential

Devoted | 2 Weeks Until AEP: $50 Extra Earning Potential
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NEW! You can earn a $50 reward with every application with us this AEP

With AEP fast approaching in less than 2 weeks,  here are a few exciting updates and quick tips from Devoted Health on selling with us this AEP:

  • For AEP 2022, earn a $50 reward when you help enrollees complete and submit an HRA form, this includes applications on all plans in all markets!
  • If you’re RTS with Devoted Health for PY2022, go ahead and order all of our PY22 Marketing Materials on our marketing portal, we have exciting new items that will help you sell this AEP
  • Not RTS with us yet?  Get certified with us ASAP on our Agent Portal, it’s easy! (new agents should reach out to upline agency or reply to this email if you have issues)
  • Our Agent Support team has added weekend hours during AEP to help support you.  We’ll be available 9 AM – 6 PM ET between October 1st – December 15th (in addition to our regular business hours are Monday – Friday 9 AM – 8 PM ET)

Introducing our $50 Health Risk Assessment (HRA) incentive on all plans in all markets

Our PY2022 plans include lots of great tools and services to help care for our members. To help us figure out which ones might work for new members, we’re asking you to complete an HRA form with all of your enrollees. And if you do so within 5 calendar days of submitting an enrollment application, you’ll get $50.¹

We recommend completing the HRA form at the same time as enrollment to ensure completion. It takes less than 10 minutes to complete.

HRA is only used to help match members with Devoted Health services like managing medications, controlling chronic conditions like diabetes, or getting settled at home after a hospital stay. The HRA answers don’t impact an enrollee’s premium or application processing. Devoted Health will share responses with doctors to help them offer more personalized care.  And here’s the great part, members enrolling in one of our SNP plans will receive $25 in Devoted Dollars Visa® prepaid card² for completing the HRA and staying enrolled in our plan in January.

If an application is submitted by paper or third-party enrollment vendor, HRA will be available when Devoted Health processes the application. For agent portal submissions, HRA will be available immediately.

2022 Marketing Materials are ready for orders

Log onto our Marketing Portal here to order our PY22 marketing materials, we have new and exciting items such as Medicare comparison worksheets, mail direct options, enrollment kits, plan flyers, etc. to help you sell with Devoted Health!   If you are a broker and you have completed all necessary accreditation with Devoted Health, you will be able to log into our Marketing portal using your NPN and your date of birth. You do not need to pre-register. If you are an existing agency partner, please have your identified admin login. If you do not have an account or cannot locate your credentials, please reply to this email or use our contact info below for further assistance.

Looking forward to a successful AEP season with you.

Get in Touch with Us

Call Us

1 (877) 764-9446

Get in touch with our Agent Support team

Mon – Fri 9am-8pm ET

Sat – Sun 9am-6pm ET (10/1 – 12/15)

Email Us

Contact us 24/7

Meet Us

We offer in-person and virtual events

1. In order to be eligible for payment, members must be actively enrolled at the time of the HRA administrative fee payment;  payment will be made along with commissions (effective date).

2. Use your Visa Prepaid card at select merchant types anywhere Visa debit cards are accepted in the U.S. The card may not be used at any merchant, including internet and mail or telephone order merchants, outside of the U.S. Card is issued by The Bancorp Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. This is not a gift card. This card is issued for loyalty, award or promotional purposes.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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AIG | QOL In The Know: September 2021

AIG | QOL In The Know: September 2021

AIG | QOL In The Know: September 2021
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Operations, Legal, and Compliance News

September 16, 2021

Whole Life Conversion product update

Effective September 25, American Elite Whole Life 2 will be updated due to regulatory changes. This product is only used for term conversions and contractual paid-up policy provisions.

Bulletin 21-063

Monthly Guarantee Premium (MGP) provision reminder

MGP “guarantees” help prevent IUL policies from lapsing due to poor index performance during the guarantee period. We’ve provided a reminder on how the guarantee may be affected when a policy lapses.

Bulletin 21-029-PG

Regulatory Compliance requirement regarding IUL illustration date

Please note new illustration requirements for both new cases and term conversions (IUL), and action required when submitting a revised illustration on a pending case (IUL and/or GUL).

Bulletin 21-046

Reminder: Accelerated death benefit claims by foreign nationals

Specifically, if coverage includes an accelerated death benefit rider and a claim is requested from inside or outside the United States, the claim must be certified by a U.S. physician practicing in the state where the physician is licensed.

Bulletin 21-060

Flyer for Professional Athlete coverage updated

An underwriting flyer regarding life insurance coverage for Professional Athletes and Sports Teams/businesses has been updated to clarify criteria for team/business policies.

View the flyer

Policy review reminder email to policy owners

Beginning September 20, policy owners who have signed up to receive email communications will be emailed a simple reminder to review their policies and ensure their information is up to date.

Bulletin 21-066

Important information for insureds in Tennessee

To support customers in Tennessee who may be affected by recent severe weather, temporary suspensions are in effect on lapses, terminations, cancellations, and other time-sensitive provision requirements.

Bulletin 21-067

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

CallEmail

GTL | Special September Bonus for GTL’s New Advantage Plus Elite!

GTL | Special September Bonus for GTL’s New Advantage Plus Elite!

GTL | Special September Bonus for GTL’s New Advantage Plus Elite!
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The newest and best Hospital Indemnity Insurance in the market is now available!

Advantage Plus Elite is now available on the agent Portal, Android, Apple, and Windows 10 e-App! Please ensure your e-App is updated to the latest version.

Access New Marketing Materials and Order Supplies on GTLink!

Missed the pre-launch training webinar? Access the recording below!

Access Webinar Recording

What makes this new plan truly elite?

Base Benefits Kick in After
6 Hours

Easier Benefit Triggers

Lower Base and Rider Rates

Easier Underwriting

More Base Plan Choices.

Instant Issue and Policy Fulfillment

Where is Advantage Plus Elite
currently available?

For the states available, old Advantage Plus applications need to be dated, signed, and received at GTL’s office by 9/15/21 in order to be accepted

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

CallEmail

GTL | Special September Bonus for GTL’s New Advantage Plus Elite!

Guarantee Trust Life | GTL’s New Advantage Plus Elite Available September 1st!

Guarantee Trust Life | GTL’s New Advantage Plus Elite Available September 1st!
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The Newest and Best Hospital Indemnity Insurance in the Market

Available September 1st

The best is now even better with GTL’s new Advantage Plus Elite! We’ve been hard at work to give you the most cutting-edge hospital indemnity plan just in time for AEP!

Ready to see what’s new and what makes this truly elite? Click the play button above to watch our video announcement and register for a training webinar below.

August 30th

9 am CST

August 30th

1 pm CST

August 31st

10 am CST

August 31st

2 pm CST

Please contact Sales Support with any questions by calling 800-323-6907 or emailing agency@gtlic.com.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

CallEmail