Let’s say that you helped your client enroll in a new Medicare supplement plan that saves them $50 per month. You could then turn around and ask them if they’d like to use that $50 savings to purchase a final expense life insurance plan. Not only is your client saving money by enrolling in a new medicare supplement plan, but also, they’ve now put their savings toward a permanent life insurance solution that will protect their family in the event of death. Your client(s) will be thrilled that you’re saving them money and thinking about their financial future.

Pinnacle understands that many agents will be hesitant to offer final expense if they have to navigate through multiple carriers and products outside of the carrier that was used to write the Medicare supplement plan. It can certainly be time-consuming and confusing, especially if you’re not familiar with most final expense plans. Save yourself the trouble by writing BOTH medicare supplement and final expense plans with the same carrier! In today’s market, there are dozens of reputable carriers that offer multiple product lines including medicare supplements and final expense.

Carriers that offer both Medicare supplements and final expense include Aetna, Americo, Cigna, Mutual of Omaha, and Sentinel Life. These are top-rated, national carriers that make it very easy to enroll your client into both a Medicare supplement plan and a final expense plan. Some carriers, such as Cigna, allows you to write both products on the same application.