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Best Annuity Rates – Fixed & Fixed Indexed

Best Annuity Rates – Fixed & Fixed Indexed

Best Annuity Rates – Fixed & Fixed Indexed
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Today more than ever, Americans are looking for safety with their savings and retirement assets. Unfortunately, many are unaware of their options outside of a savings account, CD, and/or Money Market. Fixed and Indexed Annuities can be another solution to this problem.  But you might not know how to find the best annuity rates as rates vary carrier by carrier and can change month by month.

At Pinnacle Financial Services, we have Fixed and Fixed Indexed Annuity solutions that can provide a better solution for your clients’ safe money. All Annuities offered through PFS are Fixed. None involve any risk of principle – No Securities License is needed.

Our Annuity products provide clients with safety and protection, knowing that they will never lose money, but can still earn nice interest on their money.  Remember, we saw interest rates and CD rates drop in 2020 with the Coronavirus and its impact on the Fed. And that didn’t stop Americans from plowing hundreds of millions of dollars into CDs in 2021 so far. Why might you ask? Simply put – clients want safety, and don’t know of any other option.

Some of the best-Fixed Annuity (MYGA) Rates currently hover around 3%. Certainly, much better than the .7% you might earn in a CD today. Furthermore, Annuities are tax-deferred, meaning you only pay the tax owed after money is withdrawn. Your CD will require taxes on the interest to be paid annually (so your .7% in your CD is actually less than that after taxes!)

A Fixed Indexed Annuity could potentially provide your client with even better interest than your MYGA. Yet not guaranteed (the principle is guaranteed and many have a small minimum guaranteed interest rate), clients have been able to historically generate some 5%, 6, or even 7% (tax-deferred) returns with indexed annuities in the last 10 years or so. Now that’s much better than your CD!

While an Annuity can be an important piece of a client’s overall financial plan, it may not be right for everyone. Here at PFS, picking the best Annuity for your client is our goal and our team here can help you ensure that you are making the best possible recommendation.

Annuity Quoting Tool – Annuity Ratewatch

Every agent contracted at PFS will have access to www.annuityratewatch.com for free. This software will allow you to quote nearly every fixed and fixed indexed annuity out there. Quote MYGAs, FIAs, and even Lifetime Income rider comparisons. Click here for a tutorial

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Are you new to Annuity Sales?

If you are just getting started with Annuities or are just learning about them, click here for more info. Training is provided on products, fact-finding, selling concepts, etc.

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For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Assistant Vice President | Life & Annuity

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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National Western Life | Get certified to sell our new FIA & let’s connect to discuss

National Western Life | Get certified to sell our new FIA & let’s connect to discuss

National Western Life | Get certified to sell our new FIA & let’s connect to discuss
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Nothing about life is “one-size-fits-all.”

Customization is key. Whether your client is looking for the perfect pair of jeans or ordering their morning coffee, they want OPTIONS.

Why would they expect anything less when it comes to their financial security?

The choice is simple and it’s HERE.

Introducing the NWL® ChoiceOptimizer. This NEW fixed indexed annuity provides performance and protection for your clients with options to customize for the perfect fit.

The NWL® ChoiceOptimizer offers:

 

Power through customization. Allocate to one or more index strategies.
 Reassurance with easy access to funds.
Confidence that credited interest will never be less than zero.
Growth opportunity with indexed interest based on a formula linked in part to an index.
For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

CallEmail