Who Are the Top Final Expense Companies for Agents?

While this can be ever-changing and debatable, the following list of final expense carriers is among the best in the industry. Not only are they A+ Rated carriers, but they have been in business for well over 70+ years. Here are a few of the top final expense companies and products for agents to work with:

• Mutual of Omaha – Living Promise Final Expense
• Americo – Eagle Series Final Expense
• Accendo/CVS Health – Final Expense
• AIG – Guaranteed Issue Final Expense
• Foresters Financial – PlanRight Final Expense

What Do the Top Final Expense Companies for Agents Offer?

With these final expense carriers, you can expect not only the best rates for your clients but also the experience of quality agent/customer service as well as some of the top-paying commissions. All the final expense plans require no medical exam and have simplified issue underwriting (yes/no health questions) and guaranteed issue underwriting (no health questions, limited death benefit for 2 years). On top of the easy underwriting process, all these plans will include a no-cost accelerated death benefit rider for chronic and terminal illnesses. This means that if your client is diagnosed with a chronic or terminal illness, they can accelerate a portion of the death benefit to use for living expenses.

How Can I Contract with the Top Final Expense Companies?

Pinnacle Financial Services offers direct contracts with dozens of insurance carriers in the senior market. Whether you are selling Final Expense, Annuities, or even Medicare, our seasoned sales directors can help you get started and guide you through the contracting process. Call Pinnacle today at 800-772-6881 or visit us online at www.pfsinsurance.com to get started!

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