The Standard | 13.50% Cap Rate on ECI Plus!

The Standard | 13.50% Cap Rate on ECI Plus!

The Standard | 13.50% Cap Rate on ECI Plus!
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New Feature!
Cap Rate and Enhanced Cap Rate on ECI Plus Annuity

We’ve added more choices into the Enhanced Choice Index Plus — our newest FIA — now available to Atria Independent Broker Dealers. 

  • Cap Rate index interest crediting on the S&P 500® Index
  • Enhanced Cap Rate index interest crediting on the S&P 500® Index ─
    to lock in even more growth potential

Enhanced Choice Index Plus 7

10.50% Rate Cap S&P 500® Index

13.50% Enhanced Rate CapS&P 500® Index

 

California only: ECI Plus is pending approval in California. ECI will remain available for sale in California.

Get Ready to Sell

Training and Applications

Bookmark our website for product training, applications, and product information.

We require product training before starting an application. If you’ve previously completed ECI product training, no additional training is required for ECI Plus.

Ensure you’re using ECI Plus applications. ECI transitioned to ECI Plus — except in California — and we’ll no longer accept old applications.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

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NWL | Avoid a zero

NWL | Avoid a zero

NWL | Avoid a zero
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Earn 8% when the market is flat or better with the NWL Choice Optimizer

NWL® ChoiceOptimizer Fixed Indexed Annuity (FIA) offers an 8.5%* trigger option that can give your clients a return if the market is flat or better.

Here’s how:

Annual index return is 0% =
8.5%* Interest to Account Value

Annual index return is positive =
8.5%* Interest to Account Value

Combine this with the ability to customize indexed strategies for growth and protection, and NWL ChoiceOptimizer FIA could be the full package for your clients.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

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Nationwide | Higher lifetime withdrawal rates

Nationwide | Higher lifetime withdrawal rates

Nationwide | Higher lifetime withdrawal rates
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A new high for withdrawal percentages!

Nationwide Peak 10 Bonus Income+ rider

Starting December 11, 2023

Provide your clients with even more guaranteed retirement income!

Effective December 11, 2023, Nationwide is boosting withdrawal percentages on the Bonus Income+ rider for the Nationwide Peak 10® fixed indexed annuity.

The rider gives your clients:

•   20% initial bonus¹

•   8% simple interest roll-up²

•   Competitive guaranteed lifetime income


Take a look at our increased withdrawal rates:

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

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Fidelity & Guaranty Life Insurance | Annuity Rate Update

Fidelity & Guaranty Life Insurance | Annuity Rate Update

Fidelity & Guaranty Life Insurance | Annuity Rate Update
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Annuity rate update

We are adjusting rates for our FG Guarantee-Platinum® 3, 5 and 7 multi-year guaranteed annuities (MYGA). New rates will be effective on December 14, 2023.

Important Reminders

  • For applications received before December 14, 2023, we will issue the policy with the current rates.
  • For applications received on or after December 14, 2023, we will issue the policy with the new rates. 
  • Standard rate lock rules apply. Please refer to our rate lock procedures for more details.
For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

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Athene | Rate update for Athene Products

Athene | Rate update for Athene Products

Athene | Rate update for Athene Products
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Effective December 14, 2023

We’re updating rates on Athene products. Rate grids with current and new rates can be found below. Visit Athene Connect for additional product information or to run an illustration.

The following distribution group(s) are included:

·         National
·         New York

National

Application deadlines

To receive current rates:

  • The application must be signed on or before December 13, 2023.
    • For electronic applications submitted on AnnuityNet or Affirm, the application signed date is determined by the final date you submit the electronic order to your back office. Please note, physical signature dates will not be utilized.
  • The application must be received at Athene* by market close (3 p.m. CT) on December 27, 2023.
    • If your back office requires the use of an order entry platform, Athene must receive the electronic order by market close (3 p.m. CT) on December 27, 2023. Copies of the paper application without the electronic order will not hold the current rates.
    • If the application is being funded from a firm brokerage account, your firm must be able to submit both the funds and electronic application by market close (3 p.m. CT) on December 27, 2023.
  • The contract must be in good order, suitability review complete (if applicable) and all funds received at Athene* by market close (3 p.m. CT) on February 12, 2024.

* Please Note: Athene’s rate lock period begins on the rate change effective date. If you submit applications through your firm’s back office, please allow for additional processing time to meet the deadlines listed above.

Revised materials will be available on the Forms and Materials page beginning December 14, 2023. Be sure to use up-to-date materials when offering Athene annuities. You may experience slight processing delays on any print orders in the days before or after a rate change effective date.

New York

Application deadlines

In order to receive current rates:

  • The application must be signed on or before December 13, 2023.
    • For electronic applications submitted on AnnuityNet or Affirm, the application signed date is determined by the final date you submit the electronic order to your back office. Please note, physical signature dates will not be utilized.
  • The application must be received at Athene* by market close (3 p.m. CT) on December 27, 2023.
    • If your back office requires the use of an order entry platform, Athene must receive the electronic order by market close (3 p.m. CT) on December 27, 2023. Copies of the paper application without the electronic order will not hold the current rates.
    • If the application is being funded from a firm brokerage account, your firm must be able to submit both the funds and electronic application by market close (3 p.m. CT) on December 27, 2023.
  • The contract must be in good order, suitability review complete (if applicable) and all funds received at Athene* by market close (3 p.m. CT) on February 12, 2024.

* Please Note: Athene’s rate lock period begins on the rate change effective date. If you submit applications through your firm’s back office, please allow for additional processing time in order to meet the deadlines listed above.

Revised materials will be available on the Forms and Materials page beginning December 14, 2023. Be sure to use up-to-date materials when offering Athene annuities. You may experience slight processing delays on any print orders in the days before or after a rate change effective date.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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