New Medicare FEMA SEP Rules
By Ed Crowe In some cases, Medicare beneficiaries miss an enrollment period due to a FEMA emergency. When this happens, beneficiaries may be eligible for a DST SEP. It is imperative that agents are...
Understanding Guaranteed Trust Life’s Short-Term Home Health Care Insurance
Navigating healthcare options can be complex, especially when considering future needs and financial impacts. Guaranteed Trust Life (GTL) offers an innovative short-term home healthcare insurance...
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Navigating 2025 Medicare Product Changes: What You Need to Know
Recently, we have seen unprecedented changes to live Medicare Advantage plans during Medicare AEP. Several carriers have made the decision to suppress plans from electronic enrollment systems and/or make certain Medicare Advantage plans non-commissionable to agents. ...
Understanding CMS & FCC One-to-One Consent Regulations: What Agents Need to Know
If you’re in the business of working with consumer leads, there are new rules you need to be aware of. CMS’s new one-to-one consent regulations and the FCC’s one-to-one consent rules. Both regulations are rolling out, and they will impact how agents and TPMOs...
DOL Fiduciary Rule Halted by Texas Court: Implications for Financial Professionals
On July 26, 2024, the U.S. District Court for the Eastern District of Texas issued a preliminary injunction to halt the implementation of the Department of Labor’s (DOL) new fiduciary rule, which was set to take effect on September 23, 2024. This decision came in...
2025 Medicare Advantage Commissions- Take Two
Update to the 2025 FMV. Commissions are reverting to the typical yearly adjustment.A recent court decision in Texas has put a pause on certain updates in the 2025 CMS Final Rule that affect Medicare Advantage (MA) and Part D commissions. This directly impacts how...
2025 Medicare Advantage Commissions- Did not take effect
2024 Medicare Advantage Commissions have been announced. Commission increases will take place for 2024 Medicare Advantage and Medicare Part D sales per the
Will Your Taxes Skyrocket? How the 2025 TCJA Sunset Could Impact Your Wallet
As we edge closer to 2025, the sunset of the Tax Cuts and Jobs Act (TCJA) is on the horizon, and it’s bringing potential changes that could shake up the financial scene for American taxpayers.
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