December 18, 2019
John Hancock Aspire™ represents a huge opportunity in today’s life insurance market. There are nearly 15 million Americans living with diabetes either that don’t have enough life insurance, or don’t have any coverage at all.¹ What’s stopping you from selling to this group of prospective clients?
Still worried about approval? At John Hancock, the vast majority of applicants with diabetes are approved.²
Still worried about affordability? John Hancock Aspire customers can earn up to 25% in premium savings.³
So now what’s stopping you from seizing this opportunity for you and your clients?
1. Estimation methodology – Based on current CDC data, 30 million Americans are living with diabetes. When adjusted to account for 2017 survey conducted by Qualtrics on behalf of John Hancock which revealed half of people living with diabetes do not have life insurance coverage, we estimate 15 million are in need of coverage.
2. In 2018, 88% of applicants with type 2 diabetes were approved for coverage by John Hancock; 75% of people with type 2 diabetes and other commonly related conditions were approved for coverage.
3. Premium savings are in comparison to the same John Hancock life insurance policy without Vitality PLUS. The level of premium savings over the life of the policy will vary based upon underwriting status, issue age, policy type, the terms of the policy and the Vitality Status achieved. Premiums savings are only available with Vitality PLUS.