Atlantic Coast Life | Help Empower Your Clients Retirement with RPM, and More!

Atlantic Coast Life | Help Empower Your Clients Retirement with RPM, and More!

Atlantic Coast Life | Help Empower Your Clients Retirement with RPM, and More!
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This Week at Atlantic Coast Life

Resourced & Updates

In This Week’s Newsletter:

  • Help Empower Your Clients Retirement with RPM’s Cap & Fixed Rates
  • Important 1099 Notice
  • Building a Prosperous Future with Annuities! 
  • In Case You Missed It: Leading Features & NEW Agent Flyer 
  • Updated Product Forms

Your most valuable resources are a click away!

Access our Marketer and Agent Resources Document below to quickly view rate sheets, E-App user guides, Agent Portal tips, and more.

Help Empower Your Clients Retirement with RPM’s Cap & Fixed Rates

    The Retirement Plus Multiplier® (“RPM”) Annuity offers tailored growth solutions for your clients. RPM’s Cap & Fixed strategies, available with 5-, 7-, & 10-year durations allow clients to build their retirement plans on the timeframe of their choosing. Explore the latest rates below to assist your clients in shaping a future aligned with their financial goals! 

    Did you know? RPM’s 5-year option mirrors the benefits of its 7- and 10-year counterparts but in a shorter duration of time

    Leverage the latest RPM annuity rates HERE. 

    Important 1099 Notice 

    1099 forms for commissions paid to Atlantic Coast Life Insurance Company agents will be mailed this Wednesday, January 31st, 2024. 

    Building a Prosperous Future with the Safe Haven Annuity and Safe Harbor Annuity! 

    In today’s unpredictable financial landscape, predictability is priceless. For clients who prioritize a conservative approach to planning for their retirement future, the Safe Haven Annuity and Safe Harbor Annuity can be an excellent option.

    While the rate guarantee maximizes clients’ rates, the 3-year and 5-year durations offer some of the most competitive non-fee-based MYGA interest rates in the annuity market, according to Annuity Rate Watch1. See our current rates below:

    Utilize these competitive MYGA rates using the updated annuity rate sheet found HERE. 

    In Case You Missed It: Leading Features & NEW Agent Flyer 

    Last year Atlantic Coast Life Insurance Company (“Atlantic Coast Life”) continued to be a top choice in the industry by introducing innovative enhancements, offering competitive rates, providing top-tier income payouts, incorporating unique features, and more. Discover two examples of these transformative product updates below.

    The Accumulation Protector PlusSM (“APP”) Annuity now features a 10% premium bonus2, a 10% cap rate on the S&P 500® 1-year point-to-point strategy, and new, higher commissions!

    The Income Navigator AnnuitySM (“INA”) increased payout factors, across all ages, by up to 30%! Policyholders now earn a 7% premium bonus on the Accumulation Account & a 7% premium bonus on the Income Account Value when the Income Rider is selected. Additionally, INA now applies a 7% rollup rate guaranteed for 10 years.

    These enhancements continue to help strengthen your portfolio and be a top choice for your clients!

    Preparing for your next client meeting? Explore our NEW Leading Product Portfolio Flyer and use these product-specific benefits to help your client better prepare for their future (agent use only). 

    Updated Product Forms

    Stay in the know! This new section of our weekly email will list product form updates and provide direct links or instructions to access the updated forms. This month, the following revised forms went into effect: 

    For more information, contact a Pinnacle Financial Services representative today

    1 (800) 772-6881 x7731 | sales@pfsinsurance.com

    Contact a Pinnacle Representative if you have any questions.

    1 (800) 772-6881
    support@pfsinsurance.com

    Contact Us

    Contact a Pinnacle Financial Service representative today for assistance.

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    Aetna | OEP | Member retention | Grocery delivery through Uber Eats | App status | Training opportunities

    Aetna | OEP | Member retention | Grocery delivery through Uber Eats | App status | Training opportunities

    Aetna | OEP | Member retention | Grocery delivery through Uber Eats | App status | Training opportunities
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    Broker news

    Your source for Aetna Medicare broker news and information

    January 30, 2024

    January is Mental Health Awareness Month: Find out how your clients can improve their mental health.

    Open Enrollment Period (OEP)

    What is the Medicare OEP?

    OEP runs from January 1 to March 31. During this time, beneficiaries who elected a Medicare Advantage plan (MA/MAPD) during the Annual Enrollment Period can switch to a different Medicare Advantage (MA/MAPD) plan or return to Original Medicare (with or without prescription drug coverage). Review OEP do’s and don’ts.

    You can continue supporting D-SNP and LIS-eligible clients during this time

    While you’re not allowed to proactively market to MA/MAPD enrollees during OEP. You are allowed to continue marketing to consumers who are eligible for Dual Eligible Special Needs Plans (D-SNP) or Extra Help (Low Income Subsidy), as these clients are able to make one change per quarter

    Member retention

    Top tips for welcoming and supporting new members

    You can help ensure your clients have a positive start to 2024 by helping them with questions on hot topics like member ID cards, prescription refills, finding providers and plan benefit questions. Get tips on answering their FAQs.

    Watch this member retention podcast: Get tips from the pros on how to help prevent rapid disenrollment (12 min.)

    Product and benefit information

    Eligible members with an Extra Benefits Card through NationsBenefits can now get grocery delivery through Uber Eats

    Members with an Extra Supports Wallet or Healthy Foods Wallet on their Extra Benefits Card can now access grocery delivery through Uber Eats. Some of the major retailers who sell grocery products out of Uber’s network include—Walmart, Costco, Albertsons, SEG, Hyvee, CVS, Walgreens, Target, and others. Members can place their order through the UberEats app or online at UberEats.com. You can share this flyer, “Uber Eats grocery delivery, explained” with your clients.

    Aetna Medicare Payment Card is now administered by Inspira Financial (formerly PayFlex)

    Some Aetna Medicare plans include an Aetna Medicare Payment Card, which was previously administered by PayFlex®. In 2024, PayFlex is becoming Inspira Financial. Let members know what to expect during this transition:

    • The physical card will continue to show “PayFlex.”
    • But members will start seeing “Inspira Financial” on related materials.
    • PayFlex websites will now automatically redirect to www.inspirafinancial.com.
    • If members try to download the PayFlex app to manage their card, they will find the Inspira Financial app instead.

    Broker training and tools

    Share your feedback on the Aetna Marketing Portal (AMP)

    The AMP tool is your source for customizable and compliant marketing materials like flyers, mailers, and more. Provide feedback to help us build our AMP strategy for the future. Submit your responses by the end of the day, Friday, February 2.

    Take the Survery

    Check the status of applications

    We made it easy. Use Producer World to access the member application tool and check the status of your applications. See how.

    Need help with commissions?

    Producer World is your go-to place to review commission information.

    1. Click the Reports tab
    2. Click “Access reporting”

    You can also visit the Compensation tab to learn how and when we pay, for help understanding your reports and statements.

    For more information, contact a Pinnacle Financial Services representative today

    1 (800) 772-6881 x7731 | sales@pfsinsurance.com

    Contact a Pinnacle Representative if you have any questions.

    1 (800) 772-6881
    support@pfsinsurance.com

    Contact Us

    Contact a Pinnacle Financial Service representative today for assistance.

    CallEmail

    Global Atlantic | Rates are Changing Effective January 29, 2024

    Global Atlantic | Rates are Changing Effective January 29, 2024

    Global Atlantic | Rates are Changing Effective January 29, 2024
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    Contact a Pinnacle Representative if you have any questions.

    1 (800) 772-6881
    support@pfsinsurance.com

    Contact Us

    Contact a Pinnacle Financial Service representative today for assistance.

    CallEmail

    Devoted | The #1 newsletter to help agents take action this OEP

    Devoted | The #1 newsletter to help agents take action this OEP

    Devoted | The #1 newsletter to help agents take action this OEP
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    OEP tips your agents won’t want to miss

    Want to help your agents win with Devoted Health this OEP?Share our latest newsletters that dive into key benefits, marketing tools, and more. These state-specific newsletters will help agents target new-to-medicare, SNPs, and 5-Star eligible members during open enrollment 2024.

    For more information, contact a Pinnacle Financial Services representative today

    1 (800) 772-6881 x7731 | sales@pfsinsurance.com

    Contact a Pinnacle Representative if you have any questions.

    1 (800) 772-6881
    support@pfsinsurance.com

    Contact Us

    Contact a Pinnacle Financial Service representative today for assistance.

    CallEmail

    Corebridge Financial | Fixed Annuity Rates are changing Tuesday 1/22/2024

    Corebridge Financial | Fixed Annuity Rates are changing Tuesday 1/22/2024

    Corebridge Financial | Fixed Annuity Rates are changing Tuesday 1/22/2024
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    Annuity rate update

    Annuity rates are changing effective 1/22/2024 

    Fixed annuity rates:
    Download individual product rate flyers below. Please note: An active contract and appointment with US Life is required to solicit New York products.

    American General Life Insurance Company (AGL) 

    American Pathway® Fixed 5 and 7– NEW 

    American Pathway VisionMYG – NEW 

    The United States Life Insurance Company in the City of New York (US Life) 

    American Pathway Fixed 5 and 7 

    American Pathway SolutionsMYG

    Read the transition rules

    Single premium immediate annuity (SPIA)/Deferred income annuity (DIA) rates:
    Follow the links below to the Foresight tool to run hypothetical illustrations (login required)

    SPIA 

    American Pathway Immediate Annuity

    Learn about SPIA/DIA annuity rate lock rules

    DIA 

    American Pathway Deferred Income Annuity

     

    For more information, contact a Pinnacle Financial Services representative today

    1 (800) 772-6881 x7731 | sales@pfsinsurance.com

    Contact a Pinnacle Representative if you have any questions.

    1 (800) 772-6881
    support@pfsinsurance.com

    Contact Us

    Contact a Pinnacle Financial Service representative today for assistance.

    CallEmail