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Wellcare | Spendables Benefit Tips

Wellcare | Spendables Benefit Tips

Wellcare | Spendables Benefit Tips
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The Wellcare SpendablesTM benefit card provides a convenient way for your members to access a variety of supplemental benefits with one easy-to-use card. To help you better assist your members with this important benefit we’ve gathered a collection of helpful tips for you to utilize when providing guidance to your members.

Topics covered in today’s tips :

  • In Store Purchases – Find retailers & use the Spendables card in-store.
  • Gas Pay-at-the-Pump – Guidelines for convenient fuel payment.
  • No card? No Problem – Access benefits without a physical card in hand.

Retail Purchases

When using the Wellcare SpendablesTM card for covered items and services in stores, verifying the in-network status for the retailer, and following a few tips for ease of card use will help members avoid frustration during the transaction:

  • The Wellcare SpendablesTM retail network through Solutran is robust, with over 55,000 stores participating. Throughout the year stores may move in and out of the network. The Wellcare Spendables Card Store Finder feature is the best source for accessing current participating retailers in a member’s local area. The Store Finder is also available within the Healthy Benefits Plus app.
  • Wellcare SpendablesTM cards may only be used for covered items and services. The cards cannot be used to receive cash back.
  • The PIN number for the member’s card is the last 4 digits on the card. This number cannot be changed.
  • When using their card at a participating retailer for a covered purchase, your members should be instructed to try both swiping the card and scanning the barcode. If both methods fail, the cashier should be asked to manually scan the barcode on the back of the card.

Gas Pay-at-the-Pump Transactions

By following a few simple guidelines your members will enjoy a seamless experience when using their SpendablesTM card to purchase fuel.

  • Members must pay for gas at the pump, instead of inside the gas station at the register.
  • Not all gas stations accept the Wellcare SpendablesTM card.
  • Gas pumps at a few outlets, including some Walmart, Sam’s Club, and Kroger locations are experiencing declines depending on how the card transactions are set up for processing. Solutran is aware of this issue and is working to address it long-term.

Preferred gas stations for ease of use include:

  • Speedway
  • ‌Chevron
  • ‌Kwik Trip
  • ‌Exxon
  • ‌Arco
  • ‌Marathon
  • Shell
  • ‌Circle K
  • ‌Sunoco
  • ‌Murphy
  • ‌BP
  • ‌Texaco

Accessing Benefits Without the Card Present

Members can use their benefit dollars without having their Wellcare SpendablesTM card in hand using several methods:

  • Call the Healthy Benefits Plus Customer Service Support number, 855-744-8550, and a representative can order on their behalf.
  • Register their card through the Healthy Benefits Plus web portal and place orders online.
  • Download the Healthy Benefits Plus mobile app and use the barcode to shop in-store at participating retailers.
  • Use the Healthy Benefits Plus mobile app to make in-store purchases via the digital card located within the app.

Please keep in mind that physical card delivery takes 10-14 business days. The member’s card will come in a white envelope labeled “Introducing Wellcare Spendables™”.

For more information about the Wellcare SpendablesTM benefit, please review the Wellcare Spendables FAQ resource.

As always, thank you for your continued partnership!

 

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

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support@pfsinsurance.com

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Oceanview | 10-Year FIA Fixed Rate Special at 10% in the First Year!

Oceanview | 10-Year FIA Fixed Rate Special at 10% in the First Year!

Oceanview | 10-Year FIA Fixed Rate Special at 10% in the First Year!
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Oceanview understands the importance of financial stability in the face of economic uncertainty, and that’s why we’re offering one of the highest fixed rates in the industry.

 Effective 3/14/2024, we are increasing the first-year fixed rate special on the 10-year Harbourview FIA product to 10%, reflecting our commitment to delivering unparalleled value to you and your clients. 

Don’t miss out on this limited-time opportunity! Help your clients take control of their financial future with Oceanview’s 10-Year FIA Fixed Rate Special today.

All commissions and overrides remain the same.

Harbourview FIA Client Rates

Download the updated rate sheets below.

Updated FIA Rates Download

Updated California FIA Rates Download

Harbourview FIA Agent Rates

Updated FIA Rates. Download

Updated California FIA Rates Download

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

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Independence Blue cross | Update regarding Change Healthcare cyber security incident

Independence Blue cross | Update regarding Change Healthcare cyber security incident

Independence Blue cross | Update regarding Change Healthcare cyber security incident
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Independence Edge

News for Primary Agents
Producing Agents will receive this version of Edge later today.

GROUP BUSINESS

Update regarding Change Healthcare cyber security incident

Last week, Independence Blue Cross confirmed and communicated to brokers and clients that one of our service providers, Change Healthcare, experienced a network interruption related to a recent cyber security incident. We continue to closely monitor this incident and any potential impacts through active communication with Change Healthcare and Teladoc.

FULL ARTICLE

For more information, contact a Pinnacle Financial Services representative today

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Cigna | Medicaid lookup tool on CignaforBrokers

Cigna | Medicaid lookup tool on CignaforBrokers

Cigna | Medicaid lookup tool on CignaforBrokers
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This tool is available for the AL, AR, CO, CT, FL, GA, MD, MS, and PA markets.

Are you using our Medicaid lookup tool available on CignaforBrokers.com?

Last year, we launched our Medicaid lookup tool, which makes it easy to check your customers’ Medicaid status. This tool is available to brokers selling in the Alabama, Arkansas, Colorado, Connecticut, Florida, Georgia, Maryland, Mississippi, and Pennsylvaniamarkets. More states to come soon!

By confirming your customers’ Medicaid status using our lookup tool, you can save time because you won’t need to call CARL or the state office for assistance, or search for a recent letter that verifies coverage. In addition, you’ll be able to check if your customers qualify for the plans they are considering. 

The lookup tool communicates directly with the state to give you real-time updates. In most cases, the lookup tool will show full and partial beneficiaries and include their statuses like QMB, QI, SLMB, SLMB+, etc. 

Make sure you try our lookup tool on your next D-SNP enrollment!

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
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Americo | LEAP into Extra Cash on Your IUL Sales!

Americo | LEAP into Extra Cash on Your IUL Sales!

Americo | LEAP into Extra Cash on Your IUL Sales!
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Earn up to $500 cash on your Instant Decision IUL applications!

Earn $100 per application on the first five IUL applications you write. To qualify for the cash bonus, applications must be submitted and paid by April 30, 2024. See the contest flyer for details.

Earn 25% Additional UFirst Credits on Your IUL Sales! senectus et. Molestie nunc non blandit massa enim nec dui nunc mattis. Vulputate dignissim suspendisse in est ante in nibh.

From February 23, 2024, through the end of the current UFirst qualifying period, all your submitted and paid Instant Decision IUL business will receive an additional 25% UFirst Credits.

Earn 50,000 UFirst Credits, meet all the criteria during the qualification period, and receive a cash bonus of at least $5,000 in June! See the UFirst Qualification flyer for more details.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

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Cigna | Medicaid lookup tool on CignaforBrokers

Cigna | Wincentives 2024: Leads to grow your business and rewards when you do.

Cigna | Wincentives 2024: Leads to grow your business and rewards when you do.
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2024 brings next-level growth potential.

This year’s incentives can help you get there and reward you when you do.

 

Earn Wincentive rewards on top of your commissions with Cigna Healthcare™ Supplemental Benefits

1,000
targeted leads with a direct mail campaign for every fourth application you write each month for underwritten Medicare Supplement Plans F, G, N and Open Enrollment Plan N.1

$100
bonus for every application you write each month for underwritten Medicare Supplement Plan F, G, N and Open Enrollment Plan N application.2

Minimum of four applications. Incentives retroact to first application.

$25
bonus for every application you write each month for Accident Treatment, Cancer Treatment, Choice Accident, Flexible Choice Cancer and Heart Attack & Stroke, and Flexible Choice Hospital Indemnity.3

Minimum of five applications; minimum can be achieved by combining these products. Incentives retroact to first application.

$25
bonus for every application you write each month for Flexible Choice Dental, Vision & Hearing.3

Minimum of five applications. Incentives retroact to first application.

Get all the Wincentives 2024 program details now.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

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