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Ancillary Health

What is Health Insurance?

Health insurance is coverage that pays for medical and-or surgical expenses incurred by the insured. Health insurance can reimburse clients for expenses caused by illness or injury, or can pay the care-provider directly.

Hospital Indemnity

Payment in cash for your clients when they have a hospitalization. Pays in addition to any other insurance.

Plugs up any coverage gaps your clients may have in their health policies.

Cancer Insurance

Lump sum cancer insurance can help your clients deal with the huge financial burden when they or a loved one is diagnosed with cancer.

Pays in addition to any other insurance your clients may have.

Critical Illness

Statistics say that many individuals will at some point get diagnosed with a alzheimer’s, heart attack, cancer, stroke along with many other illnesses.

For dollars a day you can get your clients covered from unforeseen out of pocket costs.

Disability Insurance

If your client becomes disabled, and are unable to work, disability insurance will kick in to cover part of their lost wages.

You can offer short term disability (2 years or less) long term disability right through retirement age.

Dental Insurance

Includes routine dental care. Plans generally cover some, or all, of the costs for oral exams, cleanings, filings, and x-rays.

Affordable dental coverage- oral health doesn’t have to be costly. Dental health is overall health, and affects one’s whole body.

Quoting Resources & Tools

Quoting available on our product portfolio

Ancillary Carriers

Pinnacle works with a wide variety of carriers to help provide your clients with the best options available.

Insurance News

NAFA | Industry Alert: DOL ignores industry, finalizes reckless fiduciary rule

New Rulemaking Package Ignores Industry Concerns, Puts Independent Annuity Professionals and Clients at Risk

Wellcare | Important SEP Reminder for State Pharmaceutical Assistance Programs

As a reminder, CMS guidelines permit a Special Election Period (SEP) for beneficiaries in qualified State Pharmaceutical Assistance Programs (SPAPs) under certain circumstances and in states where SPAPs are available. The chart below summarizes these qualifying SEP conditions:

Cigna | Start selling now: Choice Short Term Care

Cigna HealthcareSM Choice Short Term Care insurance pays benefits1 when an insured individual receives care at home or in a facility for assistance with two or more Activities of Daily Living (ADLs) or for supervision due to cognitive impairment.2

GTL | Precision Care Cancer | Now Available in Massachusetts!

Covering the High Cost of Cancer is Good…
Beating Cancer is Better.

Precision Care™ is now available in Massachusetts on GTL’s Agent Portal and available soon on the e-App!

IBX | Inflation Reduction Act webinar and member benefit updates

Inflation Reduction Act
Stay informed about the changes that will impact your clients and your business.

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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