Wellcare | Product Pointers – 2024 Key Highlighted Plans

Wellcare | Product Pointers – 2024 Key Highlighted Plans

Wellcare | Product Pointers – 2024 Key Highlighted Plans
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Wellcare 2024 Push Plans

2024 Key Highlighted Plans

With plans and products now offered nationwide, Wellcare continues to provide competitive benefit options that meet the needs of a wide variety of beneficiaries.

Take a few moments to review the key selling features of our 2024 Push Plans by state and learn how they complement unique beneficiary needs:

  • $0 or low-premium plans – Value-conscious shoppers who still desire extra benefits.
  • D-SNP plans – Plans for dually eligible members which all include the Wellcare Spendables™ benefit card and $0 prescription drugs.
  • LIS plans – Rich benefit plans available for those receiving the Low-Income Subsidy who do not qualify for a zero-dollar D-SNP.
  • Patriot plans – Premium giveback or no-premium options for veterans or others who have their prescription drugs covered by another source.
  • HMO, HMO-POS, and PPO plans – Members can choose the type of network that best fits their needs.
  • PDP plans – Beneficiaries interested in a stand-alone prescription drug plan.

Note: Not all plans are available in every state. Product details and individual selling features for the plans available are listed within each market displayed in the 2024 Push Plans resource.

As always, thank you for your continued partnership!

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

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Corebridge | Index annuity rates are increasing effective Monday, February 5, 2024.

Corebridge | Index annuity rates are increasing effective Monday, February 5, 2024.

Corebridge | Index annuity rates are increasing effective Monday, February 5, 2024.
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Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

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Nationwide | rates effective February 1, 2024

Nationwide | rates effective February 1, 2024

Nationwide | rates effective February 1, 2024
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Current annuity rates from nationwide

Nationwide Peak 10 Rates: Effective 2/1/2024

Important rate lock information

Nationwide utilizes a systematic 60 calendar-day rate lock period. For contracts meeting the below requirements, Nationwide will provide a rate lock for 60 calendar days from the application signature date. Any applications signed on or after February 1, 2024, will receive the new strategy option rates.

Paperwork and funds submitted according to the schedule below will receive the greater of the rates available on the application sign date or the rates available on issue date, as long as the contract is in good order and funded within 60 calendar days from the application date. Otherwise, the contract will receive only the current rates available at the time of issuance.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

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Ameritas | Rates Holding – plus income doubler helps keep futures on track

Ameritas | Rates Holding – plus income doubler helps keep futures on track

Ameritas | Rates Holding – plus income doubler helps keep futures on track
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Rate Change Notification

Rates are holding strong and steady, effective 2/5/24 on Legacy exclusive products!

Ameritas® and the bison design are registered service marks of Ameritas Life Insurance Corp. Fulfilling life®is a registered service mark of affiliate Ameritas Holding Company.

Keep their future on track

Do you have clients who want competitive early income but are concerned about health care costs knocking them off their retirement path? Help them stay on track by offering an income doubler with their ApexAdvantage fixed index annuity from Ameritas Life Insurance Corp.

The FutureNow Ridersm With Booster is an upgrade that allows for double income upon impairment in 2 of 6 ADLs, with no confinement required.

  • Doubles payouts* for both single and joint annuitants.
  • Rider must be in force for only two years.
  • Available for an annual charge of 1.35%.
  • Backed by “A” rated** Ameritas.
For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

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Atlantic Coast Life | Help Empower Your Clients Retirement with RPM, and More!

Atlantic Coast Life | Help Empower Your Clients Retirement with RPM, and More!

Atlantic Coast Life | Help Empower Your Clients Retirement with RPM, and More!
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This Week at Atlantic Coast Life

Resourced & Updates

In This Week’s Newsletter:

  • Help Empower Your Clients Retirement with RPM’s Cap & Fixed Rates
  • Important 1099 Notice
  • Building a Prosperous Future with Annuities! 
  • In Case You Missed It: Leading Features & NEW Agent Flyer 
  • Updated Product Forms

Your most valuable resources are a click away!

Access our Marketer and Agent Resources Document below to quickly view rate sheets, E-App user guides, Agent Portal tips, and more.

Help Empower Your Clients Retirement with RPM’s Cap & Fixed Rates

    The Retirement Plus Multiplier® (“RPM”) Annuity offers tailored growth solutions for your clients. RPM’s Cap & Fixed strategies, available with 5-, 7-, & 10-year durations allow clients to build their retirement plans on the timeframe of their choosing. Explore the latest rates below to assist your clients in shaping a future aligned with their financial goals! 

    Did you know? RPM’s 5-year option mirrors the benefits of its 7- and 10-year counterparts but in a shorter duration of time

    Leverage the latest RPM annuity rates HERE. 

    Important 1099 Notice 

    1099 forms for commissions paid to Atlantic Coast Life Insurance Company agents will be mailed this Wednesday, January 31st, 2024. 

    Building a Prosperous Future with the Safe Haven Annuity and Safe Harbor Annuity! 

    In today’s unpredictable financial landscape, predictability is priceless. For clients who prioritize a conservative approach to planning for their retirement future, the Safe Haven Annuity and Safe Harbor Annuity can be an excellent option.

    While the rate guarantee maximizes clients’ rates, the 3-year and 5-year durations offer some of the most competitive non-fee-based MYGA interest rates in the annuity market, according to Annuity Rate Watch1. See our current rates below:

    Utilize these competitive MYGA rates using the updated annuity rate sheet found HERE. 

    In Case You Missed It: Leading Features & NEW Agent Flyer 

    Last year Atlantic Coast Life Insurance Company (“Atlantic Coast Life”) continued to be a top choice in the industry by introducing innovative enhancements, offering competitive rates, providing top-tier income payouts, incorporating unique features, and more. Discover two examples of these transformative product updates below.

    The Accumulation Protector PlusSM (“APP”) Annuity now features a 10% premium bonus2, a 10% cap rate on the S&P 500® 1-year point-to-point strategy, and new, higher commissions!

    The Income Navigator AnnuitySM (“INA”) increased payout factors, across all ages, by up to 30%! Policyholders now earn a 7% premium bonus on the Accumulation Account & a 7% premium bonus on the Income Account Value when the Income Rider is selected. Additionally, INA now applies a 7% rollup rate guaranteed for 10 years.

    These enhancements continue to help strengthen your portfolio and be a top choice for your clients!

    Preparing for your next client meeting? Explore our NEW Leading Product Portfolio Flyer and use these product-specific benefits to help your client better prepare for their future (agent use only). 

    Updated Product Forms

    Stay in the know! This new section of our weekly email will list product form updates and provide direct links or instructions to access the updated forms. This month, the following revised forms went into effect: 

    For more information, contact a Pinnacle Financial Services representative today

    1 (800) 772-6881 x7731 | sales@pfsinsurance.com

    Contact a Pinnacle Representative if you have any questions.

    1 (800) 772-6881
    support@pfsinsurance.com

    Contact Us

    Contact a Pinnacle Financial Service representative today for assistance.

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