National Guardian Life | NGL EssentialLTC for Employers

National Guardian Life | NGL EssentialLTC for Employers

National Guardian Life | NGL EssentialLTC for Employers
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NGL EssentialLTC is designed for not only individuals looking for long-term care, but for employers as well. If you have a business interested in long-term care, then we have the materials you need to succeed in providing the excellent benefits of EssentialLTC to prospective employer groups.

These materials can also be found on the Agent Resource Center in the Sales & Marketing link under the Worksite tab.

For a product that can do more, choose Essential LTC for your next employer offering.

For agent inquiries contact your dedicated Agent Services Team at 888.505.2332 or status@ngl-essentialltc.comFor sales questions contact the Long Term Care Sales Team at LTC@nglic.com.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

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Mutual of Omaha | Weekly Update

Mutual of Omaha | Weekly Update

Mutual of Omaha | Weekly Update
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Express

A Weekly Update for Mutual of Omaha’s Brokerage Sales Distribution | June 09, 2021

Life Insurance

Converting Term into Permanent Coverage

Converting to an IUL Express product before they reach their term limit could result in a lower premium than if they would wait till the term is up.

Using Income Advantage IUL with a Stay Bonus Strategy
Key employees are an important part of keeping the business going if there is a change in management.

Medicare Solutions

Dental Cash for Apps
This summer you can earn extra cash for your dental sales during our limited time program!

2022 Prescription Drug Plan Training
AHIP and Mutual of Omaha Rx Training will be available June 21, 2021.

Save Your Clients Money on Dental
Mutual of Omaha offers multi-policy savings when our dental policy is sold with our Medicare supplement policies.

Upcoming Rate Adjustments
Review upcoming rate adjustments in various states.

Long-Term Care

Washington State Long-Term Care Insurance Product Offering Update
Effective immediately, we are requiring several changes to the MutualCare® Solutions product offerings for the state of Washington.

Condition-Related Marketing: Osteoporosis
We’ve created a new condition-related marketing series. Check out our first installment where we discuss osteoporosis.

Disability

Enhancing Existing Coverage
Do your clients already have existing disability income insurance as part of their current employment benefits? Do they understand their group coverage?

Mutual Income Solutions Affordability
Without the income they rely on, how will your clients’ family make ends meet?

Critical Illness

Cross-Selling Critical Advantage
Nearly everyone knows someone who has been affected by cancer or heart disease. The need for our Critical Advantage product is undeniable. Cross-sell our package to your Medicare Supplement clients.

Quick Quotes!
You’re just a few clicks away from an easy mobile quote!

Annuities

New Best Interest Training for Annuity Sales in Idaho, Michigan and Nebraska
The NAIC has approved revisions to its Suitability in Annuity Transactions Model Regulation in Idaho, Michigan and Nebraska. Learn what that means for you.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

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Mutual of Omaha | Weekly Update

Mutual of Omaha | Washington State Long-Term Care Insurance Product Offering Update

Mutual of Omaha | Washington State Long-Term Care Insurance Product Offering Update
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In efforts to support the Washington State Cares Fund initiativeMutual of Omaha implemented underwriting and commission changes for applications received from the state of Washington, including:

  • A 100% chargeback for policies issued May 19, 2021 – November 1, 2021, and lapsing within the first policy year.
  • Declining applications for clients not seen by a physician in the last 24 months. 

However, due to continually increasing application volumes from the state, Mutual of Omaha must make additional modifications. Effective immediately, we are instituting the following adjustments to the MutualCare® Solutions product offerings for the state of Washington:

  • Increasing minimum issue age to 40 
  • Increasing minimum monthly benefit to $3,000
  • Increasing minimum inflation option to 3%, lifetime duration

To process applications not meeting the minimum requirements listed, paper and e-applications must be received at Mutual of Omaha on or before June 11, 2021. No exceptions will be made. 

By taking steps to ensure Washington residents purchase a long-term care policy for the security and benefits it provides rather than a means for exemption from the payroll tax, Mutual of Omaha is upholding our responsibility as a leading LTCi provider.  

How You Can Help 

  • Help clients understand the value of a long-term care policy designed to offer peace of mind for themselves and their families by explaining key product benefits.
  • Speed up processing time by emailing completed applications directly to epsupport@LTCG.com, or faxing copies to (888) 539-4672.
For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

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Contact a Pinnacle Financial Service representative today for assistance.

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Global Atlantic | 2X income for a healthcare need

Global Atlantic | 2X income for a healthcare need

Global Atlantic | 2X income for a healthcare need
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Would your clients like added protection in the event of a healthcare need? Take a look at the attached infographic to learn 5 reasons why the Income Enhancement Benefit1with Income 150+ SE fixed index annuity can help your clients get double guaranteed annual income for a healthcare need.2

1 Not available in California or to issue ages 75 and above. The rider is not long-term care insurance and is not intended to replace such coverage. Requires annual certification by a healthcare professional that two of six ADLs cannot be performed. Other restrictions apply.
2 The benefit is only available if your contract value is above the minimum allowed under the Income Enhancement Benefit. Once a benefit period ends, a new benefit period is no longer available.
For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

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Contact a Pinnacle Financial Service representative today for assistance.

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NGL | EssentialLTC StrateCision Update

NGL | EssentialLTC StrateCision Update

NGL | EssentialLTC StrateCision Update
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EssentialLTC in StrateCision

The enhanced version of EssentialLTC has been approved for use in StrateCision’s programs. 

 

VitalLTC updates coming soon

We are still testing the VitalLTC updates. You will be notified when the updates are complete.

    1035 Exchange Flyer

    Don’t forget that you can fund EssentialLTC by a tax-free 1035 Exchange. Click here to download the 1035 Exchange Flyer. It gives you valuable background information on 1035 Exchanges, reasons for doing them and it shows how NGL’s EssentialLTC can be funded with a 1035 Exchange.

    You can also reference the Agent Guide for a full breakdown of 1035 Exchange requirements. The flyer and Agent Guide can be found on the Agent Resource Center alongside many other EssentialLTC training and marketing materials.

    For agent inquires contact your dedicated Agent Services Team at 888.505.2332 or status@ngl-essentialltc.com. For sales questions contact the Long Term Care Sales Team at LTC@nglic.com.

    Thank you.

      For more information, contact a Pinnacle Financial Services representative today

      1 (800) 772-6881 x7731 | sales@pfsinsurance.com

      Contact a Pinnacle Representative if you have any questions.

      1 (800) 772-6881
      support@pfsinsurance.com

      Contact Us

      Contact a Pinnacle Financial Service representative today for assistance.

      CallEmail