Who does not know someone who has had a cancer diagnosis? Cancer can quickly become financially devastating for any family. Having a cancer insurance policy is a great way that families can protect themselves from the financial hardships cancer can cause. Having a lump sum cancer can also pay for other expenses that traditional health insurance won’t cover such as experimental treatments, travel expenses, or even everyday bills.
According to the American Cancer Society, 1 in 3 people will be diagnosed with cancer in their lifetime. If you’ve ever had cancer or know someone who has, you’re well aware of how this disease can impact the lives of everyone it touches.
Selling Cancer Insurance
Selling cancer insurance might not be the main focus of an insurance agent but with Cancer being the 2nd leading cause of death in the United States, your clients would certainly be interested in discussing it. More than half of U.S. cancer survivors have stated they have high medical costs and stress from worrying about paying their medical bills. Some have even delayed medical care due to the costs.
Adding Cancer Insurance
Even if you are on a Medicare plan there are still some gaps in the coverage. This is where a good lump-sum cancer plan can help. The cancer policies will pay cash to the client that can be used to pay for things that private insurance will not cover.
There may very well be other related expenses that aren’t covered by your health insurance that having cash from a cancer plan can assist with paying. They include:
- Co-pays
- Deductibles
- Out-of-network providers
- Travel costs for treatment
- Child care
Lump Sum Cancer Insurance
When adding a cancer plan it’s important to consider the different types of plans. The most popular is known as a “lump sum” cash benefit. Once diagnosed with cancer your clients will receive a lump sum cash payment. You are also able to add a cancer rider to a hospital indemnity plan packaging a more robust benefits package for your clients.
Where does Pinnacle Financial Services come in?
Pinnacle Financial Services is a full-service “FMO” that offers you some of the best technology in the business, like our proprietary Connect4Medicare platform, top-notch support service, and personal sales and marketing from the very start. There are no sales quotas or commitments that you need to make to us as we just want to help you grow your business. This is a win-win opportunity for all of us, so what are you waiting for? Join us at the top!
For more information, contact a Pinnacle representative today at 1 (800)-772-6881 x7731 or email sales@pfsinsurance.com.
Alicia Klinges
Director of Sales | Health
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Contact a Pinnacle Representative if you have any questions.
1 (800) 772-6881
support@pfsinsurance.com
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