Aetna | Earn Special Perks and Rewards for 2023

Aetna | Earn Special Perks and Rewards for 2023

Aetna | Earn Special Perks and Rewards for 2023
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Stay in the Know

What you need to Know in Medicare this Week

We want to help boost your sales

We’ve got a deal for you this Annual Enrollment Period! We’ll help cover the cost of marketing materials if you achieve “net positive” enrollment – meaning your total sales exceed your total lapses. And you can also earn credits for marketing materials in the Studio. Get started today!

Be a Front Runner and earn rewards!

The more you sell, the more you get. Earn points for each sale you make and receive valuable rewards, such as:

  • Free 2024 Aetna Individual Medicare certification (a $175 value)
  • Discounts on online purchases from Staples™
  • Signage announcing your status
  • Discounts on purchases made through Aetna’s Medicare Marketing Studio
  • A discounted rate on Kaplan Insurance continuing education courses online for one year

We’re here to help

If there is any way we can help during this AEP, please contact your local Aetna Medicare Broker Manager, your Aetna Medicare Sales Director, or Aetna Medicare Broker Services for assistance.

Prior to engaging in the sale of Aetna Medicare products, producers must be ready to sell, which means certified, contracted, licensed in the applicable states, and appointed by Aetna in accordance with state law. As permitted in certain states, Aetna will order appointments after the first sale. This communication is intended for use by brokers only and is not intended for distribution to Medicare beneficiaries. Any publication or distribution of this communication to unauthorized recipients without Aetna’s approval is prohibited.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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Aetna | Earn Special Perks and Rewards for 2023

Aetna | Newsweek Ranks Aetna High in Customer Service

Aetna | Newsweek Ranks Aetna High in Customer Service
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Enrollment has never been so fun – Aetna plans and benefits offer new members ways to manage health conditions in 2023

Your source for Aetna Medicare broker news and information

Veteran’s Day is today, November 11 – Remember to say, “thanks for your service”

Aetna offers a health plan with veterans in mind

Be sure to review with prospects who served in the military the Aetna Medicare Eagle™ plan. Available in 41 states, the MA-only plan is designed with veterans in mind and complements the coverage veterans may already receive through their VA Medical.

New and noteworthy

Newsweek ranks Aetna as one of the leading companies in customer satisfaction

Newsweek recently released the ranking of America’s Best Customer Service 2022. We are so pleased to share that Aetna was ranked third in health insurance customer service behind AARP and Health Net. This is a testament to our commitment to our members.

NEW for 2023! Apple Fitness+ access 

Beginning in January, Aetna Medicare Advantage members can access Apple Fitness+ at no additional cost through their SilverSneakers fitness benefit. Aetna is the first carrier to offer this program to its Medicare members. Learn more.

$200 Member incentive for rewarding healthy behaviors

Our national rewards program, Your Healthy Rewards, is offering members an incentive of up to $200 redeemable for gift cards, by completing eligible health activities in 2023. Get the details on the MA/MAPD program and the D-SNP program.

New and existing members will start receiving their 2023 member ID cards in the mail – Look for the QR code on the back of the card

Starting November 8, new member ID cards for 2023 will start to mail to new and existing Aetna Medicare members. These cards have a special QR code on the back. When the QR code is scanned, it goes to a plan-specific landing page on Aetnamedicare.com. The landing page includes a 5-minute video that educates members about the plan, plus it links them to plan materials like the Summary of Benefits, Evidence of Coverage, Formulary, Annual Notice of Change, and more. An educational insert will mail with the ID cards that walks the member through how to use a QR code. This can also help answer questions about privacy concerns using QR codes. Learn more.

In 2023, select plans* will offer a new Extra Benefits Card to members who qualify

Starting in 2023, some Aetna Medicare plans will offer an Extra Benefits Card at no added cost. It can be used toward certain categories of items and services depending on the plan, including food, over-the-counter items, utilities and/or transportation. Click here to find out if this plan is available to your members.

*Excludes PDP members, as well as FIDE D-SNP, QNXT D-SNP members, and H4982-016 (CA) members

Sales info

Fuel your sales on us

We’re excited to announce a new program this Annual Enrollment Period! All you need to do is achieve “net positive” enrollment – meaning your total sales need to exceed your total lapses – and you can earn reimbursement for marketing materials! Find out more, click here.

Be an Aetna Front Runner in 2023

If you sell any Aetna Medicare plans (MA/MAPD, D-SNP) or SilverScript PDP enrollments during the 2023 AEP, you can qualify to be a Front Runner. You’ll earn points for each eligible enrollment you sell. Learn how it works.

Now available: Download English digital enrollment kits with updated Star Ratings

The new English digital enrollment kits with updated Star Ratings are now available for download. Translated versions (Spanish/Chinese) will be available by mid-November.

You can earn a $110 administrative fee if your new D-SNP member completes the HRA

You can earn a $110 administration fee for completing a health risk assessment (HRA) with eligible D-SNP enrollments through the Think Agent tool for 2023 AEP. This is available for field sales agents only. You can also earn a $70 administration fee for completing the HRA with MA/MAPD enrollments. Click here to get the facts.

How to verify your ready-to-sell (RTS) status

Be sure to actively verify your RTS status prior to selling in each state where you conduct business. Learn more.

Marketing

Create your own personal URL and customize your profile using Think Agent

Think Agent, Aetna’s electronic enrollment tool, now has the capability for you to create your own personal URL. This gives prospects another way to shop for Aetna Medicare plans, and enroll online – and you’ll receive credit for the sale. Watch a 5-minute video on how to get started. And remember to update your profile by adding a professional photo, linking to your social media page, and keeping your contact information up-to-date.

Use Think Agent to record calls and enroll members

Think Agent is Aetna’s electronic enrollment app that offers an optimized enrollment experience for you and your clients. Think Agent’s Call Appointment & Recorded Enrollment (CARE) is a CMS-compliant tool you can use to:

  • Make outbound recorded calls and receive in-bound CARE calls
  • Record your telephone interactions with Medicare beneficiaries. 
  • Enroll prospects by phone through CARE. 

Go to the Think Agent tool and select “resources” to compliantly conduct an enrollment over the phone. Click here to learn more or watch a 5 min. video.

How retail marketing can expand your business

Want to grow your business? Get tips from the pros on how retail marketing can make it happen. Watch our video podcast series Successful Sales Solutions.

Compliance reminders

Reminder: Update all enrollment kits with 2023 Star Ratings

All 2023 enrollment kits are required to have the 2023 Star Ratings as of October 27. Be sure you removed the 2022 Star Ratings and added the 2023 Star Ratings. Plus, remember CMS requires you to review the 2023 Star rating document with beneficiaries when presenting Aetna MA/MAPD and SilverScript PDP plans.

Results of call monitoring indicate telesales agents often miss key topics

Aetna’s agent oversight team actively monitors telesales calls and finds that telesales agents often miss important information in their communications with clients. Review the top issues.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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Aetna | Earn Special Perks and Rewards for 2023

Aetna | Apple Fitness+ and $200 in New Rewards are Coming Soon

Aetna | Apple Fitness+ and $200 in New Rewards are Coming Soon
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Stay in the Know

What you need to know in Medicare this week

Apple Fitness+ is now FREE with Aetna Medicare Advantage and DSNP plans

Exciting news for 2023: All Aetna Medicare plans will include Apple Fitness+ as part of our free SilverSneakers® fitness benefit. Eligible SilverSneakers members will be able to use their Fitness+ account to enjoy access to workouts, meditations, and more!

Find additional information about Apple Fitness+ at SilverSneakers.com/AppleFitness

2023 Your Healthy Rewards program – Members can earn up to $200

It’s easy for members on all MAPD and DSNP plans to earn money and gift cards to CVS, Home Depot, Kohl’s, and more just by completing healthy activities they’re already doing, such as:

  • Getting an annual flu shot
  • Scheduling preventive screenings
  • Having a home health visit

Download this flyer for more information.

We’re here to help

If there is any way we can help during this AEP, please contact your local Aetna Medicare Broker Manager, your Aetna Medicare Sales Director, or Aetna Medicare Broker Services for assistance.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

CallEmail

Aetna | Earn Special Perks and Rewards for 2023

Aetna | Senior Supplemental Insurance Bonus Programs

Aetna | Senior Supplemental Insurance Bonus Programs
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Medicare supplements and ancillary products

the more qualifying applications submitted and policies issued, the more bonus you earn!

Wrap up your bonus!

Qualifying products

Medicare Supplement

Submit qualifying applications and receive the following bonuses: 

Electronic application

$100 each Underwritten $25 each Open Enrollment

Paper applications

$25 each Underwritten | $10 each Open Enrollment

To receive a payout, you must submit a minimum of 5 signed applications monthly (underwritten, guaranteed issue, or open enrollment) and policies must be issued by the dates indicated below. 

Also includes a new Medicare Supplement from Accendo Insurance Company part of the CVS Health® family of companies and Aetna affiliate 

Ancillary/life

Submit qualifying applications of any of the qualifying ancillary/life products and receive the following bonus: 

$25 bonus per application (electronic and paper) 

Submit a qualifying Medicare Supplement application with a qualifying ancillary product from below* and receive an additional $25 bonus per application.

*Final Expense products are excluded from the additional $25 bonus. 

  • Dental, Vision, and Hearing Plus
  • Dental, Vision, and Hearing
  • Cancer and Heart Attack or Stroke/Plus
  • Hospital Indemnity/Flex
  • Recovery Care/Nursing Facility Care/Home Recovery Care
  • Home Care/Plus • Protection Series Final Expense 

Policies must be issued by the dates indicated below, with a $180 minimum annual premium. 

 

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

CallEmail

Aetna | Earn Special Perks and Rewards for 2023

Aetna | Inflation Reduction Act – What you need to know

Aetna | Inflation Reduction Act – What you need to know
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What you need to know about the Inflation Reduction Act (IRA)

President Biden’s signing of the Inflation Reduction Act (IRA) marks the beginning of implementing many years of substantial change to the Medicare Part B and Part D programs.

The two most imminent changes, which take effect on January 1, 2023, include:

  • Limiting the member cost-share of covered insulins to $35
  • Introducing $0 member cost-sharing on Part D vaccines

We’re updating materials to convey this information to members. Members will receive information by mail, and information will also be available in enrollment kits and on our website. In addition, we’re working to operationalize these changes by January 1, 2023, as required.

Please use the information below to help answer your clients’ questions about this AEP.

How does the IRA impact 2023 Medicare Advantage plans (MAPD) and Prescription Drug Plans (PDP)?

It limits the member cost-share on covered insulins to $35. 

  • This means members won’t pay more than $35 for a one-month supply of each insulin product covered by their plan, no matter what cost-sharing tier it’s on, even if their plan has a deductible that hasn’t been met.
  • While some members already benefit from plans that offer $35 insulin, this legislation ensures that all seniors who use insulin benefit from this out-of-pocket cost limit.
  • Members receiving LIS will continue to pay the CMS statutory maximum cost share for insulin, which is less than $35.
  • In Florida, some 2023 Aetna MAPD plans will offer select insulins for a $0 cost share at preferred pharmacies and a $20 copay at standard pharmacies. On these plans, other covered insulins will be available for the $35 IRA copay.
  • In addition, the 2023 SmartSaver PDP (which is non-commissionable for new sales), available in all 50 states, offers covered insulin for a $10 copay at preferred pharmacies and a $20 copay at standard pharmacies.

It eliminates member costs and improves access to Part D vaccines.

  • Our 2023 plans will cover most Part D vaccines for a $0 cost share, even if a plan has a deductible that hasn’t been met.

What information will members receive? 

Member materials are being updated in accordance with CMS guidance to ensure members are properly informed of the changes.

How will insulin and vaccine benefits be displayed on Medicare Plan Finder? 

Beginning October 1, the Medicare Plan Finder site (www.medicare.gov) will reflect Part D sponsors’ insulin and vaccine benefits and cost-sharing as they were submitted in their 2023 bid and formulary submissions, prior to IRA being enacted. However, new insulin and vaccine drug footnotes and other help features will be displayed to explain the benefit changes resulting from the IRA.

Because of this, CMS is granting a Special Enrollment Period (SEP) for Exceptional Circumstances to allow beneficiaries to add, drop, or change their Part D coverage if they find a better option after the 2022 Annual Enrollment Period (AEP) and through the end of 2023. This SEP will be available for all beneficiaries who use a covered insulin product and begins on December 8th, 2022, and ends on December 31, 2023. Beneficiaries may use this SEP one time during this period. To utilize this SEP, beneficiaries must call 1-800-MEDICARE so a customer service representative can process the enrollment change; they cannot use a broker for this SEP. Consistent with current policy, when Part D enrollees change plans mid-year, their True Out-of-Pocket (TrOOP) costs carry over from one plan to the next.

What’s coming in 2024?

Additional IRA requirements that will be implemented in 2024 include:

  • $0 cost sharing in the catastrophic phase for Part D
  • Expansion of the low-income subsidy eligibility to 150% of the federal poverty line

What additional impacts will IRA have in the future?

Additional IRA requirements will be implemented annually through 2029. We’ll share more information as we approach those implementation dates.

Questions? 

If you have any questions about 2023 Aetna Medicare plans, please reach out to your local Aetna Medicare Broker Manager.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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