IUL’s Provide Income, Death Benefit Protection and Living Benefits
Introduction: Understanding the Importance of Indexed Universal Life Policies for Insurance Agents Insurance agents play a crucial role in guiding clients towards the best financial decisions for...
Guaranteed Retirement Income with Annuities
June is Annuity Awareness Month — a time to spotlight one of the most powerful yet underutilized tools in retirement planning. For independent agents, it’s a key opportunity to educate Medicare...
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Midstream Medicare Changes & Long-Term Care Insights! Insurance 360
Celebrating Long-Term Care Awareness Month and Navigating the Changing Landscape of Insurance: Insights from Insurance 360The ever-evolving world of insurance can feel overwhelming, especially during critical times like the Annual Enrollment Period (AEP). In a recent...
Medicare’s Hidden Struggles: Aligning Stakeholders for Better Healthcare Outcomes
We have seen over the past couple of years what seems to be very distinct and what many would call controversial actions in the Medicare Advantage and Part D world when it comes to funding, agents, marketing, and rules around the enormous government program of...
2025 Medicare Parts A & B Premiums and Deductibles
On November 8, 2024, the Centers for Medicare & Medicaid Services (CMS) released the 2025 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs, and the 2025 Medicare Part D income-related monthly adjustment amounts. Medicare...
Navigating 2025 Medicare Product Changes: What You Need to Know
Recently, we have seen unprecedented changes to live Medicare Advantage plans during Medicare AEP. Several carriers have made the decision to suppress plans from electronic enrollment systems and/or make certain Medicare Advantage plans non-commissionable to agents. ...
Understanding CMS & FCC One-to-One Consent Regulations: What Agents Need to Know
If you’re in the business of working with consumer leads, there are new rules you need to be aware of. CMS’s new one-to-one consent regulations and the FCC’s one-to-one consent rules. Both regulations are rolling out, and they will impact how agents and TPMOs...
DOL Fiduciary Rule Halted by Texas Court: Implications for Financial Professionals
On July 26, 2024, the U.S. District Court for the Eastern District of Texas issued a preliminary injunction to halt the implementation of the Department of Labor’s (DOL) new fiduciary rule, which was set to take effect on September 23, 2024. This decision came in...
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