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Corebridge Financial | QoL In the Know

by | Mar 31, 2023 | Life, News | 0 comments

Corebridge Financial | QoL In the Know
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AIG Life & Retirement is now Corebridge Financial

March 30, 2023 | Visit Connext

Product

NEW + IMPROVED Stand Out with QoL

Our main product website has a new look and new address. Add it to your Favorites for easy access to product resources and sales tools to help grow your business.

Stand Out with QoL

Licensing, Contracting & Commissions (LC&C)

Lack of Production review underway

Agents who have not placed new business with AIG in the past 12 months will have appointments canceled in states where they have not produced business. Cancellation letters will be sent in April.

Bulletin 23012

Underwriting

Working toward more competitive underwriting decisions

We’ve heard your feedback and are making adjustments for more competitive underwriting decisions. Some of these enhancements are already in place, and more will be rolled out through 2023. While we enhance our automated systems and processes to bring you competitive decisions more quickly, we’ll continue to offer personal care and responsiveness through the underwriting team devoted to your agency. For more details and to keep up-to-date with the latest enhancements through 2023, visit the Underwriting page in Connext.

Connext / Underwriting page
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Sons of Norway | News

Sons of Norway | News

by | Nov 28, 2022 | Life, News | 0 comments

Sons of Norway | News
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Effective December 5, 2022, Sons of Norway will no longer accept new applications for the Guaranteed Issue Whole Life (GIWL) product.

This decision was not taken lightly as we pride ourselves in offering solutions to ALL of our members; however, the results of recent studies indicated that the performance of this product was not hitting the target for the organization’s long-term success.
 
As such, immediate action is needed to curtail this risk, and while it pains us to limit our product availability, we appreciate your understanding as we make this change and continue to develop offerings to ensure our members, and you, our trusted agent partners are best served now and in the future. 

What does this mean?

  • As of 12/5/22, Guaranteed Issue (GIWL) will no longer be available for sale to new applicants.
  • This does not impact policies that are currently in force.
  • This change ONLY applies to Guaranteed Issue (GIWL) and does not affect any other products in Sons of Norway’s product lineup.

What does this mean to applications in flight?

  • Any applications in-process need to be received, in good order, by close of business (5 PM CT) on December 2nd regardless of when they are scheduled to be issued.
    • For example: If an application is received on 12/2 with a draft/issue date of 12/12, it will be processed as requested.

Where are we going?

Sons of Norway does not wish to be known solely as a “GI Shop”, and it’s through this lens that we look to the future, where we maintain our practice of fair pricing, excellent customer service, and offering life & annuity products that put our members first. Our commitment now is to work hard, and quickly, to develop products that fit on your final expense and traditional whole-life shelf space.

As we work to enhance our product offering, check out our Simplified Issue Whole Life (SIWL) product. SIWL offers face values up to $50k*, and we recently removed the Personal Health Interview (PHI). Run a quote with Sons of Norway with your next final expense case and see how we stack up.
 
Should you have any additional questions, please contact sales at (833) 707-0012 option 2.
 

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Sons of Norway | News

Sons of Norway | Changes to GIWL Comp Calculation Now In Place

by | Aug 3, 2022 | Life, News | 0 comments

Sons of Norway | Changes to GIWL Comp Calculation Now In Place
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As previously communicated, compensation for our Guaranteed Issue Whole Life product is now being calculated and paid only on an “as-earned” basis. This change is now in effect and will be reflected on this current commission run, uploaded to your bank for distribution on August 5.

As a reminder, here is what you need to know:

  • There is absolutely no change to the total amount of compensation paid out to you and your agents. This only removes the option for advanced comp for this product.
  • This change only affects the Guaranteed Issue Whole Life product and will not affect compensation/advancement for any other Sons of Norway product(s).
  • If you are already compensated “as-earned”, nothing will change.
  • This is designed to help protect you from large charge-backs and the associated debt with a high turnover Guaranteed Issue product.
  • This current payment cycle ending 7/31/22, distributed on 8/5/22, will be the first payment to reflect these changes. 
  • This does not impact any policies issued on or before 7/15/22.

We greatly appreciate your continued support and partnership as we look to both ease the concerns of our partners and make the best business decisions to help us in our journey to be the premier insurance carrier you deserve.  

Should you have questions about your specific compensation rates, please see your Agency/Up-line.

If you have further questions, please call the Sales Team at 833-707-0012 opt. 2.  

Warm Regards,

Your Sons of Norway Insurance Services Team

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Sons of Norway | News

Sons of Norway | Newsletter: July 2022

by | Jul 28, 2022 | Life, News | 0 comments

Sons of Norway | Newsletter: July 2022
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Guaranteed Issue is Back in CA

Guaranteed Issue is once again available for sale in the state of California. Our systems are ready for you to write. And… hint, hint… we will have more news about our remaining products very, very soon.

Click Here to Learn More

What’s It Worth?

Did you know that you can access cash values for your client’s policies in the agent portal? Follow the link below for the step-by-step process.

Click Here to Learn More

Client Service Forms – Even Easier

Access to client service forms is now even easier. All of our forms are hosted in one place. Hit the button below for easy access and don’t forget to bookmark the link!

Bookmark this link

The Agent Portal is Always Open

Training videos, approved client materials, sell sheets, underwriting guides and so much more are at your fingertips 24 hours a day. Click the button below for some quick link options to get you what you need, anytime!

Click here to learn more

Who Ya Gonna Call?

Dial one number to access all of your insurance needs. Click the button below to learn more!

Click here to learn more

Did you know?

Did you know that Sons of Norway offers LIFETIME renewal commissions on ALL of our Life Insurance Products*. Yes, that includes Guaranteed Issue. *Subject to terms of Agent Agreement

Click here to learn more

Come Along with Us

If you haven’t registered yet, join us for Sons of Norway’s monthly update webinars for all our agents. During these events, we also share:
  • Important Product Updates
  • Sales Ideas
  • Operational Enhancements
  • Training Updates
  • Special Guests 
We highly recommend you register as you will receive the replay regardless of attendance. All events will take place from 11:00-11:30 AM CT.
Register here: Tues, Aug 9th
Register Here: Tues, Setp 13TH
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AIG | Expand your business with value-add living benefits

AIG | Expand your business with value-add living benefits

by | Jun 30, 2022 | Life, Long-Term Care, News | 0 comments

AIG | Expand your business with value-add living benefits
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Living benefits add more security to your client’s financial future

Americans are underprepared for future health care expenses and without proper planning, a serious accident or illness could rob your clients of their financial independence. Help make sure that they are protected in the event of a chronic, critical, or terminal illness with the built-in living benefits available on our IUL products.

This benefit can help your clients be better prepared for life’s unexpected expenses.

  • Life insurance to help take care of loved ones
  • Accelerated Benefit Riders to help with the costs of critical or long-term chronic illnesses or condition
  • Cash Value to supplement retirement income, or to help with other financial goals
Share these facts
Learn more about living benefits
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Mutual of Omaha | Express – June 29th

Mutual of Omaha | Express – June 29th

by | Jun 29, 2022 | Annuity, Life, Long-Term Care, Medicare, Mutual of Omaha, News | 0 comments

Mutual of Omaha | Express – June 29th
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Express

A weekly Update for Mutual of Omaha’s Brokerage Sales Distribution

June 29, 2022

Medicare Solutions

New Medicare Supplement Plans in Texas

Effective July 7, 2022, you may begin selling new Medicare supplement plans in Texas.

2023 PDP Product and Compliance Trainings Now Available

Get ready to sell for the 2023 PDP Plan Year with AHIP certification, as well as Mutual of Omaha Rx Compliance and Product training courses.

It’s Easy to Qualify for a Trip to Sunny San Diego

Don’t forget to earn yourself a spot and join us on a blissful trip to sunny San Diego, this fall.

Q3 Broker Bonus Program

We are bringing back one of our popular incentive programs for Q3. Learn more about Broker Bonus here.

Upcoming Rate Adjustments

View upcoming rate adjustments for various states.

Life Insurance

Protection for Life with Life Protection Advantage IUL

Life Protection Advantage IUL is built to provide your clients with death benefit protection they can depend on.

Promote Living Promise in Your Own Way

Our customizable postcard for Living Promise allows you to select multiple fields to create the marketing piece you need to promote Living Promise.

Long-Term Care

Is it the “Golden Age” for Long-Term Care?

Did you have a chance to listen to our latest Advanced Markets Minute by Stephen Allloy? Last week’s article is called “The Golden Age for Long-Term Care.”

Mutual of Omaha Provides Protection That Endures

When it comes to choosing a long-term care insurance carrier, your clients need a company they know will be there now and into the future. Watch the video to learn more.

Disability

Increase Your Mutual Income Solutions Placement Rate

Thoroughly prescreen your clients by familiarizing yourself with the DI build chart, eligible occupations, uninsurable health conditions, and more.

Mutual Income Solutions Summer Webinar Series

Don’t miss our last two sessions and your opportunity to increase your knowledge of Mutual of Omaha’s Mutual Income Solutions disability insurance product.

Critical Illness

Choosing the Right Critical Advantage Policy for Your Client

Help your client decide which Critical Advantage policy would best suit their needs.

The Advantages of the Critical Advantage e-App

Looking for guidance on how to submit an e-App for Critical Illness, Heart Attack/Stroke, or Cancer Insurance? Our e-App guide has you covered.

Annuities

NEW Ultra Premier Annuity Prospecting Flyer

NEW Ultra Premier Annuity Prospecting Flyer Now Available

Annuity Interest Rates Effective July 1, 2022

Annuity Interest Rates Remain Unchanged for July 1, 2022

News

Independence Day Holiday Office Closing Reminder

Independence Day Holiday Office Closing Reminder

New Supply Order Form

Effective immediately, please begin using the newest Supply Order Form.

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