NGL | NGL EssentialLTC – Update

NGL | NGL EssentialLTC – Update

NGL | NGL EssentialLTC – Update
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EssentialLTC in VitalLTC

The enhanced version of EssentialLTC is available for use in VitalLTC’s programs.
 

New and Updated Consumer Materials

As a reminder, there are new and updated consumer materials available on the Agent Resource Center (ARC). The materials are designed to make explaining the benefits of National Guardian Life Insurance Company’s (NGL) EssentialLTC to your clients easier.

These materials are not approved for use in AZ, CA, CT, DE, DC, FL, HI, IN, NJ, ND, SD. You will be notified when these materials become available for these states.

Consumer Brochure

This brochure can help you comprehensively explain the benefits of this crucial insurance to your clients. It takes consumers through why long-term care is important, payment options, product features, and optional benefit features. Click here to download a PDF copy.

​​​​​​Consumer Presentation

We’ve taken our Consumer Brochure and made it into a presentation that you can show your clients! It gives a high-level breakdown of why LTC insurance is so important. Click here for a PDF version.

​​​​​​Consumer Flyer

Perfect for a handout or a leave behind, the Consumer Flyer is a quick way to introduce the concept of LTC and NGL as a company. Click here to download a PDF of the flyer.

Employer Brochure

Like the Consumer Flyer, the Employer Brochure is a great introduction to how NGL EssentialLTC can benefit employers. Click here to download a PDF of the brochure.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

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Humana | Why you’ll want to attend the Veterans’ Healthcare Webinar

Humana | Why you’ll want to attend the Veterans’ Healthcare Webinar

Humana | Why you’ll want to attend the Veterans’ Healthcare Webinar
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Tune in to the Veterans 2021 Webinar

Veterans are important to the health of our communities and our nation. This webinar will give you the tools and resources you need to go above and beyond for them.

 Join us on June 2

Veterans’ Healthcare Webinar

10 a.m. PT | 11 a.m. MT | 12 p.m. CT | 1 p.m. ET

 

What you can expect to learn

This webinar is a great chance to learn how to connect with service members in your community. Hear from trusted experts about how you can:

 

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

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American Equity | The Two Most Important Traits in a Retirement Product

American Equity | The Two Most Important Traits in a Retirement Product

American Equity | The Two Most Important Traits in a Retirement Product
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June is National Annuity Awareness Month.

Achieving retirement income goals

“Guaranteed income each month” and “will not lose principal” are two of the most important traits surveyed consumers say they want in a retirement product.¹

Discover the benefits of fixed index annuities
Whether your clients are looking for growth potential or a paycheck for life, fixed index annuities can help provide the benefits of:

  • Principal protection from index volatility
  • Tax-deferred growth*
  • Diverse index-linked crediting options
  • Guaranteed lifetime income

Utilize our resources to help clients achieve their long-term retirement income goals.

¹ Insured Retirement Industry, “State of the Insured Retirement Industry: 2019 Review and 2020 Outlook,” February 2020.

*Assumes contract is individually owned.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

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Contact a Pinnacle Financial Service representative today for assistance.

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Protective | Know What Matters May: Accelerate your business with Protective Velocity

Protective | Know What Matters May: Accelerate your business with Protective Velocity

Protective | Know What Matters May: Accelerate your business with Protective Velocity
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From application submission to the sales commission, Protective Velocity – our suite of the digital solutions – makes it easier and quicker to do business with us. Continue reading to learn about recent enhancements and improvements to the annuity pending business dashboard and updated EPD client timeline.

View new sharable resources from the Help Protect Our Families campaign

The Help Protect Our Families campaign aims to provide carriers and distributors with the information and resources they need to educate consumers and ensure they get the life insurance protection they and their families need. Here’s how you can help.

Remember the Initial Premium Acceptance Rules as you continue through 2021

Keep your business going strong in 2021 by making sure your cases are efficiently pushed through our new business process. For a full set of guidelines, review our Initial Premium Acceptance Rules.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

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Contact a Pinnacle Financial Service representative today for assistance.

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Great American | Best Interest Standard coming to multiple states

Great American | Best Interest Standard coming to multiple states

Great American | Best Interest Standard coming to multiple states
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The following states recently adopted the new NAIC Best Interest Standard:

  • Delaware: Effective August 1, 2021
  • Idaho: Effective July 1, 2021
  • Michigan: Effective June 29, 2021
  • Ohio: Effective February 14, 2021
  • Nebraska: Effective April 6, 2021

Producers who completed a four-credit training course before the effective date must complete one of the following within six months of the effective date:

  • A new four-credit training course; or
  • A one-credit training that covers the new standards and requirements.

Producers who did not complete a four-credit training course before the effective date must do so prior to their first sale.

Please visit our Best Interest Resource Center for more information.

Updated CFDs

As part of the Best Interest Standard updated Client Financial Disclosures (CFDs) are available to help you capture all required client data, identify the annuity that best addresses the client’s unique needs and then document the basis for the recommendation.

We will continue to accept the previous versions through June 19, 2021. If a previous version is submitted after this date, paperwork will be considered Not In Good Order (NIGO) and could result in processing delays.

Please note:

  • All producers on the application must complete the Producer’s Statement(s) section of the CFDs.
  • There are separate CFD versions for contracts owned by an irrevocable trust.

The updated forms will be available on our electronic platforms prior to the NIGO date.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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