Changes to the five- and seven-year withdrawal schedule:
Five Year: 8%, 8%, 7%, 6%, 5%, 0%
Seven Year: 8%, 8%, 7%, 6%, 5%, 4%, 3%, 0%

Changes to the 10-year withdrawal schedule:

Ten Year: 9%, 9%, 8%, 7%, 6%, 5%, 4%, 3%, 2%, 1%, 0%

Changes to the five- and seven-year withdrawal charge schedule:
Five Year:8%, 8%, 7%, 6%, 5%, 0%
Seven Year: 8%, 8%, 7%, 6%, 5%, 4%, 3%, 0%

Terminal Illness Waiver and Nursing Home Waiver available in California

Terminal Illness Waiver, Nursing Home Waiver and Income Enhancement Benefit available in California

Terminal Illness Waiver and Nursing Home Waiver available in California

Terminal Illness Waiver and Nursing Home Waiver available in California

_{Please note that not all products, features and materials are available at all firms or in all states.}

NAIC Training
An updated version of the NAIC training will be available on June 12, 2023. Financial professionals who have previously completed NAIC for ForeIncome, ForeAccumulation, Income 150+SE and ForeStructured Growth will not be required to retake the training. The NAIC codes will remain the same.

Marketing materials will be updated and available on June 12, 2023.

New Business

• All applications issued before June 12, 2023, will receive old product features.
• Applications issued on or after June 12, 2023, will receive new product features.
• An updated disclosure document will be available on June 12, 2023. The old disclosure form will not be accepted for new business received on or after July 17, 2023.¹

In the latest episode of the Your Thriving Practice podcast, we break it all down. Rebecca Plowman and Jason Berkowitz from the Insured Retirement Institute (IRI) and Global Atlantic’s Bill Crane dig into the key components of the bill. Leverage these insights as conversation starters for your next client meeting.

From day one, Income 150+ SE fixed index annuity offers your clients guaranteed income growth that’ll continue for the rest of their lives. Better yet, Income 150+ SE includes the Income Enhancement Benefit¹ for additional income growth benefits available for qualifying healthcare needs.

For more information on Income 150+ SE fixed index annuity, contact us at (833) ASK-GA4U or (833) 275-4248 or visit us at www.globalatlantic.com/professionals.

¹ The Income Enhancement Benefit is included at no additional cost and provides 2x the Lifetime Annual Payment for up to five years. The rider must be in force for one year before the benefit can be exercised and can be exercised one time only per contract. The Contract Value must exceed the greater of a) the Minimum Contract Value; and b)the doubled LAP at the time of activation and on each Contract Anniversary in order to exercise/continue the benefit or else it will be terminated. You must meet all eligibility requirements outlined in the rider in order to exercise the benefit, including a 90 day elimination period, certification and recertification of inability to perform two or more Activities of Daily Living (ADLs) for at least 90 consecutive days. ADLs include: Bathing, Continence, Dressing, Eating, Toileting, Transferring. Once a benefit period ends, a new benefit period is no longer available.

The Income Enhancement Benefit is not long-term care insurance and is not intended to replace such coverage. It is referred to as the Annual Payment Accelerator Rider in the contract. Maximum issue age is 75. Not available in California.

Rider must be in force for one year before benefit can be exercised. The Contract Value must exceed the greater of a)the Minimum Contract Value; and b)the doubled LAP at the time of activation on each Contract Anniversary in order to exercise/continue the benefit or else it will be terminated. You must meet all eligibility requirements outlined in the rider in order to exercise the benefit, including a 90 day elimination period, certification and recertification of inability to perform two or more ADLs. Receipt of proof as identified in the waiver riders attached to the annuity contract is required in order to qualify for these benefits.