AL, AZ, AR, CO, DC, FL, GA, HI, IL, IN, KS, KY, LA, ME, MD, MA, MI, MT, NC, NE, NM, ND, SD, TN, VA, VT, WV, WI

Applications are subject to a 60 calendar-day rate-lock period.

The rate lock will provide the greater of the rates available during the 60 days based on the application signed date or issue date, as long as the contract is in good order and funded within 60 calendar days from the application date. Otherwise, the contract will receive only the current rates available at the time of issuance.