Wincentives 2026

Rewards to take your business to the next level.

Earn Wincentive rewards on top of your commissions with

HealthSpringSM Supplemental Benefits.

$200

Enhanced Bonus* for New HealthSpring Med Supp Product Launches for every

application you write each month for underwritten Medicare Supplement

Plan F, G, N, and Open Enrollment Plan N.

For new HealthSpring launches from January 1, 2026 to June 30, 2026. The Enhanced Bonus begins on

the date a new HealthSpring Medicare Supplement product launches and continues through the end of that

month plus the next three full calendar months. Minimum of four applications.1 Incentives retroact

to first application. Not valid in: CA, CO, DC, MA, ME, MN, MT, ND, NY, OR, RI, SC, TN, WA, WI, and WV.

Example: If a product launches on June 12, 2026, the Enhanced Bonus period will run from

June 12, 2026, through September 30, 2026.

or 

$100

Bonus for every application you write each month for underwritten

Medicare Supplement Plan F, G, N, and Open Enrollment Plan N.

Eligible in participating states from January 1, 2026 to December 31, 2026, except after

New HealthSpring Med Supp Product Launches when new sales may qualify for the Enhanced

Bonus described above. Minimum of four applications.1 Incentives retroact to first application.

Not valid in: CA, CO, DC, MA, ME, MN, MT, ND, NY, OR, RI, SC, TN, WA, WI, and WV

*If you are outside of the enhanced bonus period, you are still eligible for the “regular” bonus.

$25

Bonus for every application you write each month for Cancer Treatment,

Choice Accident, Choice Hospital Indemnity, Choice Short Term Care,

Flexible Choice Cancer and Heart Attack & Stroke, and Flexible Choice

Hospital Indemnity.

Eligible in all states where products are sold. Minimum of five applications; minimum can be achieved

by combining these products. Incentives retroact to first application.

From January 1, 2026 to December 31, 2026.

$25

Bonus for every application you write each month for Flexible Choice Dental,

Vision & Hearing and Flexible Choice Dental, Vision & Hearing Plus.

Eligible in all states where product is sold. Minimum of five applications; minimum can be achieved by

combining these products. Incentives retroact to first application.

From January 1, 2026 to December 31, 2026.

1. Application minimums can be achieved by combining applications across all Wincentives 2026 Medicare Supplement eligible states.

The $100 and $200 incentives will be paid based on the state for which the application is written.

Insured by American Retirement Life Insurance Company, HealthSpring Insurance Company, HealthSpring National Health Insurance Company,

Medco Containment Life Insurance Company, or Loyal American Life Insurance Company.