Humana | One card, multiple ways to support your client’s health

September 9, 2022

1 card, multiple allowances

Plan allowances just got more convenient. For 2023 plans, we’ve created 1 convenient card with up to 3 allowances—the Healthy Options allowance (replaces Healthy Foods Card), over-the-counter (OTC) allowance, and Flex allowance. Most plans will have the card, but the allowances included will depend on the plan. 


With the Humana Spending Account prepaid card, members can pay for covered products and services, check their allowance balances, and track their spending history. Visit First Look to learn more.

New for 2023: the Healthy Options allowance

Now all Dual Eligible Special Needs Plan (DSNP), select Chronic Condition Special Needs Plan and select General Enrollment plan enrollees will be getting a big upgrade. Instead of the Healthy Foods Card, qualified members will get a Healthy Options allowance. This allowance can be used to pay for healthy food, over-the-counter (OTC) items, utilities, rent assistance, household supplies, living expenses, pet supplies and more. As part of the Humana Spending Account Card, it can be used to purchase eligible items or services at participating stores.

OTC allowance

Depending on their plan, members may have the OTC allowance on their Humana Spending Account Card. With the OTC allowance, members can buy products like cold and flu meds, vitamins, weight loss items, first aid supplies, and more at participating retailers and/or via mail order through the CenterWell Pharmacy™ online catalog, depending on their plan.

Flex allowance

The Humana Spending Account Card could provide a Flex allowance on certain plans. Qualified members can use their annual Flex allowance for the plan’s covered dental, vision and hearing services, including out-of-pocket costs or copays.

There’s more

The Humana Spending Account Card is just one new update. Keep your eyes out for more emails every week with the latest 2023 AEP news. We’re gearing up for a big 2023 AEP, and we’re here to help you every step of the way.

 If you need help or have any questions, contact your team on Ignite.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881


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