Our partners benefit from an array of exclusive advantages. These include access to a dedicated admin portal designed specifically for agents, comprehensive contracting support, streamlined enrollment portals, and the potential for commission overrides. Join us at Pinnacle Financial Services and elevate your agency’s success with our robust support and resources.

ACA carriers are available to contract

Agents have access to the top ACA carriers in all 50 states. Carriers include Anthem, Oscar, Ambetter, Aetna, Cigna, Molina, Medico, UHC, multiple BCBS organizations, and several other carriers. We are adding additional carriers on an ongoing basis and are always open to inquiring about suggested carriers our partners need.

ACA Agent sales contracting

CLICK HERE FOR CONTRACTING

ACA Agent commissions

All agents are contracted to receive full street commission offered by each company. We do not reduce or keep any portion of an agent’s compensation. Agents will also receive 100% of any agent-level bonus payments that may be available. (Not all carriers pay a bonus, and some only do in certain states)

Agents will receive compensation directly from the carrier. Some carriers do not pay commissions directly to agents. When that is the case, we will pay the commissions and any applicable bonus payments to the agent.

Agents own the book of business and will continue to receive all commissions even if they go to another upline or move directly to a carrier.

Carrier bonuses and bonuses specific to our agents

Agents will receive 100% of any carrier-specific bonus programs. We also have bonus programs specific to agents with our agency. For example, we have an exclusive Anthem bonus that is available exclusively to our agents for 2024.

Tier 1- 20 – 49 new members – $100 per member

Tier 2- 50+ new members – $150 per member

Agent and agency portal

All agents and agencies will have access to a personalized admin portal. The portal will provide access to several features including Applications, current book of business, commissions, contracting status, street commission amounts by carrier and state, and training information and videos.

Agencies will have access to an admin version of the portal which will show production, contracting, and commissions for all sub-agents and agencies.

Override payments for agents and agencies.

We can pay agencies overrides above the street level commission. Overrides are paid on the same schedule as commission on a PMPM basis. Agencies looking for current override amounts should contact us to discuss what is available.

Remember to stay up to date on any changes by reaching out to the Pinnacle team.