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Cigna Healthcare^SM Choice Short Term Care insurance pays benefits¹ when an insured individual receives care at home or in a facility for assistance with two or more Activities of Daily Living (ADLs) or for supervision due to cognitive impairment.² Facility Care and Home Healthcare are two benefits a majority of your customers need, considering:

• 52% of those age 65+ have not saved money that could be used for living assistance expenses.³
  
• ^{50% of those who paid for in-home care said it was “difficult” to afford.3}
• ^{62% of those who paid for facility care said it was “somewhat or very difficult” to afford.3}

^{The guaranteed renewable for life4 plan also includes three policy levels, two optional riders,5 and a 15% discount when both spouses purchase and are issued plans. Plus, the Facility Care and Home Healthcare benefits are funded separately, so using one won’t impact the other, and each resets once per policy lifetime.}

^{You’ll also earn a $25 bonus for every qualifying Choice Short Term Care application you write each month through December 31, 2024, with a minimum of five Cigna Healthcare Supplemental Health product applications.6}

^{Visit the Choice Short Term Care broker resource page to get all the materials you need to start selling now.}

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