fbpx
What Does Hospital Indemnity Pay for?

What Does Hospital Indemnity Pay for?

What Does Hospital Indemnity Pay for?
Comments

 

What is hospital indemnity and what does hospital indemnity pay for?  Hospital indemnity insurance is supplemental medical insurance coverage that pays benefits if you are hospitalized. While health insurance pays for medical services after copays co-insurance, and deductibles are met, hospital indemnity insurance pays you if you are hospitalized, regardless of any other coverage you may have.

Pairing Medicare Advantage with Hospital Indemnity

Hospital Indemnity is a perfect product to pair or cross sell with Medicare Advantage plans.  Medicare Advantage plans have some coast for hospital stays that vary plan to plan.  Depending on the plan if you stay in the hospital for 10 days it may cost you a few thousand dollars.  Paying a low monthly premium for a Hospital Indemnity can cover the cost of these stays.

Filling in the Gaps

When pairing Hospital Indemnity with Medicare Advantage it is also known as filling in the Gaps.  Pinnacle Financial Services has the top quoting software tools in the industry to make your quoting easy.  Whether you are in the office on a desk top or on the go with our Mobile Quoting app, Pinnacle Financial Services makes it easy to run quotes anytime anywhere.

Call your Director of Sales today to find out how to add Hospital Indemnity to your product portfolio today. www.pfsinsurance.com 1-800-772-6881 ex 7706

 

    For more information, contact a Pinnacle Financial Services representative today

    1 (800) 772-6881 x7731 | sales@pfsinsurance.com

    Dustin Ofsharick

    Dustin Ofsharick

    Director of Sales - Health

    x7706 | dofsharick@pfsinsurance.com

    Contact a Pinnacle Representative if you have any questions.

    1 (800) 772-6881
    support@pfsinsurance.com

    Contact Us

    Contact a Pinnacle Financial Service representative today for assistance.

    CallEmail

    The Best Medicare Supplement Leads

    The Best Medicare Supplement Leads

    The Best Medicare Supplement Leads
    Comments

    The best Medicare supplement leads can be hard to come by.  Thankfully Pinnacle Financial Services has the answer!  We have proven lead programs for any budget along with numerous options to offer.

    Getting in Front of Medicare Supplement Leads

    Getting in front of Medicare supplement leads is easy with our T65 per piece lead program.  Unlike traditional lead mailers, you hope for a 2% or higher return our per piece lead programs take the risk away.  Our programs guarantee the number of leads your order.  Turning 65 eligible can be ordered 6-9 months out.

    Medicare Supplement Leads & Year-Round Selling

    Medicare supplement leads allow for year-round selling!  They can help set up future business.  While you may be targeting D-SNP during OEP do not forget to set up for the upcoming months with Medicare supplement lead orders.

    Medicare Supplement 66 Plus Leads

    The best Medicare supplement leads are not limited to turning 65.  Pinnacle Financial Services offer great 66 plus leads as well.  Agents sometimes only focus on turning 65 leads, when 66 plus is a great market.  Usually, you can save a client some money by offering a free preview of the plans you offer. 

    Pinnacle Financial Services has the tools, lead programs, and technology to keep you making money. We offer free online enrollment systems such as Connect4Medicare that allow agents to sell without having to meet face to face.  Give us a call today for a more in-depth look at our programs.

    For more information, contact a Pinnacle Financial Services representative today

    1 (800) 772-6881 x7731 | sales@pfsinsurance.com

    Dustin Ofsharick

    Dustin Ofsharick

    Director of Sales - Health

    x7706 | dofsharick@pfsinsurance.com

    Contact a Pinnacle Representative if you have any questions.

    1 (800) 772-6881
    support@pfsinsurance.com

    Contact Us

    Contact a Pinnacle Financial Service representative today for assistance.

    CallEmail

    Best Insurance CRM

    Best Insurance CRM

    Best Insurance CRM
    Comments

    Now more than ever it is important to have the best insurance CRM and be organized in the senior market world of insurance. I think we all learned valuable things last year with COVID-19 that we can continue to apply for the years to come. One of the tools we saw more and more agents using is Agencybloc. Agencybloc is an insurance CRM system designed to help agents stay organized with clients, leads, and follow-ups.

    Best Insurance CRM- Agencybloc

    Agencybloc has tons of features to help you stay organized. One of my favorites is the follow-up notification. You can load your leads into the system set follow-ups, add notes on your clients or leads, attached pdfs of your client’s apps, and more. Instead of having information all over the place, notes, or paper folders on your desktop, this system takes all information and organizes it on one platform.

    Best Insurance CRM to retain clients

    It’s a great way to retain your business and clients. For instance, let’s say you sell D-SNP year-round and are worried about clients dropping off the books. Set up a follow up with your D-SNP clients once a quarter to make sure they ordered their OTC items. Let say you have Medicare Supplement clients and rates go up. Set up follow-ups with them around April or May when the rate increases come into effect.

    Pinnacle’s Insurance technology

    Pinnacle Financial Services has the top tools and technology to keep you organized, focused, and up to date in the industry.  Make sure you check out our webinar on Agencybloc and give us a call today to go over this great system and all that we have to offer.

    For more information, contact a Pinnacle Financial Services representative today

    1 (800) 772-6881 x7731 | sales@pfsinsurance.com

    Dustin Ofsharick

    Dustin Ofsharick

    Director of Sales - Health

    x7706 | dofsharick@pfsinsurance.com

    Contact a Pinnacle Representative if you have any questions.

    1 (800) 772-6881
    support@pfsinsurance.com

    Contact Us

    Contact a Pinnacle Financial Service representative today for assistance.

    CallEmail

    Ancillary Medicare Advantage Benefits that Can Make a Sale

    Ancillary Medicare Advantage Benefits that Can Make a Sale

    Ancillary Medicare Advantage Benefits that Can Make a Sale
    Comments

    If you are an insurance agent in the senior market, chances are, you have been asked about various ancillary products.

    Ancillary products are secondary types of insurance plans that are designed to cover the gaps in your main insurance plan. The more common types are dental, vision, hearing, hospital indemnity, short-term care, and lump sum cancer, heart attack, and stroke plans.

    Being able to offer these products will add value to your clients by protecting them from some of the potential pitfalls of their current coverage.

    At Pinnacle Financial Services, we talk a lot about cross-selling different products and recommend doing so. Studies show that the more policies you have with a client, the less likely they are to buy from another agent.

    Pinnacle Financial Services offers agents an extensive portfolio of carriers and products to help cover your clients in any situation. A common example of marketing these products is hospital indemnity with Medicare Advantage products. Pinnacle’s Medicare agents understand that there is a lot of potential risk for their clients should they have to stay as an inpatient in a hospital. Hospital indemnity policies protect them by paying an agreed-upon daily amount directly to the client after their stay.

    Other common ancillary products marketed with Medicare Advantage that you will generally see are dental, vision, and hearing plans. These plans will typically have higher dollar amounts than the built-in benefits of some Medicare Advantage plans. Although recently, dental, vision, and hearing have been a primary focus in increased benefits with many of the major Medicare Advantage options, (states may vary).

    It is important to have the proper tools and technology, not to mention partners, when it comes to the senior market. Pinnacle Financial Services is one of the top FMO partners in the country. We offer all of our contracted agents the top quoting software in the industry, online enrollment platforms to continue their business in a COVID-19 (Coronavirus) socially-distanced pandemic, and the best service in the industry. Whether you are an independent agent or a large agency, Pinnacle has everything you need. Don’t waste any time, with AEP right around the corner, and contact our team today!

    For more information, contact a Pinnacle Financial Services representative today

    1 (800) 772-6881 x7731 | sales@pfsinsurance.com

    Dustin Ofsharick

    Dustin Ofsharick

    Director of Sales - Health

    x7706 | dofsharick@pfsinsurance.com

    Contact a Pinnacle Representative if you have any questions.

    1 (800) 772-6881
    support@pfsinsurance.com

    Contact Us

    Contact a Pinnacle Financial Service representative today for assistance.

    CallEmail

    2021 AEP Checklist

    2021 AEP Checklist

    2021 AEP Checklist
    Comments

    2021 AEP is just right around the corner, it is very important to your success that you have all things needed in line and your check list is complete.  The best way to obtain this is having the right FMO. Pinnacle Financial Services can give you the best technology in the industry to make your Medicare AEP a true success!

    Heading into the open enrollment selling season the number one tool you will need to have is Connect4medicare. This Quote, Compare and Enrollment tool is available to all Pinnacle agents free!  It allows you to quote enrollment add drugs all on one platform without having to meet face to face.  It also will have a text-to-enroll feature for 2021 sales. Some of the other things you will want to check off are as follows:

    • Connect4Medicare
    • Supply orders in
    • Leads orders sent out
    • Secure email
    • Generic scope of appointment
    • Certifications completed
    • Quoting software
    • Mobile quoting software
    • Adding new carriers in the market
    • Carrier fax cover sheet
    • Pinnacle enrollment fax cover sheet
    • Walmart training completed

    The sales directors here at Pinnacle Financial Services are here to help you complete all the tasks listed above. We are here to give a personal walk-through of Connect4Medicare.com, our quoting software tools, and anything else you may need. Give us a call to make sure you have the most successful AEP yet.

    For more information, contact a Pinnacle Financial Services representative today

    1 (800) 772-6881 x7731 | sales@pfsinsurance.com

    Dustin Ofsharick

    Dustin Ofsharick

    Director of Sales - Health

    x7706 | dofsharick@pfsinsurance.com

    Contact a Pinnacle Representative if you have any questions.

    1 (800) 772-6881
    support@pfsinsurance.com

    Contact Us

    Contact a Pinnacle Financial Service representative today for assistance.

    CallEmail