American Equity | The Buzz by American Equity

January 2, 2023

Our 2023 Loyalty Rewards Program Is Even Better

We updated our Loyalty Rewards Program to deliver bigger benefits to more partners, and it all begins on January 1, 2023. 

American Equity

Next year, qualifying Loyalty Reward Program members will enjoy: 

  • Loyalty Payments starting at just $1 million in a qualifying production 
  • Higher basis points are paid at many production tiers
  • Retroactive payments each time a new production tier is reached

Increase to MGSV-MGIR Rate

We’re pleased to announce that the Minimum Guaranteed Surrender Value-Minimum Guaranteed Interest Rate (MGSV-MGIR) is increasing on American Equity fixed and fixed index annuity products, effective January 1, 2023. 

For all AssetShield series, IncomeShield series, EstateShield 10 (9 in CA), FlexShield 10, GuaranteeShield series and Retirement Gold contracts, the new MGSV-MGIR rate will be 2.95%. 

For all Bonus Gold contracts, the MGSV-MGIR rate will be 2.85%. 

Contracts issued January 1, 2023, and after will receive the new rates. There will not be adjustments made to previously issued contracts. No exceptions.


Your 2023 Tax Guide

This helpful quick-reference tax guide keeps 2023 tax rates and contribution limits right at your fingertips. 


Replacements 101 

As regulators continue to take a hard look at replacement transactions, it’s useful to understand what transactions could be considered replacements, and what best practices are for ensuring a successful and compliant sale. This helpful flyer can help you better understand the regulations and red flags around replacements.


We Appreciate Your Business

At American Equity, we pride ourselves on having competitive, innovative financial products. But we don’t stop there: all of our products are built on a foundation of world-class service and financial professional engagement. 

Our agents and their clients experience top-tier tailored service, with an emphasis on answering phones and resolving concerns quickly. We understand that your time is valuable, and that your clients’ happiness with us can influence their business with you. Thank you for trusting American Equity to help you grow. 

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881


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