2026 Medicare Part D Bids: May Be a Warning for Agents and Beneficiaries

On the surface, CMS’s 2026 Medicare Part D bid data doesn't paint a negative picture with relative premium stability. But if you're an insurance agent, or a Medicare beneficiary, don’t let the headline numbers fool you into complacency.Behind the scenes, the Inflation...

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Maximizing Medicare: Unlocking Opportunities in Ancillary Insurance

Welcome to Insurance 360!Hey there, and welcome back to another exciting deep dive into the world of insurance! Today, we're peeling back the layers of Medicare Advantage and exploring the game-changing role of ancillary products. And trust me—you don’t want to...

Understanding the Basics of the ACA: A Simple Guide

Welcome! Let’s Talk About the ACA Hey there! If you’re new to the Affordable Care Act (ACA)—also known as Obamacare—or just need a refresher, you’re in the right place. At Pinnacle Financial Services, we’re here to break it all down for you, from what the ACA is and...

Navigating Change: A Chat with Assistant VP Nick Palo on Insurance 360

Hey there, insurance pros! It’s Bob Brzyski here, your host of the Insurance 360 podcast and VP of Marketing at Pinnacle Financial Services. I get to have some pretty amazing conversations with industry experts, and in our latest episode, I sat down with none other...

Work life resilience building a legacy under pressure

Angela Palo is COO of Pinnacle Financial Services, a leading National Medicare Brokerage, and member of the NABIP Medicare FMO Council.My journey into the financial services industry was anything but planned. I envisioned a life as a stay-at-home mom, raising a large...

Navigating Medicare Changes in 2025: Key Insights for Agents

In the ever-evolving landscape of Medicare, staying informed and adaptable is essential for agents aiming to provide the best possible service to their clients. As we move into 2025, significant changes are on the horizon, particularly concerning Special Enrollment...

Exploring the Power of the Nationwide Peak 10 Fixed Index Annuity:

Securing a reliable retirement income is more important than ever in today's volatile financial market. Understanding the various options available can make all the difference in ensuring a stable, comfortable retirement.  I’m passionate about equipping financial...

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