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IBX | RX Cost Management, Multi-factor Authentication, Platform Transition Webcast, & More

IBX | RX Cost Management, Multi-factor Authentication, Platform Transition Webcast, & More

IBX | RX Cost Management, Multi-factor Authentication, Platform Transition Webcast, & More
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Independence Edge

News for Primary Agents
Producing Agents will receive this version of Edge on Monday.

Top specialty drug spend in 2023 and cost management efforts

In the first quarter of each year, Independence generates a report based on all specialty drug claims from the previous year. Compiling this data helps us recognize new trends, determine the effectiveness of our current management strategies, make strategic refinements (if necessary), and identify opportunities for future cost‑containment pursuits.
FULL ARTICLE

Multi‑factor authentication update

Beginning March 25, we will be implementing a new cyber security measure that requires all Sales Portal users and Employer Portal users to enter a six‑digit multi‑factor authentication code when accessing these applications with their existing User ID and Passwords.
FULL ARTICLE

IBX Experience Series for Client Advisors: Platform transition updates

Join us for the next IBX Experience Series for Client Advisors on March 27 at 10 a.m. This episode will cover important details for our upcoming platform transition. To register, click here and stay tuned for more details!

April 1 updates to Value and Select Program formularies

The Value and Select Drug Program formularies are updated quarterly. Lists with the changes for April 1 are available now.
FULL ARTICLE

Medicare updates: PowerPortal and Longform overview

Please review updates to the permissions in the PowerPortal, along with a helpful video to ensure that you have all the information you need to effectively sell and retain business.
FULL ARTICLE

Healthy You!

Check out the latest issue of Healthy You!, our monthly newsletter of reliable, engaging information that educates members on a variety of health and well‑being topics.

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

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Contact a Pinnacle Financial Service representative today for assistance.

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Cigna | New Medicare Supplement Rates in FL

Cigna | New Medicare Supplement Rates in FL

Cigna | New Medicare Supplement Rates in FL
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Say hello to improved rates and unwavering support.

New Medicare Supplement Insurance policy, offered by Cigna HealthcareSM, launching in Florida on March 25.

Improved for customers. Our Cigna HealthcareSM Medicare Supplement Insurance is bringing your clients more ways to save. In addition to a multi-policy discount, we’re bringing you improved customer rates. Take a look:

New Preferred monthly rates in Florida (FL).

  • Plan G Female, Age 65-67 – $164.66
  • Plan G Male, Age 65-67 – $184.42
  • Plan N Female, Age 65-67 – $122.37
  • Plan N Male, Age 65-67 – $137.05

Note: Rates shown are for area 1 with the multi-policy discount applied.

Unwavering support for you. You’ll also have access to more sales support and incentives, such as:

  • Cigna Healthcare’s Agent Resource Center (ARC)for help with applications, product information, commission questions and more
  • Tools such as Express App 2.0and online training
  • Wincentive rewards, including cash bonuses and targeted lead direct mail campaign

IMPORTANT NOTES:

CHLIC FL will no longer be available for sale as of April 12, 2024. Applications must be signed by April 11, 2024, and in our office by April 26, 2024.

Wincentives 2024 

1,000 targeted leads with a direct mail campaign for every fourth application an agent writes for underwritten Medicare Supplement Plans F, G, N, and Open Enrollment Plan N.1

$100 bonus for every underwritten Medicare Supplement Plan F, G, N, and Open Enrollment Plan N application an agent writes each month.2

$25 bonus for every application an agent writes each month for Accident Treatment, Cancer Treatment, Choice Accident, Flexible Choice Cancer, and Heart Attack & Stroke, and Flexible Choice Hospital Indemnity.3

$25 bonus for every application an agent writes for Flexible Choice Dental, Vision & Hearing.4

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

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Contact a Pinnacle Financial Service representative today for assistance.

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Wellcare | Spendables Benefit Tips

Wellcare | Spendables Benefit Tips

Wellcare | Spendables Benefit Tips
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The Wellcare SpendablesTM benefit card provides a convenient way for your members to access a variety of supplemental benefits with one easy-to-use card. To help you better assist your members with this important benefit we’ve gathered a collection of helpful tips for you to utilize when providing guidance to your members.

Topics covered in today’s tips :

  • In Store Purchases – Find retailers & use the Spendables card in-store.
  • Gas Pay-at-the-Pump – Guidelines for convenient fuel payment.
  • No card? No Problem – Access benefits without a physical card in hand.

Retail Purchases

When using the Wellcare SpendablesTM card for covered items and services in stores, verifying the in-network status for the retailer, and following a few tips for ease of card use will help members avoid frustration during the transaction:

  • The Wellcare SpendablesTM retail network through Solutran is robust, with over 55,000 stores participating. Throughout the year stores may move in and out of the network. The Wellcare Spendables Card Store Finder feature is the best source for accessing current participating retailers in a member’s local area. The Store Finder is also available within the Healthy Benefits Plus app.
  • Wellcare SpendablesTM cards may only be used for covered items and services. The cards cannot be used to receive cash back.
  • The PIN number for the member’s card is the last 4 digits on the card. This number cannot be changed.
  • When using their card at a participating retailer for a covered purchase, your members should be instructed to try both swiping the card and scanning the barcode. If both methods fail, the cashier should be asked to manually scan the barcode on the back of the card.

Gas Pay-at-the-Pump Transactions

By following a few simple guidelines your members will enjoy a seamless experience when using their SpendablesTM card to purchase fuel.

  • Members must pay for gas at the pump, instead of inside the gas station at the register.
  • Not all gas stations accept the Wellcare SpendablesTM card.
  • Gas pumps at a few outlets, including some Walmart, Sam’s Club, and Kroger locations are experiencing declines depending on how the card transactions are set up for processing. Solutran is aware of this issue and is working to address it long-term.

Preferred gas stations for ease of use include:

  • Speedway
  • ‌Chevron
  • ‌Kwik Trip
  • ‌Exxon
  • ‌Arco
  • ‌Marathon
  • Shell
  • ‌Circle K
  • ‌Sunoco
  • ‌Murphy
  • ‌BP
  • ‌Texaco

Accessing Benefits Without the Card Present

Members can use their benefit dollars without having their Wellcare SpendablesTM card in hand using several methods:

  • Call the Healthy Benefits Plus Customer Service Support number, 855-744-8550, and a representative can order on their behalf.
  • Register their card through the Healthy Benefits Plus web portal and place orders online.
  • Download the Healthy Benefits Plus mobile app and use the barcode to shop in-store at participating retailers.
  • Use the Healthy Benefits Plus mobile app to make in-store purchases via the digital card located within the app.

Please keep in mind that physical card delivery takes 10-14 business days. The member’s card will come in a white envelope labeled “Introducing Wellcare Spendables™”.

For more information about the Wellcare SpendablesTM benefit, please review the Wellcare Spendables FAQ resource.

As always, thank you for your continued partnership!

 

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

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Contact a Pinnacle Financial Service representative today for assistance.

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Oceanview | 10-Year FIA Fixed Rate Special at 10% in the First Year!

Oceanview | 10-Year FIA Fixed Rate Special at 10% in the First Year!

Oceanview | 10-Year FIA Fixed Rate Special at 10% in the First Year!
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Oceanview understands the importance of financial stability in the face of economic uncertainty, and that’s why we’re offering one of the highest fixed rates in the industry.

 Effective 3/14/2024, we are increasing the first-year fixed rate special on the 10-year Harbourview FIA product to 10%, reflecting our commitment to delivering unparalleled value to you and your clients. 

Don’t miss out on this limited-time opportunity! Help your clients take control of their financial future with Oceanview’s 10-Year FIA Fixed Rate Special today.

All commissions and overrides remain the same.

Harbourview FIA Client Rates

Download the updated rate sheets below.

Updated FIA Rates Download

Updated California FIA Rates Download

Harbourview FIA Agent Rates

Updated FIA Rates. Download

Updated California FIA Rates Download

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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Independence Blue cross | Update regarding Change Healthcare cyber security incident

Independence Blue cross | Update regarding Change Healthcare cyber security incident

Independence Blue cross | Update regarding Change Healthcare cyber security incident
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Independence Edge

News for Primary Agents
Producing Agents will receive this version of Edge later today.

GROUP BUSINESS

Update regarding Change Healthcare cyber security incident

Last week, Independence Blue Cross confirmed and communicated to brokers and clients that one of our service providers, Change Healthcare, experienced a network interruption related to a recent cyber security incident. We continue to closely monitor this incident and any potential impacts through active communication with Change Healthcare and Teladoc.

FULL ARTICLE

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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Cigna | New Medicare Supplement Rates in FL

Cigna | Medicaid lookup tool on CignaforBrokers

Cigna | Medicaid lookup tool on CignaforBrokers
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This tool is available for the AL, AR, CO, CT, FL, GA, MD, MS, and PA markets.

Are you using our Medicaid lookup tool available on CignaforBrokers.com?

Last year, we launched our Medicaid lookup tool, which makes it easy to check your customers’ Medicaid status. This tool is available to brokers selling in the Alabama, Arkansas, Colorado, Connecticut, Florida, Georgia, Maryland, Mississippi, and Pennsylvaniamarkets. More states to come soon!

By confirming your customers’ Medicaid status using our lookup tool, you can save time because you won’t need to call CARL or the state office for assistance, or search for a recent letter that verifies coverage. In addition, you’ll be able to check if your customers qualify for the plans they are considering. 

The lookup tool communicates directly with the state to give you real-time updates. In most cases, the lookup tool will show full and partial beneficiaries and include their statuses like QMB, QI, SLMB, SLMB+, etc. 

Make sure you try our lookup tool on your next D-SNP enrollment!

For more information, contact a Pinnacle Financial Services representative today

1 (800) 772-6881 x7731 | sales@pfsinsurance.com

Contact a Pinnacle Representative if you have any questions.

1 (800) 772-6881
support@pfsinsurance.com

Contact Us

Contact a Pinnacle Financial Service representative today for assistance.

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