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Why you should sell Medicare Supplements?

Why you should sell Medicare Supplements?

Why you should sell Medicare Supplements?
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Medicare Supplements Plans are a great option for some clients. Every agent that sells Medicare should offer supplements along with other products they offer. Some clients don’t want to have to worry about Networks and referrals. Medicare Advantage bundles Original Medicare Parts A and B into one plan and usually includes Medicare Part D prescription drug coverage. Some Medicare Advantage plans may also offer extra benefits, such as routine dental, vision, and hearing services.

What is Medicare Supplement Insurance?

A Medicare Supplement plan, also called Medigap, isn’t bundled with anything—it’s extra coverage you can buy to help pay the out-of-pocket expenses Original Medicare doesn’t pay.

Medicare supplement plans work with Original Medicare (Parts A & B) to help with out-of-pocket costs not covered by Parts A and B. Some of the other features are.

  • Predictable costs help you stay ahead of unexpected out-of-pocket expenses.
  • No network restrictions mean you can see any doctor who accepts Medicare patients.
  • You don’t need a referral to see a specialist.
  • Coverage goes with you anywhere you travel in the U.S.
  • There is a range of plans available to fit your health needs and budget goals.
  • Purchasing a Medigap plan and a Medicare Part D prescription drug plan could give you more complete coverage.
  • Guaranteed coverage for life means your plan can’t be canceled. 

At Pinnacle Financial Services we offer all the top Medicare supplement carriers in the industry. We teach our agents to cross-sell Medicare Supplements with Prescription Drug Plans along with Stand alone Dental Vision and Hearing products.

Quoting Medicare Supplements Plans

Quoting Medicare supplement plans is easy with all the free tools Pinnacle Financial Services offers.  We have Mobile and desktop quoting with CSG software, the top in the industry. Give us a call today to add some of the newest supplements Pinnacle offers like Aflac, Allstate, Prosperity, and more. 

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Dustin Ofsharick

Dustin Ofsharick

Director of sales | Health

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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What is an FMO and How to Choose the Right One as a Medicare Agent

What is an FMO and How to Choose the Right One as a Medicare Agent

What is an FMO and How to Choose the Right One as a Medicare Agent
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As a Medicare agent, you have the potential to change lives by helping seniors navigate the complex world of Medicare. But how can you ensure you have the support and resources needed to succeed in this competitive industry? That’s where Field Marketing Organizations (FMOs) come into play. In this blog, we’ll discuss what an FMO is, and explore some key differentiators that can help you choose the best FMO for your business.

What is an FMO?

A Field Marketing Organization (FMO) is an organization that specializes in providing support services to independent insurance agents and agencies. They partner with various insurance carriers and help agents market, sell, and service insurance products. In the Medicare space, FMOs primarily focus on marketing and selling Medicare Advantage, Medicare Supplement, and Prescription Drug Plans.

FMOs provide a wide range of services, including product training, marketing support, lead generation, and back-office support. They play a crucial role in the success of insurance agents by offering valuable resources, expertise, and access to top-tier carriers.

Differentiators to Consider When Choosing an FMO

  • Carrier Selection

The number and quality of carriers that FMO partners with are essential factors to consider. A broad portfolio of carriers allows you to offer your clients a wide range of products, ensuring you can meet their diverse needs. Look for an FMO with strong relationships with top-rated carriers, as these carriers are more likely to offer competitive products and commissions.

  • Training and Education

Continuous education and training are vital in the ever-changing world of Medicare. A good FMO should offer comprehensive training programs, including product training, sales techniques, and regulatory compliance updates. These resources should be easily accessible, whether through in-person sessions, webinars, or an online training portal.

  • Marketing Support

Effective marketing is the key to generating leads and building a successful Medicare business. Choose an FMO that offers a robust suite of marketing tools, such as customized marketing materials, lead generation programs, and digital marketing support. An FMO that can help you leverage technology, like social media and email marketing, to reach your target audience will be a valuable partner in growing your business.

  • Technology and Back-Office Support

Efficient back-office support and technology can streamline your workflow and help you focus on selling. Look for an FMO that offers a user-friendly quoting and enrollment platform, as well as efficient application processing and commission tracking. Additionally, a good FMO should provide excellent customer support to help you resolve any issues that may arise.

  • Compensation and Incentives

Competitive compensation is essential when choosing an FMO. Research the commission structures offered by different FMOs and compare them to ensure you’re getting a fair deal. Additionally, some FMOs offer incentives and bonuses for meeting sales targets, which can provide extra motivation to succeed.

Pinnacle as your FMO

Pinnacle Financial Services (FMO) offers the top technology for independent agents and agencies.  We offer the top online enrollment systems in our Connect4medicare platform.  Agents can choose between Connecture, Sunfire, and MYMedicarebot.

Pinnacle Financial services take care of everything an agent needs so they can focus on selling. If you are an independent agent or larger agency that is not getting what you deserve in support and marketing or technology in the Medicare, Life, or annuities field, then give the team at Pinnacle a call today.  We will earn your business and help you grow.  Contact us today and find out why so many of your colleagues are choosing Pinnacle Financial Services as their FMO.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Dustin Ofsharick

Dustin Ofsharick

Director of Sales | Health

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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Quoting Medicare Supplements

Quoting Medicare Supplements

Quoting Medicare Supplements
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Quoting Medicare supplements is easy with the right tools.  Pinnacle Financial Services is your full back-office support for all quoting needs.  We have many options from desktop quoting, and mobile quoting, to our Connect4Medicare program.  Whether you are in the office, on the road and out in the field, or working from home, Pinnacle Financial Services agents have all the options they need to easily quote, compare and enroll their clients into the best Medicare plan for their situation.

Quoting Medicare Supplements

Quoting Medicare Supplements on your desktop is very simple.  All Pinnacle agents have unlimited access to pfsinsurance.com with quoting tools for free.  These quoting tools allow you to quote all Medicare Supplement Carriers Pinnacle offers regardless if you are contracted with that carrier or not.  The cheapest-priced Medicare Supplement plan can vary by location, age, and even by household status.  The quoting software does the work for you and allows you to always offer the best rate to your clients. Agents working with Pinnacle Financial have access to all of the best-rated Medicare Supplement carriers.  It’s quick and easy to add a carrier to your contracts by simply reaching out to the Medicare team at Pinnacle.   With Pinnacle’s tools, you are the expert.  Never lose a sale by not having the best-priced product for your clients.

Mobile Quoting for Medicare Supplement Plans

Pinnacle Financial Services offers free Mobile Quoting apps for all of our agents.  This is a great way to quote on the go.  Many agents need a way to quote when the opportunity arrives.  They may be in an area that does not have WIFI.  Pinnacles Mobile quoting tool takes the best features of the desktop Medicare quote tool and puts it in a mobile-friendly app.  Whether you have an iPhone or Android we have you covered.  It also has available quotes for Medicare Advantage, Part D, Hospital Indemnity, and Final Expense.  Easy on-the-go quoting to make sure you are able to quickly give accurate pricing for all your cases.

Quoting Medicare Supplements on Connect4medicare

Connect4medicare also allows you to quote and enroll many Medicare Supplement Plans along with the ability to add a stand-alone Part D.  This is a perfect cross-selling opportunity and will make it easy for you to sign up your clients for multiple plans in one place.

For more information on how you can have access to the  Pinnacle Financial Medicare quote tools reach out to a team member today at 800-772-6881 x-7731 or email healthsales@pfsinsurance.com.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Dustin Ofsharick

Dustin Ofsharick

Director of Sales | Health

x7706 | dofsharick@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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2023 AEP Checklist

2023 AEP Checklist

2023 AEP Checklist
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2023 AEP is just right around the corner. There have been many changes this year the biggest being the CMS Final Rule . It is very important to your success that you have all marketing items you need in line and your checklist is complete. Pinnacle Financial Services has the top online enrollment tool systems with voice recording built in. You can pick Sunfire, Connecture, or MyMedicareBot.  The best way to obtain this is to have the right FMO. Pinnacle Financial Services can give you the best technology in the industry to make your Medicare AEP a true success!

AEP Best Practices

Heading into the open enrollment selling season the number one tool you will need to have is Connect4medicare. This Quote, Compare, and Enrollment tool are available to all Pinnacle agents for free!  It allows you to quote enrollment and add drugs all on one platform without having to meet face to face.  It also will have a text-to-enroll feature, along with some other great features including HRA, LIS look-up, and hospital indemnity enrollments. Some of the other things you will want to check off are as follows:

  • Connect4Medicare
  • Supply orders in
  • Leads orders sent out
  • Secure email
  • Generic scope of appointment
  • Sales events filed
  • Certifications completed
  • Quoting software
  • Mobile quoting software
  • Adding new carriers to the market
  • Carrier fax cover sheet
  • Pinnacle enrollment fax cover sheet
  • Walmart training completed

AEP Next Steps

The sales directors here at Pinnacle Financial Services are here to help you complete all the tasks listed above. We are here to give a personal walk-through of Connect4Medicare.com, our quoting software tools, and anything else you may need. Give us a call to make sure you have the most successful AEP yet.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Dustin Ofsharick

Dustin Ofsharick

Director of Sales | Health

x7706 | dofsharick@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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Best Medicare Quoting Software

Best Medicare Quoting Software

Best Medicare Quoting Software
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When it comes to the Best Medicare Quoting Software Pinnacle Financial Services has you covered.  We have everything you need for Medicare Advantage, Medicare Supplements, and Medicare Part D plans to make you an expert when dealing with your client’s Medicare needs.  Find out in minutes which plan is the best option for your client’s situation.

Medicare Quoting Software from Connect4medicare

Connect4medicare offers the top 2 online enrollments systems that allow you to quote, compare and enroll clients.  Pinnacle Financial Services prides itself on offering the best technology for our agent partners to use.  We are the only FMO that offers Connecture along with Sunfire and the newly added MyMedicarebot.  These systems allow you to quote more detailed information such as looking up drug costs and doctors.  Medicare can be confusing and hard enough.  Let Pinnacle Financial Services make things I little easier with all the free technology we offer to agents. 

Medicare Quoting Software from CSG

CSG Quoting Software is one of the best in the industry.  It offers all the products you need to quote such as Medicare Supplements, Medicare Advantage, Prescription Drug Plans, Hospital Indemnity, and more.  Pinnacle Financial Services also gives our agent Mobile Quoting apps all for free.   At Pinnacle we have all the tools you need to be successful in the Medicare space. 

Using Medicare Quoting Software

Agents are using these tools in so many different ways to make selling faster, more accurate, and convenient.   Being able to run quotes at sales events, retail events, and on the go.   Instead of having multiple carrier sights open to compare numerous plans, you only need one with our systems.  They also give a very visually friendly view for clients.  Having to choose a plan when you are turning 65 can be very difficult.  These tools give agents higher credibility when discussing.

your prospect’s situation.  Having a professional system that is easy to use is a must these days with so many different carriers and products.  It’s time to act now.  Give us a call today to find out more. 

Reach a Pinnacle Medicare team member today at 800-772-6881 x-7729 or email healthsales@pfsinsurance.com

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Dustin Ofsharick

Dustin Ofsharick

Director of Sales | Health

x7706 | dofsharick@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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