fbpx
Mutual of Omaha | Increased Med Supp Broker Bonus for Q4

Mutual of Omaha | Increased Med Supp Broker Bonus for Q4

Mutual of Omaha | Increased Med Supp Broker Bonus for Q4
Comments

Boost Your Earnings Now!

Starting October 1, 2024 – December 31, 2024, you can earn an even bigger cash payout on Medicare supplement business.

Earn $200 cash per issued underwritten policy (includes internal and affiliate conversions, except in North Carolina).

Click here to learn more about this exciting broker bonus and get more cash for the holiday season. 

For more information, contact a Pinnacle Financial Services representative today 1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881 support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

CallEmail
Devoted | Read Our BONUS September Agency Newsletter Today!

Devoted | Read Our BONUS September Agency Newsletter Today!

Devoted | Read Our BONUS September Agency Newsletter Today!
Comments

BONUS September Agency Newsletter

Check out this month’s Devoted Health agency newsletter, with important info, reminders, and upcoming events.

Devoted Health 2025 Agent Certification

Get Your Agents Certified NOW! 

Don’t forget to have your agents complete PY2025 certification with Devoted! Agents can complete certification in their Agent Portal account (or using the registration links within your Agency Portal if they have not set up their Agent Portal Account). Devoted Health’s certification process is a one-stop shop, and our goal is to keep our certification experience easy and allow agents to complete the process in a few simple steps. 

If you have any questions, please message us via your Agency access to the Agent Portal, or contact Agent Support at agent-support@devoted.com for further assistance. 

AHIP Training Discounts During the stay, we will continue to offer a $50 discount on AHIP training which you can access in our PY25 agent certification or our marketing storefront.

Broker Rollouts

AEPrix Broker Rollouts

Ready, set, rollout. When you partner with us, you’ll get must-sell Medicare Advantage plans and an award-winning support team to drive you and your clients toward AEP victory. If you haven’t already, find an event near you to learn more!

Find an event near you

 

Enrollment Platform Access

Submit Your Requests Now!

In preparation for AEP, we recommend that contracted agencies requiring access to Sunfire & Connecture submit requests as quickly as possible to ensure access is granted prior to AEP. 

If your agency should have access but does not, please reach out to us at agent-support@devoted.com so further assistance can be provided!

For agencies who already have access to their Third Party Enrollment platform, please make sure you are utilizing Devoted’s RTS Reports to ensure agents have the proper Ready to Sell and In Good Standing status before provisioning them access to their enrollment tool.

 

Hierarchy Changes and Agent Transfers

Agency requests for Hierarchy Changes and Agent Transfers during AEP will be completed with a 12/8 effective date.

As we approach AEP, we strongly recommend that any agency-wide agent transfers or hierarchy changes not completed by 10/15 be postponed until after AEP. This is in an effort to minimize impacts to reporting and/or change in RTS status for agents during AEP. To ensure consistency in RTS status, any requests for hierarchy changes or agent transfers during AEP will be processed with an effective date of 12/8. 

As a reminder, the blackout period does not apply to immediate releases for individual agents as outlined on page 5 of our Broker Manual.

Scope of Appointments

Important Reminders

There are 4 options for scopes:

  • Email/Text (Remote Signature)
  • Telephonic
  • Paper/Signed PDF
  • Signing Electronic SOA with the Prospect

Remember the 48 hour rule!!! CMS requires 48 hours between the Scope of Appointment (SOA) and a meeting with the beneficiary.

There are only two (2) exceptions to the 48-hour rule: 

  • Beneficiaries approaching the end of a valid enrollment period and the SOA is completed during the last four days of the election period
  • Beneficiaries who walk into an agent’s office, a kiosk, a plan’s office or any other walk-in will not be subject to the 48-hour rule

 

PY25 Agency Agreement Updates

Agency Updates In Progress!

If they haven’t already, your agency signor will soon receive a notice with updates to your Agency Agreement for PY25; these updates are primarily regulatory. Please note that as part of our updates for this year, we will be updating your agency’s contracted states. If there are any states in which your agency holds an active, applicable license that you wish to NOT be contracted in, please reach out so we can update your agency’s record accordingly.

PY25 Sales Agent Compensation

Devoted PY25 FMV Rates Have Been Sent!

FMV Rates have been distributed via email to your agency’s leadership team! If you have not received a copy of the PY25 FMV Rates, please send us a message via your Agency’s Agent Portal or email us at agent-support@devoted.com for us to provide you with a copy.

Sub Agency Program

Contract Your Downline Sub Agencies with Devoted Health Today!

As we prepare for PY25 AEP, please continue contracting your sub agencies with Devoted Health! Contracting your sub agencies with Devoted will give you and your downline sub agencies the following benefits:

  • Better reporting and data for you and your downline (production, agent certification, etc.)
  • More name recognition for downline agents and engagement from our sales leaders
  • Puts us down the path to accommodate more flexible payment models in the future, such as split overrides

As a reminder, we require that contracted sub agencies meet the following requirements in order to contract with Devoted:

  • Sub agencies must be legal entities with an agency NPN
  • Sub agencies must have a minimum of 3 agents

These requirements are in an effort to ensure all benefits of the sub agency program are available and compliance requirements are met. If you have questions or would like additional information to begin contracting your sub agencies with Devoted, please reach out to your local Sales Leader or contact Agent Support at agent-support@devoted.com for further assistance. We appreciate your partnership while we work to remain hyper-compliant in our operations!

PY25 Sales Partner Marketing Guide

Updates to Our Sales Partner Marketing Guide!

Our Sales Partner Marketing & Communication Guide that was recently shared has been updated. The updated version can be found here.

This guide provides details on CMS requirements, as well as other important topics as a Devoted partner, such as: Devoted’s Marketing Material Pre-Review Process, HPMS User Access, Logo Requests, Updated Disclaimers, Social Media, Search Engine posts (e.g. “SEO”, like Google, Bing, etc) and more!

If you have any questions, please reach out to agencyoversight@devoted.com for further assistance!

We will be hosting one more virtual FAQ session to discuss and answer any questions that you may have concerning the guide and hopefully we can provide insight into some of your most pressing issues. Stay tuned for dates and times!

Broker Learning Center Relocation

Check Out What’s New!

We’re thrilled to announce a significant update to our Broker Learning Center has gone into effect. As part of our ongoing efforts to keep our resources secure and up-to-date, we’re implementing a new system for accessing our training materials.

While we’ve enhanced the security to keep our content confidential, we’ve ensured that brokers like you will continue to have straightforward access. 

What’s New?

Our Broker Learning Center will now be found under the “Learning” icon on our Agent Portal. This will ensure only authorized users can view and use the materials. Please refer to this image showing the updated access point. 

Timely Updates

We’ll also include information for 2025 well before the October 1 implementation date. One of those updates is to our FAQs section, which has now been updated to include 2024 FAQs and 2025 FAQs.

Devoted Dish

Season 2 of the Devoted Dish (Devoted’s Agent Focused Podcast) is Here!

That’s right, you can listen to The Devoted Dish podcast on Spotify and Amazon Music. Stay informed and inspired about all things Devoted Health. 

Listen to Season 2 Episode 2 on Spotify, Amazon Music, or YouTube today!

One Lapp Challenge

Start your engines! When agents write their first application they earn $100 in Broker Bucks to use in our marketing storefront, which is a great way to save money as they grow their business. Learn more here.

2025 Enrollment Materials

Ready to win with us? Our 2025 digital enrollment kits are packed with everything you need to enroll clients across all of our markets. Be sure your agents download digital kits today!

For more information, contact a Pinnacle Financial Services representative today 1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881 support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

CallEmail
GTL | Important Telemarketing Sales Rules

GTL | Important Telemarketing Sales Rules

GTL | Important Telemarketing Sales Rules
Comments

The below Telemarketing Sales Rules (“Rules”) summarize the Telemarketing Sales Rule (“TSR”), the Telephone Consumer Protection Act (“TCPA”) and state telemarketing laws. These rules and laws govern your marketing efforts whenever you use the telephone to solicit insurance on behalf of Guarantee Trust Life Insurance Company (“GTL”).

Telemarketing

These Rules summarize the provisions of the TSR (16 CFR Part 310), TCPA (47 U.S.C. section 227) and any state telemarketing laws including, but not limited to the following:

1. Any solicitation to sell insurance using the telephone or any equipment that automates phone functions (including SMS and fax) is considered Telemarketing.

2. Unless an Exception applies as described in 3 below, all Outbound Calls (calls initiated by an agent, telemarketer or lead service) for Telemarketing must:

    a. Obtain a Subscription Account Number (SAN); and

    b. Confirm that the number being called is not on any Do Not Call list.

3. Exceptions – Outbound Calls can be made, even if the number is on the Do Not Call list if:

    a. There is an Established Business Relationship (“EBR”) between the caller and the consumer. An EBR exists when the consumer purchased a product within the last 18 months or the consumer inquired about a product within the last 3 months. Leads received from a third party do not establish an EBR. However, a telemarketer calling on behalf of GTL may be an EBR if such consumer purchased a GTL product as indicated above; or

    b. The consumer provides explicit written permission to call. Such permission may be an electronic signature or a check-off box indicating the consumer wants the telemarketer to call. The authorization to call must include the consumer’s telephone number.

4. During any Telemarketing call You must communicate the following:

     a. The total cost of the policy;

    b. Any exclusions or restrictions;

    c. Refund/cancel terms, including any Free Look period;

    d. That GTL is the seller

    e. State the purpose of the call is to sell insurance;

    f.  Indicate the type of insurance.

5. Call Prohibitions –

     a. Abusive calling patterns such as repeated calls, threats, profanity

    b. Calling other than between the hours of 8:00 am-9:00pm

    c. Call abandonment (consumer must be connected within two seconds of answering the call.

    d. Failure to transmit the Caller I.D.

6. In addition to the above, unless express written consent of the consumer is received, there will not be automated calls, robocalls or text messages (SMS) for telemarketing purposes. In order to give consent, a consumer first needs to receive a clear and conspicuous disclosure stating they will receive future automated and/or pre-recorded calls, they need to designate the phone number to be called and be told such consent is not a condition of purchase. 

Failure to comply with the Telemarketing Sales Rule (TSR) and the Telephone Consumer Protection Act (TCPA) may jeopardize your appointment with GTL.

For more information, contact a Pinnacle Financial Services representative today 1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881 support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

CallEmail
IBC | Information for November Renewals, Invoice Payment Reminders, Medicare Business Updates

IBC | Information for November Renewals, Invoice Payment Reminders, Medicare Business Updates

IBC | Information for November Renewals, Invoice Payment Reminders, Medicare Business Updates
Comments

Independence Edge

PLATFORM TRANSITION

Important information for clients renewing in November

Please review this important information as you prepare your clients to renew in November to transition to our enhanced operating platform

FULL ARTICLE

PLATFORM TRANSITION

Reminder: Invoice payment guidelines and member ID cards

In support of our ongoing transition activities, it’s important to remember best practices and requirements for submitting payments. In addition, please review a reminder regarding our member ID cards.

FULL ARTICLE

MEDICARE

Updates: Webinars and collateral to prepare for AEP

Please review these helpful resources that will assist you in getting set for the upcoming AEP season!

FULL ARTICLE

For more information, contact a Pinnacle Financial Services representative today 1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881 support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

CallEmail
Aetna | Introducing a new card benefit for 2025, with the Aetna Medicare Extra Benefits Card

Aetna | Introducing a new card benefit for 2025, with the Aetna Medicare Extra Benefits Card

Aetna | Introducing a new card benefit for 2025, with the Aetna Medicare Extra Benefits Card
Comments

Exciting news!

For the 2025 plan year, we’re integrating our current cards (the Aetna Medicare Payment Card and the Aetna Medicare Extra Benefits Card) into one, called the Aetna Medicare Extra Benefits Card, which will be administered by CVS® Health.

The 2025 Aetna Medicare Extra Benefits Card gives qualifying members “wallets” or spending allowances – like the Extra Supports Wallet, OTC Wallet, CVS OTC Wallet, Medical Expense Wallet and Healthy Foods Wallet – to use on certain categories of items. Get the playbook to learn more.

Key points to know

  • We’re offering one payment card across 427 plans nationwide, administered by CVS Health. The wallets included, and the eligibility criteria, vary by plan.
  • The goal is to simplify the experience for our members and partners like you.

What's in it for you and your clients?

    • One number: Members (and you!) will only need to call one number for any card-related service questions.
    • One website: Information on all card wallets will be available through www.CVS.com/aetna.
    • One app: Members can check balances, find participating stores and more through the CVS OTC Health Solutions app*.
    • A broad network: There are over 70,000 retail stores where most card wallets can be used. Only the CVS OTC Wallet, available on some plans, includes a CVS-based network.
    • More choices: Both OTC wallet options on the 2025 card offer members more choice in spending this allowance. They can order items from the CVS catalog either online or by phone, or can purchase additional items from approved categories at participating stores.

Resources

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

CallEmail