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FREE Annuity Quote – Annuity Ratewatch

FREE Annuity Quote – Annuity Ratewatch

FREE Annuity Quote – Annuity Ratewatch
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Annuity Quoting Tool – Annuity Ratewatch

 

Pinnacle Financial Services makes getting a free annuity quote available to all of their agents through https://www.annuityratewatch.com/ . This software will allow you to quote nearly every fixed and fixed indexed annuity out there. Quote MYGAs, FIAs, and even Lifetime Income rider comparisons. Click here for a tutorial

Are you new to Life & Annuity Sales?

If you are just getting started with Life Insurance & Annuities or are just learning about them, click here for more info. Training is provided on products, fact-finding, selling concepts, etc.

Life & Annuity Pre-Set Appointment Program: Details and Costs

  • Pre – Sets: $64 per appointment

Pre-Set Appointments with teachers (k-12 and state colleges/universities), hospital employees, police, firemen, and veterans. All are state or federal pension eligible and/or have individual retirement accounts. You pick when you want appointments through a shared calendar. Appointments currently held virtually using ZOOM, GoToMeeting, or just via phone. No up-front start-up costs. Only pay for appointments that are kept. You are not charged for canceled or rescheduled appointments.

Life & Annuity – Carriers & Commissions

We have a wide range of carriers for life insurance & annuities. Commissions are paid directly from the carrier and differ between carrier and product. You can expect upwards of 100% of the 1st years premium as a commission on life insurance, and between 6% and 8% commission on annuities (on average).

Life Insurance & Annuity Highlight Sheets

There are so many solutions out there today. Keeping things simple and conceptual for clients is important. These easy one-pagers can help convey concepts in a clear concise manner. Reach out to an annuity and life team member for more information.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Josh Horton

Josh Horton

Assistant vice president | Life & Annuity

x7707 | jhorton@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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Nationwide Annuity – Exclusive Distribution

Nationwide Annuity – Exclusive Distribution

Nationwide Annuity – Exclusive Distribution
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Pinnacle is one of the select few FMO’s offering new Peak 10 Nationwide Annuity. This fixed indexed annuity from an A+ carrier provides clients with safety, growth, and lifetime income. Click here for Nationwide’s dedicated Peak 10 page: Nationwide Peak 10 Toolkit

Peak 10 Highlights

  • Uncapped Indexing strategies with JP Morgan, AllianceBernstein, and S&P
  • 2 Income Rider options:
    • 4% roll-up (built-in)
    • 10% bonus and 7% roll-up (1% fee)
  • Optional Spousal Death Benefit Enhancement
  • Concierge Care Service

Interested in Contracting?

Fixed Indexed Annuities in Retirement

Fixed annuities can present a great solution for many in retirement today. These are FIXED annuities so not subject to market risk. Clients can earn interest by keeping pace with inflation. Many Indexed Annuities, such as Nationwide Peak 10, provide guaranteed lifetime income as well.

Annuity Quoting Tool

Every Pinnacle Agent gets access to AnnuityRatewatch for free

Annuity Whitepaper

Contact us for complementary Annuity Whitepaper and Fact-Finding Tools.

Life, Annuity, & LTC Pre-Set Appointment Program

We provide agents with pre-set appointments with State and Federal employees at a very low cost. This program sets exclusive appointments with pension-eligible employees. No commitment or up-front cost. Can be on appointment and selling very quickly. Pre-Set Appointment Best Practices

Are you new to Life, Annuity Sales?

If you are just getting started with Life, Annuity, and/or LTC products or are just learning about them, Click here for more info. Training is provided on products, fact-finding, selling concepts, etc.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Josh Horton

Josh Horton

Author Position

x7707 | jhorton@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

CallEmail

Long-Term Care Insurance: Hybrid Life & Annuity Options

Long-Term Care Insurance: Hybrid Life & Annuity Options

Long-Term Care Insurance: Hybrid Life & Annuity Options
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Traditional Long-Term Care

We have several traditional LTC options with A-rated carriers. Clients can buy LTC as a single person, or as a joint policy with their spouse. Married couples will receive a marital discount whether both apply or just one. Clients generally pay premiums over a lifetime although we do have limited pay options.

Hybrid Life & Annuity LTC Options

Most of the LTC planning today is done using hybrid Life & Annuity products. Click here for more info on the costs of LTC and how Hybrid plans are footing the bill.

Life LTC Hybrid

Life insurance with Accelerated Death Benefit for Chronic/Critical/Terminal illness. Some will accelerate the full Death Benefit while others are limited. More involved LTC Riders can be added with some carriers. Premiums can be paid systematically or in lump sum. Click here for more on how hybrid life insurance is paying LTC claims.

Annuity LTC Hybrid

Generally require a lump-sum premium. Many of the guaranteed lifetime income annuities offer income enhancements for LTC. Some are for nursing homes only while others cover home care as well. Some annuities have more robust enhancements than others so picking the right product for the client is important. Click here for info on NEW exclusive Nationwide PEAK 10 Annuity.

LTC Quoting Tool

Every agent can quote LTC on our website for free.

LTC Whitepaper & Fact-Finder

Contact us for complementary LTC Whitepaper and Fact-Finding Tools.

Life, Annuity, & LTC Pre-Set Appointment Program

We provide agents with pre-set appointments with State and Federal employees at a very low cost. This program sets exclusive appointments with pension-eligible employees. No commitment or up-front cost. Can be on appointment and selling very quickly. Pre-Set Appointment Best Practices.

Are you New to Life, Annuities, and/or LTC Sales?

If you are just getting started with Life, Annuity, and/or LTC products or are just learning about them, click here for more info. Training is provided on products, fact-finding, selling concepts, etc.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x6003 | lifesales@pfsinsurance.com

Josh Horton

Josh Horton

Assistant Vice President - Life & Annuity

x7707 | jhorton@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

CallEmail

Annuity Lead Programs

Annuity Lead Programs

Annuity Lead Programs
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Here at Pinnacle Financial Services, we get asked every day about annuity lead programs. What are the best ones? Costs associated? And how to work them.

Life & Annuity Pre-Set Appointment Program

We provide agents with pre-set appointments with State and Federal employees at a very low cost. This program sets exclusive appointments with pension eligible employees. No commitment or up-front cost. Can be on appointment and selling very quickly. Pre-Set Appointment Best Practices

Annuity Lead Programs: Are you new to Life & Annuity Sales?

If you are just getting started with Life Insurance & Annuities or are just learning about them, click here for more info. Training is provided on products, fact-finding, selling concepts, etc.

Life & Annuity Pre-Set Appointment Program: Details and Costs

Pre – Sets: $64 per appointment

Pre-Set Appointments with teachers (k-12 and state colleges/universities), hospital employees, police, firemen, and veterans. All are state or federal pension eligible and/or have individual retirement accounts. You pick when you want appointments through a shared calendar. Appointments currently held virtually using ZOOM , GoToMeeting , or just via phone. No up-front startup costs. Only pay for appointments that are kept. You are not charged for canceled or rescheduled appointments.

Life & Annuity – Carriers & Commissions

We have a wide range of carriers for life insurance & annuities. Commissions are paid directly from the carrier and differ between carrier and product. You can expect upwards of 100% of the first years premium as a commission on life insurance, and between 6% and 8% commission on annuities (on average).

Annuity Quoting Tool – Annuity Ratewatch

Every agent contracted at PFS will have access to Annuity Ratewatch for free. This software will allow you to quote nearly every fixed and fixed indexed annuity out there. Quote MYGAs, FIAs, and even Lifetime Income rider comparisons. Click here for a tutorial.

Life Insurance & Annuity Highlight Sheets

There are so many solutions out there today. Keeping things simple and conceptual for clients is important. These easy 1 pagers can help convey concepts in a clear concise manner. Click here to receive highlight sheets.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Josh Horton

Josh Horton

Assistant Vice President - Life & Annuity

x7707 | jhorton@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

CallEmail

Exclusive Annuity Marketing Programs

Exclusive Annuity Marketing Programs

Exclusive Annuity Marketing Programs
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What is your system for getting in front of new people? For most insurance agents, this is the hardest part of our job – finding new clients – Especially during COVID-19.

Today, there are so many lead programs out there, it can be tough to tell the difference between a quality marketing system and a scam! However, agents working with us here at Pinnacle Financial benefit from our trial and error. We have tried so many things over the years – some have worked well, while others have not. The programs that we recommend to our partner agents are the ones that we have seen success with. We have partnered with several vendors for exclusive per piece leads, virtual seminar programs, and even pre-set virtual appointments. The following are some of the programs that are working well for our agents today during these ever-changing times.

We have seen a recent increase in lead activity from our exclusive annuity lead partners. Clients are looking for safe havens for assets more than ever with Coronavirus and the recent 2020 stock market crash. At Pinnacle, we have worked with several 3rd parties lead vendors offering annuity leads over the years. We have identified a handful of the most consistent, best quality, and exclusive annuity lead programs. Prospects have assets qualified for an annuity, are interested in discussing an annuity with an agent, and are awaiting a call. Our agents are able to convert this business entirely remotely with the use of E-app platforms and programs such as Zoom, GoToMeeting, and/or Join.me. 

Aside from buying leads, Seminar selling has for years been a way that top producers have done annuity prospecting. This is no secret, but high overhead costs and long sale cycle processes have been barriers for some producers. Many of our long-standing 3rd party seminar partners have pivoted to virtual seminar programs or webinars post Covid-19. This has been a cost-effective way for our agents to hold a seminar or sales workshop even from the comfort of their own home! These virtual seminar programs are turnkey – including email invites, presentation materials, and client brochures.

Lastly, agents can eliminate chasing prospects with our exclusive pre-set appointment program. This program is with state employees – teachers (k-12 and state universities), as well as some state hospitals, police, & firemen. While this program worked well face-to-face, it has been even more effective virtually. These teachers, nurses, etc. have recently been doing much of their work virtually using things like zoom and GoToMeeting, so transitioning these pre-set appointments to virtual appointments has been seamless. 

Whatever marketing approach our agents will take, the team at Pinnacle Financial Services​ works hand-in-hand with our agents every step of the way. From product and sales training to illustrations and case design, to business processing, we are here to help. Give us a call today for more information on our annuity products and marketing programs.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Josh Horton

Josh Horton

Senior Sales Director - Life, Annuity, & LTC

x7707 | jhorton@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

CallEmail