There is a high probability that all LTCi carriers will see a large increase in applications from now until the fall. In order to process new business and offer an underwriting decision in a timely manner, we are suggesting any applications for applicants trying to meet the November 1 deadline be submitted ASAP. It is quite possible as volume increases, processing times will be impacted. 

Washington is a pre-appointment state that requires agents to have an approved and effective state appointment prior to signing or dating an application. The sooner you submit your applications, the better chance you’ll have to meet your clients’ expectations, which is why we recommend submitting applications ASAP. We will be processing applications in the order received with no exceptions. 

For agent inquires contact your dedicated Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales, questions contact the Long Term Care Sales Team at LTC@nglic.com.

Thank you.