*Available through select distribution only.

To view your distributor rate sheets:

1. Start at standard.com/annuities.
2. Select your distributor in the drop-down menu or select “not affiliated with a distributor or distributor not listed.”
3. On the right-side Resources box, select Rate Preview.

Reminder: We’re reinstating our traditional 45-day rate lock, effective Dec. 1, 2023.
We’ll lock an interest crediting rate, cap rate or participation rate for 45 calendar days from the day we receive the original application, if we receive paperwork within the timelines below.

If we receive the expected premium within the 45-day period, your client receives either the locked-in rate or the current rate on the day we receive the premium ─ whichever is higher. We don’t provide a rate lock for minimum guaranteed rates or fixed interest crediting rates on index annuities.

• If rates are increasing: Sign and date the application and all required supplemental forms on or after the rate increase effective date.
• If rates are decreasing: Sign and date the application and all required supplemental forms before the rate decrease effective date. We’ll also need to receive your documents in our home office within four business days of the rate change effective date.

For clients to receive the new annuity rates: Funds for new applications or pending applications will need to be received in our home office on or after December 1, 2023.

If we receive funds before December 1, 2023, your clients will receive our current annuity rates.