Webinar | Firelight Annuity E-App Available Now

Webinar | Firelight Annuity E-App Available Now

Firelight Annuity E-App Available Now

Streamline Your Annuity Business with Firelight — Annuity Awareness Month Training from Pinnacle Financial Services
As part of Annuity Awareness Month, Pinnacle Financial Services is excited to highlight a powerful tool that simplifies how you submit your annuity business: Firelight, now accessible directly through the Pinnacle website!
No more logging into multiple carrier portals. With many of Pinnacle’s core annuity carriers already integrated, our site becomes your one-stop shop for managing and submitting annuity applications.
Why use Firelight?
-Always access the most up-to-date and accurate forms
-Submit applications quickly for faster processing and quicker commissions
-Collect signatures easily and securely, reducing the need for repeated client meetings
…and so much more!
Register now for this exclusive Annuity Awareness Month training. Space is limited!
Webinar | Firelight Annuity E-App Available Now

Webinar | Annuity Basics

Annuity Basics

Your Step-by-Step Guide to Understanding and Selling Annuities with Confidence. Whether you’re new to annuities or just need a refresher, this training is designed to break things down in a way that actually makes sense. We’ll walk you through the fundamentals of how annuities work, the different types, and when they make the most sense for your clients. You’ll learn:
– The basics of fixed, indexed, and variable annuities
– How to position annuities as a retirement solution
– Key questions to ask clients to uncover annuity opportunities
– Common myths (and how to bust them)
– Tips to simplify the sales conversation

Don’t miss this chance to sharpen your skills, close more business, and help your clients build a secure future.

North American | New California premanent life insurance training requirement

North American | New California premanent life insurance training requirement

North American | New California premanent life insurance training requirement
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Beginning January 1, 2025, California Senate Bill 263 (SB 263) requires that resident and nonresident life agents must complete a one-time, four (4) hour training course before soliciting individual consumers to sell non-term life insurance in California.

Licensees who became licensed in 2024 and after are required to take the new one-time training. The training must be completed by January 1, 2025. Agents licensed before 2024 are also required to complete the training but will not be required to do so until the next time they renew their California license.

Please note that SB 263 imposes additional training requirements for agents that sell variable life insurance. Consult with your broker-dealer for additional information.

New Business and Policy Change Guidelines

Please note the following details regarding how this training requirement will impact your new non-term life insurance business.

  • Applications dated January 1, 2025, and after will be impacted by this new training requirement.
  • If an application is taken and the training has not been completed, the application will not be processed. It will be closed by New Business/Policy Change once this determination is made. A new application and all supplemental forms that are dated after the training has been completed will be required.

Due to the above guidelines, it is very important that this training be completed before soliciting any non-term business in 2025.

Our company accepts training through several vendors—please provide a copy of your completion certificate to Agency Services for review. For support on locating vendors please contact the California Department of Insurance or visit the California Department of Insurance website at https://www.insurance.ca.gov/.

For questions about this requirement, please contact Agency Services by phone or email:

  • Email: NAContracting@sfgmembers.com
  • Phone: 866-322-7068
For more information, contact a Pinnacle Financial Services representative today 1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881 support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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Exploring the Power of the Nationwide Peak 10 Fixed Index Annuity:

Exploring the Power of the Nationwide Peak 10 Fixed Index Annuity:

Exploring the Power of the Nationwide Peak 10 Fixed Index Annuity:
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Securing a reliable retirement income is more important than ever in today’s volatile financial market. Understanding the various options available can make all the difference in ensuring a stable, comfortable retirement.  I’m passionate about equipping financial professionals with tools that deliver security and growth for their clients.

The Appeal of Nationwide Partnership

Partnering with a reputable company is critical when it comes to financial products. A Fortune 100 company, Nationwide is known for its robust business practices and trusted reputation. With over $123 billion in investments and recognition as a top annuity writer, Nationwide provides agents and clients with unparalleled reliability. Their commitment to fulfilling contractual obligations brings peace of mind, ensuring that clients’ retirement plans remain secure.

Why Choose Nationwide Peak 10 Fixed Index Annuity?

The Nationwide Peak 10 Fixed Index Annuity combines key benefits to help safeguard your client’s financial future:

  • Growth with Market Protection: This annuity offers growth potential without exposing investments to the risks of market downturns. Clients’ investments are protected no matter how the market fluctuates.
  • Lifetime Guaranteed Income: With the Peak 10, clients can enjoy a guaranteed income for life, ensuring they won’t outlive their savings.
  • Flexible Features for Clients: Tailored options such as single purchase payments and laddering across multiple annuities provide greater flexibility for diverse strategies.

Understanding the Product Details

Here’s a closer look at what sets this annuity apart:

  • Principal Protection with Upside Potential: The Peak 10 protects your principal while offering high caps and participation rates on indexes, ensuring clients benefit from market gains without the risk of losses.
  • Versatile Options: Clients can select from various indexes, such as the Value Balanced Index and JP Morgan Cyclical Index, to align with their goals.
  • Comprehensive Benefits: Features like joint annuitant options and spousal protection provide added security for clients and their families. 

Utilizing the Bonus Income Rider

One of the standout features of the Peak 10 is its bonus income rider:

  • Day-One Bonus and Interest: This rider includes a 20% bonus on the income benefit base, paired with an 8% simple interest growth for the first eight years or until income withdrawals begin.
  • Flexible Income Options: Clients can optimize their withdrawals based on their retirement timelines to maximize benefits.

How to Get Started

Agents looking to offer the Peak 10 product are encouraged to get appointed with Nationwide. Whether working with active cases or preparing for future inquiries, contracting with Nationwide positions you to help clients secure a stable retirement with guaranteed income solutions.

If you have questions or need personalized illustrations, feel free to reach out, we’re here to help. The Pinnacle Annuity team can be reached at 800-772-6881 x3302 or annuity@pfsinsurance.com

Don’t forget to subscribe for the latest updates and agent training tips.

Check out the video on YouTube:  https://youtu.be/0qKOepUKk50

For more information, contact a Pinnacle Financial Services representative today 1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Senior Sales Director - Life, Annuity, & LTC

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881 support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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Webinar | Nationwide Peak 10 Annuity

Webinar | Nationwide Peak 10 Annuity

Nationwide Peak 10 Annuity

Learn how agents are making sales with Nationwide’s Fixed Index Annuity!
Product Highlights:
– No Cost Income Rider Built In
– A+ Rated
– 20% Rider Bonus
– Personal Health Advocate
– Max Age- 85
– E-app Available

Annuitant Driven Annuity- Find out the “Why?” that will give you a competitive edge on your competition.

Don’t forget to ask about our annuity appointment setting program.