Streamline your ACA Sales Process Elevate your ACA sales strategy with streamlined tools and support.

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Sell ACA Insurance with Pinnacle Pinnacle provides everything you need to thrive in the ACA market.

Direct Access to Leading ACA Carriers

Work with a wide network of trusted ACA insurance companies to provide clients with the best plan options.

Cutting-Edge Technology & Enrollment Tools

Simplify quoting and enrollment with user-friendly platforms designed to save time and reduce errors.

Comprehensive Training & Compliance Support

Stay confident in your sales with up-to-date training and guidance on ACA rules, regulations, and certifications.

Dedicated Back-Office Assistance

From lead generation to marketing materials, our team helps you reach more clients and close more sales.

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Why Sell ACA Plans? ACA plans broaden your client base and boost growth, and partnering with Pinnacle Financial Services delivers the tools and support to succeed.

Broader Reach

Connect with more clients seeking affordable health coverage.

High Demand

Serve a fast-growing market with year-round enrollment needs.

Retention Boost

Offer plans that keep clients engaged and returning annually.

Revenue Growth

Increase earnings with strong enrollments and renewal potential.

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Medicare

Coverage options for people 65+ and with certain disabilities.

Affordable Care Act

Comprehensive coverage ideal for individuals and families.

Ancillary Products

Fill your clients gaps in there Medicare, ACA or group health coverage.

Annuities

Give your clients a safe and secure retirement with guaranteed income and principal protection.

Life & Final Expense

A crucial financial safety-net to ensure the wellbeing of surviving families.

Long-Term Care

Protect your clients from the devasting costs associated with a LTC stay.

Proven Insurance Solutions from a Trusted FMO Access a comprehensive portfolio designed to meet every client’s needs.

With the right mix of insurance products, you can position yourself as a trusted advisor to build stronger relationships and deliver long-term value to your clients.

Access Top-Rated Insurance Carriers We provide everything you need to thrive in the ACA market.

Get contracted today and gain access to the following carriers.

Carrier List

ACA News & Blogs Stay up-to-date on the latest industry insights.

January 27, 2026

Pinnacle Financial Services Launches New Agent Website, Elevating the Digital Experience for Independent Agents Nationwide

January 15, 2026

ACA Agent FAQs We answer your ACA questions.

Still confused? We can help! Reach out to our Support Team

What is an ACA FMO?

An FMO (field marketing organization), alternately known as an IMO (independent marketing organization), is an organization that is licensed to sell ACA insurance in most, if not all, states.
Why Sell ACA health coverage with an FMO?

Selling ACA insurance comes with unique challenges: strict enrollment timelines, compliance requirements, and a highly competitive marketplace. By working with a trusted Field Marketing Organization (FMO), you gain the tools, support, and expertise to overcome these challenges while maximizing your sales potential.
Is it difficult to become certified to sell ACA plans?

Becoming certified to sell ACA health coverage is relatively easy and marketplace certification is free. If you’re already licensed to sell insurance in your state, then you’re already one step ahead. After taking an online course, which can be completed in a few hours, you’ll be required to pass a certification exam. Recertification must be completed every year.
What tools do you offer to help me compare ACA plans for clients?
How do I earn commission by selling ACA plans?

Commissions are usually earned per household member, per month. In other words, if multiple family members within the same household are enrolled, you can earn commission on each enrollment. Carriers provide an initial commission as well as a renewal commission for consecutive years.