Hospital Indemnity Plans (HIP) can offer your clients peace of mind when it matters most. These plans work alongside their existing health coverage, providing direct cash benefits to help pay for expenses their insurance may not cover, like deductibles, copays, or even everyday bills.

Key Benefits Include:
– Guaranteed Issue for ages 60–79
– Coverage for observation stays
– 7 customizable riders to tailor each policy
– Household discount when another adult resides in the home