Many clients need to revisit their retirement plans due to rule changes in recent years.

Prior to the SECURE Act of 2019, RMD’s started when someone reached the age of 70.5. The SECURE Act moved the RMD age to 72 (if you reached 70.5 after January 1, 2020).

Simple enough… until the CARES Act suspended RMDs in 2020. Congress is currently considering a bill that would move the RMD age back to 75… So clients will need guidance with RMDs in 2021.

Annuities are RMD Friendly

Most Annuities will allow for RMD withdrawals even within the surrender charge period. We as agents can help educate clients about RMDs and how Annuity products can provide a potential solution.

Fixed Indexed Annuities and RMDs in Retirement

Most Indexed Annuities will allow for Required Minimum Withdrawals. FIAs can present a great solution for many in retirement today. These are FIXED annuities so not subject to market risk. Clients can still earn interest keeping pace with inflation. Guaranteed Lifetime income rider utilization can even satisfy RMD requirements in most instances.

Annuity Quoting Tool

Every Pinnacle Agent gets access to AnnuityRatewatch for free. Visit – https://pfsinsurance.com/services/quoting

Annuity Whitepaper

Contact us for complementary Annuity Whitepaper and Fact-Finding Tools.

Life, Annuity, & LTC Pre-Set Appointment Program

We provide agents with pre-set appointments with State and Federal employees at a very low cost. This program sets exclusive appointments with pension-eligible employees. No commitment or up-front cost. Can be on appointment and selling very quickly. Pre-Set Appointment Best Practices

Interested in Contracting? CLICK HERE:

https://pfsinsurance.com/services/contracting

Are you new to Life, Annuity Sales?

If you are just getting started with Life, Annuity, and/or LTC products or are just learning about them, Click here for more info. Training is provided on products, fact-finding, selling concepts, etc.

For more information on how Pinnacle can assist you please contact an annuity team member today at 1-800-772-6881 x-6003 or email annuity@pfsinsurance.com.